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2us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlockus-gaap_truenadurationfalsefalsefalsefalsefalsefalsefalsefalseverboseLabel| 1falsefalsefalse00 <table border="0" style="clear:both;width:100%; table-layout:fixed;"> <tr> <td></td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif "> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> <b>NOTE 4 – LOANS RECEIVABLE</b></div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> A summary of loans receivable at June 30, 2013 and December 31, 2012 is as follows:</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="clear:both;WIDTH: 85%; BORDER-COLLAPSE: collapse; FONT: 10pt Times New Roman, Times, Serif" cellspacing="0" cellpadding="0"> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div>June 30,</div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div>December 31,</div> </td> <td style="white-space:nowrap;"> <div> </div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; FONT-STYLE: italic"> <div>(Dollars in thousands)</div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="2"> <div>2013</div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="2"> <div>2012</div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td> <div> </div> </td> <td> <div> </div> </td> <td colspan="2"> <div> </div> </td> <td> <div> </div> </td> <td> <div> </div> </td> <td colspan="2"> <div> </div> </td> <td> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left"> <div>Real estate loans:</div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-LEFT: 9pt; WIDTH: 74%"> <div>One-to-four family</div> </td> <td style="WIDTH: 1%"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 10%"> <div>205,685</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div> </div> </td> <td style="WIDTH: 1%"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 10%"> <div>209,004</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt; COLOR: black"> <div>Multi-family and commercial real estate</div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div>129,789</div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div>133,549</div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; PADDING-LEFT: 9pt; COLOR: black"> <div>Construction and land development</div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div>11,300</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div>28,357</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; PADDING-LEFT: 0.25in"> <div>Total real estate loans</div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div>346,774</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div>370,910</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div>Commercial business loans</div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div>28,007</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div>32,970</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left"> <div>Consumer loans:</div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt"> <div>Home equity</div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div>26,420</div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div>28,829</div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; PADDING-LEFT: 9pt"> <div>Other consumer</div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div>925</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div>1,297</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; PADDING-LEFT: 27pt"> <div>Total consumer loans</div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div>27,345</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div>30,126</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 0.25in"> <div>Total loans</div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div>402,126</div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div>434,006</div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td> <div>Less:</div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt"> <div>Allowance for loan losses</div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div>10,746</div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div>14,500</div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt"> <div>Undisbursed construction loans</div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div>2,012</div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div>1,724</div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; PADDING-LEFT: 9pt"> <div>Deferred loan origination fees, Net</div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div>120</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div>169</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; PADDING-LEFT: 0.25in"> <div>Loans receivable, net</div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div>389,248</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div> </div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div>417,613</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div> </div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> In June 2013,in connection with the Company’s plan to reduce the Level of impaired Loans, the Company sold $20.8 million in credit impaired loans in three separate transactions of a similar nature in which the financial assets transferred satisfy all of the criteria to be accounted for as sales of financial assets. In these transactions, the Company sold approximately $14.1 million in loans secured by commercial real estate properties, $6.0 in construction and land development loans and $0.7 million in loans secured by owner occupied one-to-four family properties. Because of the credit impaired quality of these assets transferred, the impact of these sales resulted in $5.1 million in net charge-offs against the Company’s allowance for loan losses.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> <i> </i></div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> <i><u>Credit quality of financing receivables</u></i></div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> Management segregates the loan portfolio into portfolio segments which are defined as the level at which the Company develops and documents a systematic method for determining its allowance for loan losses. The portfolio segments are segregated based on loan types and the underlying risk factors present in each loan type. Such risk factors are periodically reviewed by management and revised as deemed appropriate.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> During the second quarter of 2013, management analyzed the risk concentration within the loan portfolio. As a result of this analysis, the loan portfolio was further disaggregated by expanding the number of loan segments from six segments to ten segments as of June 30, 2013. The commercial real estate loan segment, the second largest grouping of loans after one-to-four family owner occupied loans, was expanded into five segments to increase the granularity of analysis of the risks inherent in the loans in these segments. The expanded commercial loan segments are: investor owned one-to-four family and multi-family properties, industrial and warehouse properties, office buildings, retail properties and special use properties.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The Company’s loan portfolio is segregated as follows:</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px 0pt 0.25in; FONT: 10pt Times New Roman, Times, Serif"> <i> </i></div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px 0pt 0.25in; FONT: 10pt Times New Roman, Times, Serif"> <i>One-to-four Family Owner Occupied Loans</i>. This portfolio segment consists of the origination of first mortgage loans secured by one-to-four family owner occupied residential properties and residential construction loans to individuals to finance the construction of residential dwellings for personal use located in our market area. Although the Company has experienced an increase in foreclosures on its owner occupied loan portfolio over the past year, foreclosures are still at relatively low levels. Management believes this is due mainly to its conservative underwriting and lending strategies which do not allow for high risk loans such as “Option ARM,” “sub-prime” or “Alt-A” loans.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px 0pt 0.25in; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px 0pt 0.25in; FONT: 10pt Times New Roman, Times, Serif"> <i>Multi-family and Commercial Real Estate Loans</i>. As described above, this portfolio grouping has been further disaggregated into loans secured by:</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; TEXT-INDENT: -0.25in; MARGIN: 0pt 0px 0pt 0.75in; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="clear:both;MARGIN-TOP: 0pt; FONT: 10pt Times New Roman, Times, Serif; MARGIN-BOTTOM: 0pt" cellspacing="0" cellpadding="0" width="100%"> <tr style="VERTICAL-ALIGN: top"> <td style="WIDTH: 0.5in"></td> <td style="WIDTH: 0.25in"> <div><font style="FONT-FAMILY: Symbol">⋅</font></div> </td> <td style="TEXT-ALIGN: justify"> <div>Investor owned one-to-four family and multi-family properties;</div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt"> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; TEXT-INDENT: -0.25in; MARGIN: 0pt 0px 0pt 0.75in; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="clear:both;MARGIN-TOP: 0pt; FONT: 10pt Times New Roman, Times, Serif; MARGIN-BOTTOM: 0pt" cellspacing="0" cellpadding="0" width="100%"> <tr style="VERTICAL-ALIGN: top"> <td style="WIDTH: 0.5in"></td> <td style="WIDTH: 0.25in"> <div><font style="FONT-FAMILY: Symbol">⋅</font></div> </td> <td style="TEXT-ALIGN: justify"> <div>Industrial and warehouse properties;</div> </td> </tr> </table> <font size="2"> </font>  </div> <table style="clear:both;MARGIN-TOP: 0pt; FONT: 10pt Times New Roman, Times, Serif; MARGIN-BOTTOM: 0pt" cellspacing="0" cellpadding="0" width="100%"> <tr style="VERTICAL-ALIGN: top"> <td style="WIDTH: 0.5in"></td> <td style="WIDTH: 0.25in"> <div><font style="FONT-FAMILY: Symbol">⋅</font></div> </td> <td style="TEXT-ALIGN: justify"> <div>Office buildings;</div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; TEXT-INDENT: -0.25in; MARGIN: 0pt 0px 0pt 0.75in; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="clear:both;MARGIN-TOP: 0pt; FONT: 10pt Times New Roman, Times, Serif; MARGIN-BOTTOM: 0pt" cellspacing="0" cellpadding="0" width="100%"> <tr style="VERTICAL-ALIGN: top"> <td style="WIDTH: 0.5in"></td> <td style="WIDTH: 0.25in"> <div><font style="FONT-FAMILY: Symbol">⋅</font></div> </td> <td style="TEXT-ALIGN: justify"> <div>Retail properties; and</div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; TEXT-INDENT: -0.25in; MARGIN: 0pt 0px 0pt 0.75in; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="clear:both;MARGIN-TOP: 0pt; FONT: 10pt Times New Roman, Times, Serif; MARGIN-BOTTOM: 0pt" cellspacing="0" cellpadding="0" width="100%"> <tr style="VERTICAL-ALIGN: top"> <td style="WIDTH: 0.5in"></td> <td style="WIDTH: 0.25in"> <div><font style="FONT-FAMILY: Symbol">⋅</font></div> </td> <td style="TEXT-ALIGN: justify"> <div>Special use properties.