Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012
Cash flows from operating activities
Net loss	$ (5,390)	$ (3,391)
Adjustments to reconcile net loss to cash (used in) provided by operating activities:
Provision for loan losses	3,850	6,692
Depreciation and amortization expense	354	351
Net loss on sales of foreclosed assets	65	173
Writedowns on foreclosed real estate	60	75
Gain on sale of loans	(728)	(896)
Loans originated for sale	(17,575)	(35,179)
Proceeds from sale of loans held for sale	18,189	37,711
Net amortization from investments	212	177
Amortization of intangible assets	0	17
Provision for deferred taxes	0	(973)
Stock-based compensation	0	123
Net change in:
Accrued income receivable	187	159
Deferred loan fees	(49)	(54)
Cash surrender value of life insurance	(141)	(151)
Loan sales proceeds held in escrow	(11,753)	0
Other assets	(1,276)	648
Other liabilities	3,647	(577)
Net cash (used in) provided by operating activities	(10,348)	4,828
Cash flows from investing activities
Proceeds from maturities and repayments of available-for-sale securities	2,487	2,786
Proceeds from sale of available-for-sale securities	762	300
Proceeds from maturities of held-to-maturity securities	3,910	3,178
Redemption of Federal Home Loan Bank stock	473	335
Purchase of available-for-sale securities	(772)	(4,216)
Purchase of held-to-maturity securities	0	(7,386)
Loan originations net of principal payments	26,857	18,217
Purchase of premises and equipment	(103)	(248)
Proceeds from the sale of foreclosed assets	627	556
Net cash provided by investing activities	34,241	13,522
Cash flows from financing activities
Net change in time deposits	(12,881)	(13,790)
Net change in other deposit accounts	9,388	14,248
Repayment of FHLB advances	(8,966)	(11,387)
Net change in mortgagors' escrow accounts	60	(134)
Change in other borrowings	(944)	(2,178)
Forfeited restricted shares	0	(2)
Common stock repurchased	0	(1)
Cash dividends to common stockholders	0	(397)
Net cash used in financing activities	(13,343)	(13,641)
Net change in cash and cash equivalents	10,550	4,709
Cash and cash equivalents at beginning of period	23,229	18,069
Cash and cash equivalents at end of period	33,779	22,778
Supplementary Disclosures of Cash Flow Information:
Transfer of loans to foreclosed assets	251	258
Cash paid during the period for:
Interest	2,112	2,989
Income taxes	0	151
Unrealized (losses) gains on available for sale securities arising during the period	$ (735)	$ 427