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REGULATORY MATTERS (Tables)
 6 Months Ended
Jun. 30, 2013
Banking and Thrift [Abstract]  
Schedule of Capital Units [Table Text Block]
The following table is a summary of the Company’s consolidated capital amounts and ratios and the Bank’s actual capital amounts and ratios as computed under the standards established by the Federal Deposit Insurance Act at June 30, 2013.
 
At June 30, 2013
 
Adequately Capitalized
Requirements
 
 
Individual Minimum
Capital Requirements (3)
 
 
Actual
 
 
(Dollars in thousands)
 
$
 
%
 
 
$
 
%
 
 
$
 
%
 
 
The Company Consolidated
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 Leverage Capital (1)
 
 
N/A
 
 
N/A
 
 
 
N/A
 
 
N/A
 
 
$
61,539
 
 
12.04
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 Risk-Based Capital (2)
 
 
N/A
 
 
N/A
 
 
 
N/A
 
 
N/A
 
 
 
61,539
 
 
17.76
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Risk-Based Capital (2)
 
 
N/A
 
 
N/A
 
 
 
N/A
 
 
N/A
 
 
 
65,450
 
 
19.03
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Bank
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 Leverage Capital (1)
 
$
20,813
 
 
4.00
%
 
$
46,829
 
 
9.00
%
 
$
52,359
 
 
10.06
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 Risk-Based Capital (2)
 
 
14,678
 
 
4.00
%
 
 
N/A
 
 
N/A
 
 
 
52,359
 
 
14.27
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Risk-Based Capital (2)
 
 
29,357
 
 
8.00
%
 
 
47,704
 
 
13.00
%
 
 
57,030
 
 
15.54
%
 
 
(1) Tier 1 capital to total assets.
(2) Tier 1 or total risk-based capital to risk-weighted assets.
(3) Effective June 4, 2013.
 
At December 31 2012
 
Adequately Capitalized
Requirements
 
 
Actual
 
(Dollars in thousands)
 
$
 
%
 
 
$
 
%
 
The Company Consolidated
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 Leverage Capital (1)
 
 
N/A
 
 
N/A
 
 
$
66,929
 
 
12.71
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 Risk-Based Capital (2)
 
 
N/A
 
 
N/A
 
 
 
66,929
 
 
19.35
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Risk-Based Capital (2)
 
 
N/A
 
 
N/A
 
 
 
71,378
 
 
20.64
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Bank
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 Leverage Capital (1)
 
$
21,087
 
 
4.00
%
 
$
52,618
 
 
9.98
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1 Risk-Based Capital (2)
 
 
14,105
 
 
4.00
%
 
 
52,618
 
 
14.92
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Risk-Based Capital (2)
 
 
28,210
 
 
8.00
%
 
 
57,162
 
 
16.21
%
  
(1) Tier 1 capital to total assets.
(2) Tier 1 or total risk-based capital to risk-weighted assets.