</div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px 0pt 0.25in; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px 0pt 0.25in; FONT: 10pt Times New Roman, Times, Serif"> Loans secured by these types of commercial real estate collateral generally have larger loan balances and more credit risk than owner occupied one-to-four family mortgage loans. The increased risk is the result of several factors, including the concentration of principal in a limited number of loans and borrowers, the impact of local and general economic conditions on the borrower’s ability to repay the loan, and the increased difficulty of evaluating and monitoring these types of loans.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px 0pt 0.25in; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px 0pt 0.25in; FONT: 10pt Times New Roman, Times, Serif"> <i>Construction and Land Development Loans</i>. This portfolio segment includes commercial construction loans for commercial development projects, including condominiums, apartment buildings, and single family subdivisions as well as office buildings, retail and other income producing properties and land loans, which are loans made with land as security. Construction and land development financing generally involves greater credit risk than long-term financing on improved, owner-occupied real estate. Risk of loss on a construction loan depends largely upon the accuracy of the initial estimate of the value of the property at completion of construction compared to the estimated cost (including interest) of construction and other assumptions. If the estimate of construction cost proves to be inaccurate, the Company may be required to advance additional funds beyond the amount originally committed in order to protect the value of the property. Moreover, if the estimated value of the completed project proves to be inaccurate, the borrower may hold a property with a value that is insufficient to assure full repayment. Construction loans also expose the Company to the risks that improvements will not be completed on time in accordance with specifications and projected costs and that repayment will depend on the successful operation or sale of the properties, which may cause some borrowers to be unable to continue with debt service which exposes the Company to greater risk of non-payment and loss. Additionally, economic factors such as the decline of property values may have an adverse affect on the ability of the borrower to sell the property.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px 0pt 0.25in; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px 0pt 0.25in; FONT: 10pt Times New Roman, Times, Serif"> <i>Commercial Business Loans</i>. This portfolio segment includes commercial business loans secured by real estate, assignments of corporate assets, and personal guarantees of the business owners. Commercial business loans generally have higher interest rates and shorter terms than other loans, but they also may involve higher average balances, increased difficulty of loan monitoring and a higher risk of default since their repayment generally depends on the successful operation of the borrower’s business.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px 0pt 0.25in; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px 0pt 0.25in; FONT: 10pt Times New Roman, Times, Serif"> <i>Real Estate Secured Consumer Loans</i>. This portfolio segment includes home equity loans and home equity lines of credit secured by owner occupied one-to four-family residential properties. Loans of this type are written at a maximum of 75% of the appraised value of the property and we require that we have no lower than a second lien position on the property. These loans are written at a higher interest rate and a shorter term than mortgage loans. The Company has experienced a low level of foreclosure in this type of loan during recent periods. These loans can be affected by economic conditions and the values of the underlying properties.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px 0pt 0.25in; FONT: 10pt Times New Roman, Times, Serif"> <i> </i></div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px 0pt 0.25in; FONT: 10pt Times New Roman, Times, Serif"> <i>Other Consumer Loans</i>. This portfolio segment includes loans secured by passbook or certificate accounts, or automobiles, as well as unsecured personal loans and overdraft lines of credit. This type of loan may entail greater risk than do residential mortgage loans, particularly in the case of loans that are unsecured or secured by assets that depreciate rapidly.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> <i> </i></div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> <i><u>Credit Quality Indicators</u></i></div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> <i> </i></div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The Company’s policies provide for the classification of loans into the following categories: pass (1 - 5), special mention (6), substandard-accruing (7), substandard-nonaccruing (8), doubtful (9), and loss (10). In June 2013, the Company added substandard-accruing as an additional risk grade to further delineate the Bank risk profile in the previous substandard category. Consistent with regulatory guidelines, loans that are considered to be of lesser quality are considered adversely classified as substandard, doubtful or loss. A loan is considered substandard if it is inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Substandard loans include those loans characterized by the distinct possibility that we will sustain some loss if the deficiencies are not corrected. Loans classified as doubtful have all of the weaknesses inherent in those classified substandard with the added characteristic that the weaknesses present make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Loans (or portions of loans) classified as loss are those considered uncollectible. The Company generally charges off loans or portions of loans as soon as they are considered to be uncollectible and of little value. Loans that do not expose us to risk sufficient to warrant classification in one of the aforementioned categories, but which possess potential weaknesses that deserve close attention, are required to be designated as special mention. When loans are classified as special mention, substandard or doubtful, management focuses increased monitoring and attention on these loans in assessing the credit risk and specific allowance requirements for these loans.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt"></div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The following tables are a summary of the loan portfolio credit quality indicators, by loan class, as of June 30, 2013 and December 31, 2012:</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="clear:both;WIDTH: 95%; BORDER-COLLAPSE: collapse; FONT: 10pt Times New Roman, Times, Serif" cellspacing="0" cellpadding="0"> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap;"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="22" > <div><font style="FONT-SIZE: 8pt"> Credit Risk Profile by Internally Assigned Grade:</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid" > <div><font style="FONT-SIZE: 8pt"> June 30, 2013</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">One-to-Four<br/> Family</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Multi-Family and<br/> Commercial Real<br/> Estate</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Construction and<br/> Land<br/> Development</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Commercial<br/> Business Loans</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Consumer Loans</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Total</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">Risk Rating:</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-LEFT: 9pt; WIDTH: 35%"> <div><font style="FONT-SIZE: 8pt">Pass</font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 7%"> <div><font style="FONT-SIZE: 8pt">194,276</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 7%"> <div><font style="FONT-SIZE: 8pt">98,012</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 7%"> <div><font style="FONT-SIZE: 8pt">1,332</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 7%"> <div><font style="FONT-SIZE: 8pt">19,878</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 7%"> <div><font style="FONT-SIZE: 8pt">26,457</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 7%"> <div><font style="FONT-SIZE: 8pt">339,955</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt"> <div><font style="FONT-SIZE: 8pt">Special Mention</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">4,643</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">25,122</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">1,348</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">4,162</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">249</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">35,524</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-LEFT: 