Consolidated Statements of Operations (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Interest income
Interest on loans	$ 5,021	$ 5,652	$ 10,072	$ 11,699
Interest and dividends on investments and deposits	292	398	612	817
Total interest income	5,313	6,050	10,684	12,516
Interest expense
Interest on deposits	752	975	1,538	2,069
Interest on borrowed funds	249	432	543	890
Total interest expense	1,001	1,407	2,081	2,959
Net interest income	4,312	4,643	8,603	9,557
Provision for loan losses	3,550	2,147	3,850	6,692
Net interest income after provision for loan losses	762	2,496	4,753	2,865
Noninterest income
Deposit fees/service charges	182	204	360	406
Gain on sales of loans	308	562	728	896
Fees for other services	180	188	290	387
Mortgage servicing income	85	63	167	119
Income from bank owned life insurance	70	76	140	151
Income from investment advisory services, net	87	51	139	107
Other income	28	30	53	55
Total noninterest income	940	1,174	1,877	2,121
Noninterest expense
Compensation, taxes and benefits	2,896	2,705	5,573	5,314
Professional fees	637	244	1,296	537
Property taxes on loan sales	765	0	765	0
Office occupancy	587	575	1,198	1,150
Expenses on foreclosed properties, net	202	141	559	266
Writedowns on foreclosed properties	49	63	60	75
FDIC insurance premiums	249	187	454	321
Insurance	124	35	282	73
Computer processing	183	194	380	368
Directors compensation	77	130	211	335
Advertising	108	160	195	286
Office supplies	48	53	109	107
Deposit related charge	0	(88)	0	712
Other expenses	576	396	938	659
Total noninterest expense	6,501	4,795	12,020	10,203
Loss before provision (benefit) for income taxes	(4,799)	(1,125)	(5,390)	(5,217)
Provision (benefit) for income taxes	0	(410)	0	(1,826)
Net loss	$ (4,799)	$ (715)	$ (5,390)	$ (3,391)
Loss per common share - basic and diluted (in dollars per share)	$ (0.72)	$ (0.11)	$ (0.81)	$ (0.51)