9pt"> <div><font style="FONT-SIZE: 8pt">Substandard:</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="PADDING-LEFT: 9pt"> <div><font style="FONT-SIZE: 8pt">- Accruing</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">674</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">3,771</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">2,998</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">1,164</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">89</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">8,696</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 1pt; PADDING-LEFT: 9pt"> <div><font style="FONT-SIZE: 8pt">- Nonaccruing (1)</font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">6,092</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">2,884</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">5,622</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">2,803</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">550</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">17,951</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt"> <div><font style="FONT-SIZE: 8pt">Subtotal - substandard</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">6,766</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">6,655</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">8,620</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">3,967</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">639</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">26,647</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 1pt; PADDING-LEFT: 9pt"> <div><font style="FONT-SIZE: 8pt">Doubtful</font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt">Total</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">205,685</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">129,789</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">11,300</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">28,007</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">27,345</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">402,126</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="clear:both;WIDTH: 95%; BORDER-COLLAPSE: collapse; FONT: 10pt Times New Roman, Times, Serif" cellspacing="0" cellpadding="0"> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap;"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; FONT-WEIGHT: bold" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; FONT-WEIGHT: bold" colspan="22" > <div><font style="FONT-SIZE: 8pt"> Multi-Family and Commercial Real Estate</font></div> </td> <td style="white-space:nowrap; FONT-WEIGHT: bold" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap;"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="22" > <div><font style="FONT-SIZE: 8pt"> Credit Risk Profile by Internally Assigned Grade:</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid" > <div><font style="FONT-SIZE: 8pt"> June 30, 2013</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 8pt">Investor Owned <br/> One-to-Four<br/> family and multi-<br/> family</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 8pt">Industrial and<br/> Warehouse<br/> Properties</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 8pt"> Office Buildings</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 8pt"> Retail Properties</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 8pt">Special Use<br/> Properties</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 8pt">Total Multi-Family<br/> and Commercial<br/> Real Estate</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">Risk Rating:</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-LEFT: 9pt; WIDTH: 35%"> <div><font style="FONT-SIZE: 8pt">Pass</font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 7%"> <div><font style="FONT-SIZE: 8pt">12,436</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 7%"> <div><font style="FONT-SIZE: 8pt">23,936</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 7%"> <div><font style="FONT-SIZE: 8pt">19,828</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 7%"> <div><font style="FONT-SIZE: 8pt">15,589</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 7%"> <div><font style="FONT-SIZE: 8pt">26,223</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 7%"> <div><font style="FONT-SIZE: 8pt">98,012</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt"> <div><font style="FONT-SIZE: 8pt">Special Mention</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">3,557</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">7,678</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">2,831</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">5,263</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">5,793</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">25,122</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-LEFT: 9pt"> <div><font style="FONT-SIZE: 8pt">Substandard:</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="PADDING-LEFT: 9pt"> <div><font style="FONT-SIZE: 8pt">- Accruing</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">116</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">1,835</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">380</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">940</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">500</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">3,771</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 1pt; PADDING-LEFT: 9pt"> <div><font style="FONT-SIZE: 8pt">- Nonaccruing (1)</font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">1,198</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">156</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">356</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">1,174</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">2,884</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt"> <div><font style="FONT-SIZE: 8pt">Subtotal - substandard</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">1,314</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">1,991</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">736</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">940</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">1,674</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">6,655</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 1pt; PADDING-LEFT: 9pt"> <div><font style="FONT-SIZE: 8pt">Doubtful</font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt">Total</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">17,307</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">33,605</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">23,395</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">21,792</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">33,690</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">129,789</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="clear:both;WIDTH: 85%; BORDER-COLLAPSE: collapse; FONT: 10pt Times New Roman, Times, Serif" cellspacing="0" cellpadding="0"> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap;"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="18" > <div><font style="FONT-SIZE: 8pt"> Credit Risk Profile by Internally Assigned Grade:</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap;"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">One-to-Four<br/> Family</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Multi-Family and<br/> Commercial Real Estate</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Construction and<br/> Land<br/> Development</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Commercial<br/> Business Loans</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Total</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-DECORATION: underline"> <div><font style="FONT-SIZE: 8pt">December 31, 2012</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">Risk Rating:</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-LEFT: 9pt; WIDTH: 30%"> <div><font style="FONT-SIZE: 8pt">Pass</font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%"> <div><font style="FONT-SIZE: 8pt">198,800</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%"> <div><font style="FONT-SIZE: 8pt">90,544</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%"> <div><font style="FONT-SIZE: 8pt">14,541</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%"> <div><font style="FONT-SIZE: 8pt">24,271</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%"> <div><font style="FONT-SIZE: 8pt">328,156</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt"> <div><font style="FONT-SIZE: 8pt">Special Mention</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">4,807</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">26,198</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">2,159</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">3,255</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">36,419</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-LEFT: 9pt"> <div><font style="FONT-SIZE: 8pt">Substandard:</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="PADDING-LEFT: 9pt"> <div><font style="FONT-SIZE: 8pt">- Accruing</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">1,709</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">7,776</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">2,402</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">2,043</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">13,930</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 1pt; PADDING-LEFT: 9pt"> <div><font style="FONT-SIZE: 8pt">- Nonaccruing (1)</font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">3,688</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">9,031</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">9,255</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">3,401</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">25,375</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt"> <div><font style="FONT-SIZE: 8pt">Subtotal - substandard</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">5,397</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">16,807</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">11,657</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">5,444</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">39,305</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 1pt; PADDING-LEFT: 9pt"> <div><font style="FONT-SIZE: 8pt">Doubtful</font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt">Total</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">209,004</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">133,549</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">28,357</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">32,970</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt">403,880</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> Consumer loans were not risk rated at December 31, 2012 and the credit risk profile was based on payment activity. The following table represents the credit risk profile on consumer loans as of December 31, 2012.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="clear:both;WIDTH: 85%; BORDER-COLLAPSE: collapse; FONT: 10pt Times New Roman, Times, Serif" cellspacing="0" cellpadding="0"> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; FONT-STYLE: italic" > <div>(In thousands)</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>At December 31,<br/> 2012</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="COLOR: black"> <div>Grade:</div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-LEFT: 9pt; WIDTH: 72%; COLOR: black"> <div>Performing</div> </td> <td style="WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 10%; COLOR: black"> <div>29,853</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 1pt; PADDING-LEFT: 9pt; COLOR: black"> <div>Nonperforming (1)</div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>273</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div>Total</div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div>30,126</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="clear:both;WIDTH: 100%; BORDER-COLLAPSE: collapse; FONT: 10pt Times New Roman, Times, Serif" cellspacing="0" cellpadding="0"> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; WIDTH: 0.25in" > <div><font style="FONT-SIZE: 10pt">(1)</font></div> </td> <td style="white-space:nowrap;"> <div><font style="FONT-SIZE: 10pt">Non-accrual loans included substandard nonaccruing loans and non-performing consumer loans.  </font></div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt"></div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="clear:both;MARGIN-TOP: 0pt; FONT: 10pt Times New Roman, Times, Serif; MARGIN-BOTTOM: 0pt" cellspacing="0" cellpadding="0" width="100%"> <tr style="VERTICAL-ALIGN: top"> <td style="WIDTH: 0.25in"> <div><i>(a)</i></div> </td> <td style="TEXT-ALIGN: justify"> <div><i>Delinquencies</i></div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; TEXT-INDENT: -0.25in; MARGIN: 0pt 0px 0pt 0.2in; FONT: 10pt Times New Roman, Times, Serif"> <i> </i></div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> When a loan is 15 days past due, the Company sends the borrower a late notice. The Company also contacts the borrower by phone if the delinquency is not corrected promptly after the notice has been sent. When the loan is 30 days past due, the Company mails the borrower a letter reminding the borrower of the delinquency and attempts to contact the borrower personally to determine the reason for the delinquency in order to ensure that the borrower understands the terms of the loan and the importance of making payments on or before the due date. If necessary, subsequent delinquency notices are issued and the account will be monitored on a regular basis thereafter. By the 90th day of delinquency, the Company will send the borrower a final demand for payment and may recommend foreclosure. A summary report of all loans 30 days or more past due is provided to the Board of Directors of the Company each month.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> Loans are automatically placed on nonaccrual status when payment of principal or interest is more than 90 days delinquent. Loans may also be placed on nonaccrual status if collection of principal or interest in full, or in part, is in doubt or if the loan has been restructured. When loans are placed on nonaccrual status, unpaid accrued interest is fully reversed, and further income is recognized only to the extent received. The loan may be returned to accrual status if unpaid principal and interest are repaid so that the loan is less than 90 days delinquent for a reasonable period of time (usually six months) to establish a reliable assessment of collectibility.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The following tables set forth certain information with respect to our loan portfolio delinquencies, by loan class, as of June 30, 2013 and December 31, 2012:</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="clear:both;WIDTH: 100%; BORDER-COLLAPSE: collapse; FONT: 10pt Times New Roman, Times, Serif" cellspacing="0" cellpadding="0"> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="26" > <div><font style="FONT-SIZE: 7pt" size="1"> Delinquencies</font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1">Carrying</font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1">Greater</font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1">Amount > 90</font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt" colspan="2" > <div><font style="FONT-SIZE: 7pt"><font style="FONT-SIZE: 7pt" size="1">31-60 Days Past</font></font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1">61-90 Days</font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1">Than</font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1">Total Past</font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1">Days and</font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1">Due</font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font size="1"><font style="FONT-SIZE: 7pt">Past</font><font style="FONT-SIZE: 7pt">Due</font></font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1">90 Days</font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1">Due</font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1">Current</font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1">Total Loans</font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 7pt" size="1">Accruing</font></div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="BORDER-BOTTOM: black 1pt solid; PADDING-BOTTOM: 1pt; COLOR: black; FONT-WEIGHT: bold"> <div><font style="FONT-SIZE: 7pt" size="1">As of June 30, 2013</font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; FONT-STYLE: italic"> <div><font style="FONT-SIZE: 7pt" size="1">(In thousands)</font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 7pt" size="1">Real estate loans</font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="PADDING-LEFT: 9pt; WIDTH: 30%; COLOR: black"> <div><font style="FONT-SIZE: 7pt" size="1">One-to-four family</font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 7%"> <div><font style="FONT-SIZE: 7pt" size="1">4,410</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 7%"> <div><font style="FONT-SIZE: 7pt" size="1">1,564</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 7%"> <div><font style="FONT-SIZE: 7pt" size="1">2,143</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 7%"> <div><font style="FONT-SIZE: 7pt" size="1">8,117</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 7%"> <div><font style="FONT-SIZE: 7pt" size="1">197,568</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 7%"> <div><font style="FONT-SIZE: 7pt" size="1">205,685</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 7%"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt; COLOR: black"> <div><font style="FONT-SIZE: 7pt" size="1">Construction and land development</font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">915</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">5,012</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">5,927</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">5,373</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">11,300</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt; COLOR: black"> <div><font style="FONT-SIZE: 7pt" size="1">Multi-family and commercial real estate:</font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 0.25in; COLOR: black"> <div><font style="FONT-SIZE: 7pt" size="1">Investor owned one-to-four family and multi-family</font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">533</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">627</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">1,160</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">16,147</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">17,307</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 0.25in; COLOR: black"> <div><font style="FONT-SIZE: 7pt" size="1">Industrial and Warehouse</font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">35</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">661</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">120</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">816</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">32,789</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">33,605</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 0.25in; COLOR: black"> <div><font style="FONT-SIZE: 7pt" size="1">Office buildings</font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">357</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">357</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">23,038</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">23,395</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 0.25in; COLOR: black"> <div><font style="FONT-SIZE: 7pt" size="1">Retail properties</font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">162</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">162</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">21,630</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">21,792</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1">$</font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; PADDING-LEFT: 0.25in; COLOR: black"> <div><font style="FONT-SIZE: 7pt" size="1">Special use properties</font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">247</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">331</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">578</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">33,112</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">33,690</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 27pt; COLOR: black"> <div><font style="FONT-SIZE: 7pt" size="1">Subtotal Multi family and commercial real estate</font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">977</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">661</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">1,435</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">3,073</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">126,716</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">129,789</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt; COLOR: black"> <div><font style="FONT-SIZE: 7pt" size="1">Commercial business loans</font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">371</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">115</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">1,747</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">2,233</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">25,774</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">28,007</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt; COLOR: black"> <div><font style="FONT-SIZE: 7pt" size="1">Consumer loans:</font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 0.25in; COLOR: black"> <div><font style="FONT-SIZE: 7pt" size="1">Home equity loans</font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">75</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">126</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">201</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">26,219</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">26,420</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; PADDING-LEFT: 0.25in; COLOR: black"> <div><font style="FONT-SIZE: 7pt" size="1">Other consumer loans</font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">1</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">1</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">924</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">925</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; PADDING-LEFT: 27pt; COLOR: black"> <div><font style="FONT-SIZE: 7pt" size="1">Subtotal Consumer</font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">76</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">126</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">202</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">27,143</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">27,345</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 7pt" size="1">Total</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">6,749</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">2,340</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">10,463</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">19,552</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">382,574</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">402,126</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 7pt" size="1">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 7pt" size="1">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div><font style="FONT-SIZE: 7pt" size="1"> </font></div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt">  </div> <table style="clear:both;MARGIN-TOP: 0pt; FONT: 10pt Times New Roman, Times, Serif; MARGIN-BOTTOM: 0pt" cellspacing="0" cellpadding="0" width="100%"> <tr style="VERTICAL-ALIGN: top"> <td style="WIDTH: 0.25in"> <div><i>(b)</i></div> </td> <td> <div><i>Impaired loans and nonperforming assets</i></div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The following tables set forth certain information with respect to our nonperforming assets as of June 30, 2013 and December 31, 2012:</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="WIDTH: 70%; BORDER-COLLAPSE: collapse; FONT: 10pt Times New Roman, Times, Serif" cellspacing="0" cellpadding="0" align="center"> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div>June 30,</div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div>December 31,</div> </td> <td style="white-space:nowrap;"> <div> </div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="2" > <div>2013</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div> </div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="2" > <div>2012</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div> </div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold"> <div>Nonperforming Assets</div> </td> <td style="PADDING-BOTTOM: 1pt; FONT-STYLE: italic"> <div> </div> </td> <td style="TEXT-ALIGN: center; PADDING-BOTTOM: 1pt; FONT-STYLE: italic" colspan="6"> <div>(Dollars in thousands)</div> </td> <td style="PADDING-BOTTOM: 1pt; FONT-STYLE: italic"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; WIDTH: 44%"> <div>Nonaccrual loans</div> </td> <td style="WIDTH: 1%"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 10%"> <div>10,624</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div> </div> </td> <td style="WIDTH: 1%"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 10%"> <div>22,306</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div>TDRs nonaccruing</div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div>6,619</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div>8,277</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt"> <div>Subtotal non performing loans</div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div>17,243</div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div>30,583</div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div>Foreclosed real estate</div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div>234</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right"> <div>735</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; PADDING-LEFT: 0.25in"> <div>Total nonperforming assets</div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div>17,477</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div> </div> </td> <td style="PADDING-BOTTOM: 2.5pt"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right"> <div>31,318</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left"> <div>Total nonperforming loans to total loans</div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div>4.29</div> </td> <td style="TEXT-ALIGN: left"> <div>%</div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div>7.57</div> </td> <td style="TEXT-ALIGN: left"> <div>%</div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left"> <div>Total nonperforming assets to total assets</div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div>3.42</div> </td> <td style="TEXT-ALIGN: left"> <div>%</div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div>5.95</div> </td> <td style="TEXT-ALIGN: left"> <div>%</div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: center; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> <font style="FONT-FAMILY: Times New Roman, Times, Serif"> Nonperforming loans (defined as nonaccrual loans and nonperforming troubled debt restructured loans</font><font style="FONT-FAMILY: Times New Roman, Times, Serif">(“TDRs”)) totaled $17.2 million at June 30, 2013 compared to $30.6 million at December 31, 2012. The amount of income that was contractually due but not recognized on nonperforming loans totaled $149,000 and $321,000 for the quarters ended June 30, 2013 and June 30, 2012, respectively.</font></div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> At June 30, 2013, the Company had 99 loans on nonaccrual status of which 51 loans were less than 90 days past due; however, these loans were placed on nonaccrual status due to the uncertainty of their collectibility.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> At December 31, 2012, the Company had 111 loans on nonaccrual status of which 49 loans were less than 90 days past due; however, these loans were placed on nonaccrual status due to the uncertainty of their collectibility.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The Company accounts for impaired loans in accordance with GAAP. An impaired loan generally is one for which it is probable, based on current information, that the Company will not collect all the amounts due under the contractual terms of the loan. All impaired loans are individually evaluated for impairment at least quarterly. As a result of this impairment evaluation, the Company provides a specific reserve for, or charges off, that portion of the asset that is deemed uncollectible.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The following tables summarize impaired loans by portfolio segment as of June 30, 2013 and December 31, 2012:</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="clear:both;WIDTH: 90%; BORDER-COLLAPSE: collapse; FONT: 10pt Times New Roman, Times, Serif" cellspacing="0" cellpadding="0"> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div> </div> </td> <td style="white-space:nowrap; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>Recorded<br/> Investment with</div> </td> <td style="white-space:nowrap; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>Recorded<br/> Investment with</div> </td> <td style="white-space:nowrap; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; COLOR: black; FONT-WEIGHT: bold" > <div>As of June 30, 2013</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>No Specific<br/> Valuation<br/> Allowance</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>Specific<br/>  Valuation<br/> Allowance</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>Total<br/> Recorded<br/> Investment</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>Unpaid<br/> Contractual<br/> Principal Balance</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>Related Specific<br/> Valuation<br/> Allowance</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: center; COLOR: black" colspan="18"> <div>(In thousands)</div> </td> <td style="COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt; COLOR: black"> <div>Real estate loans</div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-LEFT: 0.25in; WIDTH: 35%; COLOR: black"> <div>One-to four-family</div> </td> <td style="WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div>4,613</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div>1,479</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div>6,092</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div>6,709</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div>75</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 0.25in; COLOR: black"> <div>Construction and land development</div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>4,151</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>1,471</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>5,622</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>10,640</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>629</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt; COLOR: black"> <div>Multi-family and commercial real estate:</div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 0.25in; COLOR: black"> <div>Investor owned one-to-four family and multi-family properties</div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>968</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>230</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>1,198</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>1,282</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>18</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 0.25in; COLOR: black"> <div>Industrial and warehouse properties</div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>156</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>-</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>156</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>293</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>-</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 0.25in; COLOR: black"> <div>Office buildings</div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>-</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>356</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>356</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>407</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>82</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 0.25in; COLOR: black"> <div>Retail properties</div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>-</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>-</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>-</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>-</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>-</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; PADDING-LEFT: 0.25in; COLOR: black"> <div>Special use properties</div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>524</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>650</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>1,174</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>1,614</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>38</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-LEFT: 27pt; COLOR: black"> <div>Subtotal</div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>1,648</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>1,236</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>2,884</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>3,596</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>138</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt; COLOR: black"> <div>Commercial business loans</div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>1,448</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>1,355</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>2,803</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>3,265</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>681</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; PADDING-LEFT: 9pt; COLOR: black"> <div>Consumer loans</div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>479</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>71</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>550</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>643</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>32</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black; FONT-WEIGHT: bold"> <div>Total impaired loans</div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div>12,339</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div>5,612</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div>17,951</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div>24,853</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div>1,555</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="clear:both;WIDTH: 90%; BORDER-COLLAPSE: collapse; FONT: 10pt Times New Roman, Times, Serif" cellspacing="0" cellpadding="0"> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; TEXT-ALIGN: center" > <div> </div> </td> <td style="white-space:nowrap; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>Recorded<br/> Investment with</div> </td> <td style="white-space:nowrap; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>Recorded<br/> Investment with</div> </td> <td style="white-space:nowrap; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; FONT-WEIGHT: bold" > <div><font style="FONT-SIZE: 10pt"><b> As of December 31, 2012 </b> <font style="COLOR: black"> </font></font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>No Specific<br/> Valuation<br/> Allowance</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>Specific<br/> Valuation<br/> Allowance</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>Total<br/> Recorded<br/> Investment</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>Unpaid<br/> Contractual<br/> Principal Balance</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>Related Specific<br/> Valuation<br/> Allowance</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td> <div> </div> </td> <td style="FONT-STYLE: italic; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: center; FONT-STYLE: italic; COLOR: black" colspan="18"> <div>(In thousands)</div> </td> <td style="FONT-STYLE: italic; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; COLOR: black"> <div>Real estate loans</div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-LEFT: 9pt; WIDTH: 35%; COLOR: black"> <div>One-to four-family</div> </td> <td style="WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div>4,422</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div>119</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div>4,541</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div>4,944</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div>5</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt; COLOR: black"> <div>Construction and land development</div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>5,884</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>2,402</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>8,286</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>15,298</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>119</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt; COLOR: black"> <div>Multi-family and commercial real estate:</div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>12,177</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>2,196</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>14,373</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>16,832</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>271</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; COLOR: black"> <div>Commercial business loans</div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>2,731</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>1,214</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>3,945</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>4,419</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>340</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div>Consumer loans</div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>255</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>45</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>300</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>385</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>1</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black; FONT-WEIGHT: bold"> <div>Total impaired loans</div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div>25,469</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div>5,976</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div>31,445</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div>41,878</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div>736</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> In the above table, the unpaid contractual principal balance represents the aggregate amounts legally owed to the Bank under the terms of the borrowers’ loan agreements. The recorded investment amounts shown above represent the unpaid contractual principal balance owed to the Bank less any amounts charged off based on collectibility assessments by the Bank and less any amounts paid by borrowers on nonaccrual loans which were recognized as principal curtailments. On nonaccrual loans, the Bank applies any borrower payments first against the principal balance of the loan and once the entire principal balance has been recovered, any subsequent payments are recognized as interest income.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The following table relates to interest income recognized by segment of impaired loans for the six months ended June 30, 2013 and 2012:</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> <b> </b></div> <table style="clear:both;WIDTH: 80%; BORDER-COLLAPSE: collapse; FONT: 10pt Times New Roman, Times, Serif" cellspacing="0" cellpadding="0"> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; COLOR: black" colspan="14" > <div>Six Months Ended June 30,</div> </td> <td style="white-space:nowrap; COLOR: black" > <div> </div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div> </div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="6" > <div>2013</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div> </div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="6" > <div>2012</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div> </div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>Average<br/> Recorded<br/> Investments</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>Interest Income<br/> Recognized</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>Average<br/> Recorded<br/> Investments</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>Interest Income<br/> Recognized</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; COLOR: black" ></td> <td style="white-space:nowrap; FONT-STYLE: italic; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center; FONT-STYLE: italic; COLOR: black" colspan="2" > <div>(In thousands)</div> </td> <td style="white-space:nowrap; FONT-STYLE: italic; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> <td style="white-space:nowrap; TEXT-ALIGN: center" colspan="2" > <div> </div> </td> <td style="white-space:nowrap;"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="COLOR: black"> <div>Real estate loans</div> </td> <td style="FONT-STYLE: italic; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: center; FONT-STYLE: italic; COLOR: black" colspan="2"> <div> </div> </td> <td style="FONT-STYLE: italic; COLOR: black"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div> </div> </td> <td> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div> </div> </td> <td> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div> </div> </td> <td> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-LEFT: 9pt; WIDTH: 28%; COLOR: black"> <div>One-to four-family</div> </td> <td style="WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 10%; COLOR: black"> <div>6,143</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 10%; COLOR: black"> <div>63</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 10%; COLOR: black"> <div>4,784</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 10%; COLOR: black"> <div>84</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="PADDING-LEFT: 9pt; COLOR: black"> <div>Construction</div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>6,124</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>20</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>13,443</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>139</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-LEFT: 9pt; COLOR: black"> <div>Multi-family and commercial real estate:</div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>2,913</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>15</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>9,195</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>85</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; COLOR: black"> <div>Commercial business loans</div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>2,826</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>42</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>937</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div>7</div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div>Consumer loans</div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>555</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>9</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>259</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>6</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black; FONT-WEIGHT: bold"> <div>Total</div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div>18,561</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div>149</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div>28,618</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div>321</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt">  </div> <table style="clear:both;MARGIN-TOP: 0pt; FONT: 10pt Times New Roman, Times, Serif; MARGIN-BOTTOM: 0pt" cellspacing="0" cellpadding="0" width="100%"> <tr style="VERTICAL-ALIGN: top"> <td style="WIDTH: 0.25in"> <div><i>(c)</i></div> </td> <td style="TEXT-ALIGN: justify"> <div><i>Troubled Debt Restructured Loans</i></div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px 0pt 0.05in; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> A TDR is a restructuring in which the Bank, for economic or legal reasons related to a borrower’s financial difficulties, grants a concession to a borrower that it would not otherwise consider. TDRs are considered impaired and are separately measured for impairment, whether on accrual or nonaccrual status.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> Loan modifications are generally granted at the request of the individual borrower and may include concessions such as reduction in interest rates, changes in payments, maturity date extensions, or debt forgiveness/forbearance. TDRs are loans for which the original contractual terms of the loans have been modified and both of the following conditions exist: (i) the restructuring constitutes a concession (including reduction of interest rates or extension of maturity dates) and (ii) the borrower is either experiencing financial difficulties or absent such concessions, it is probable the borrower would experience financial difficulty complying with the original terms of the loan. Loans are not classified as TDRs when the modification is short-term or results in only an insignificant delay or shortfall in the payments to be received. The Company’s loan modifications are determined on a case-by-case basis in connection with ongoing loan collection processes.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The recorded investment balance of performing and nonperforming TDRs as of June 30, 2013 and December 31, 2012 are as follows:</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="clear:both;WIDTH: 85%; BORDER-COLLAPSE: collapse; FONT: 10pt Times New Roman, Times, Serif" cellspacing="0" cellpadding="0"> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; FONT-STYLE: italic" > <div>(In thousands)</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>As of<br/> June 30, 2013</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div>As of<br/> December 31, 2012</div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div> </div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td> <div> </div> </td> <td> <div> </div> </td> <td colspan="2"> <div> </div> </td> <td> <div> </div> </td> <td> <div> </div> </td> <td colspan="2"> <div> </div> </td> <td> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.1in; COLOR: black"> <div>Aggregate recorded investment of impaired loans performing under  terms modified through a troubled debt restructuring:</div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> <td style="TEXT-ALIGN: right"> <div> </div> </td> <td style="TEXT-ALIGN: left"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; WIDTH: 59%; COLOR: black"> <div>Performing</div> </td> <td style="WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 10%; COLOR: black"> <div>4,438</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="WIDTH: 1%; COLOR: black"> <div> </div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div>$</div> </td> <td style="TEXT-ALIGN: right; WIDTH: 10%; COLOR: black"> <div>3,573</div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 1pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; COLOR: black"> <div>Nonperforming</div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>3,514</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div>5,566</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div> </div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.35in; COLOR: black; FONT-WEIGHT: bold"> <div>Total</div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div>7,952</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div>$</div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div>9,139</div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div> </div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt"></div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt"></div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The following table presents a summary of loans that were restructured during the six months ended June 30, 2013and June 30, 2012:</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="WIDTH: 80%; BORDER-COLLAPSE: collapse; FONT: 10pt Times New Roman, Times, Serif" cellspacing="0" cellpadding="0" align="center"> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap;"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="18" > <div><font style="FONT-SIZE: 8pt"> For the Six Months Ended June 30, 2013</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; FONT-STYLE: italic" > <div><font style="FONT-SIZE: 8pt"><i> (Dollars in thousands) </i> <font style="COLOR: black"> </font></font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Number<br/> of Loans</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Pre-<br/> Modification<br/> Recorded<br/> Investment</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Funds<br/> Disbursed</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Interest and<br/> Escrow<br/> Capitalized</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Post-<br/> Modification<br/> Recorded<br/> Investment</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.1in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Real estate loans:</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; WIDTH: 25%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">One-to-four family</font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">3</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">132</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">6</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">138</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Multi-family and commercial real estate</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">716</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">47</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">764</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.1in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Commercial business loans</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">5</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">394</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">10</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">2</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">406</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.1in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Consumer loans</font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.1in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Total TDRs restructured during the period</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">12</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,242</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">63</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">3</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,308</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.1in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">TDRs, still accruing interest</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">3</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">205</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">6</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">211</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.1in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">TDRs, included in nonaccrual</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">8</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">867</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">57</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">3</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">927</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 1pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.1in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Sold</font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">170</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">170</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> Total</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">12</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,242</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">63</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">3</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,308</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt">  </div> <table style="WIDTH: 80%; BORDER-COLLAPSE: collapse; FONT: 10pt Times New Roman, Times, Serif" cellspacing="0" cellpadding="0" align="center"> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap;"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="18" > <div><font style="FONT-SIZE: 8pt"> For the Six Months Ended June 30, 2012</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; FONT-STYLE: italic" > <div><font style="FONT-SIZE: 8pt"><i> (Dollars in thousands) </i> <font style="COLOR: black"> </font></font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Number<br/> of Loans</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Pre-<br/> Modification<br/> Recorded<br/> Investment</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Funds<br/> Disbursed</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Interest and<br/> Escrow<br/> Capitalized</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Post-<br/> Modification<br/> Recorded<br/> Investment</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.1in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Real estate loans:</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; WIDTH: 25%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">One-to four-family</font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">989</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">3</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">992</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Construction</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Multi-family and commercial real estate</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">f426</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">426</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.1in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Commercial business loans</font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.1in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Consumer loans:</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Home equity</font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">3</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">123</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">123</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.125in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Total TDRs restructured during the period</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">8</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,538</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">3</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,541</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.1in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">TDRs, still accruing interest</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">3</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">567</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">567</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.1in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">TDRs, included in nonaccrual</font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">5</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">971</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">3</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">974</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 1pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.1in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Total</font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">8</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,538</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">3</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,541</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt"></div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt"></div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The majority of the Bank’s TDRs are a result of granting extensions to troubled credits which have already been adversely classified. The Bank grants such an extension to reassess the borrower’s financial status and to develop a plan for repayment. Certain modifications with extension may also include interest rate reductions. These modifications did not have a material effect on the Company.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> Of the twelve loans modified during the six months ended June 30, 2013, nine loans with a total outstanding principal balance of $959,000 were granted term extensions as a concession. Two TDRs with an outstanding principal balance of $232,000 were granted forebearance of interest only payments over their remaining term to maturity. The remaining TDR with an outstanding balance of $51,000 was granted a rate reduction. For the nine TDRs granted term extentions, new funds in the amount of $63,000 were advanced to cover past due property taxes and other expenses based upon cross-collateralization with related loans to better improve the Bank’s collateral position. One of the two TDRs granted forebearance was part of the second quarter loan sale.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">   </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The financial effects of each modification will vary based on the specific restructure. For some of the Bank’s TDRs the loans were interest-only with a balloon payment at maturity. If the interest rate is not adjusted and the terms are consistent with the market, the Bank might not experience any loss associated with the restructure. If, however, the restructure involves forebearance agreements or interest rate modifications, the Bank might not collect all the principal and interest based on the original contractual terms. The Bank applies its procedures for placing TDRs on accrual or nonaccrual status using the same general guidance as loans. The Bank estimates the necessary allowance for loan losses on TDRs using the same guidance as other impaired loans.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> There were no TDRs that had been modified during the previous twelve months ended June 30, 2013 that subsequently defaulted or were charged off during the six months ended June 30, 2013<i>.</i></div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> <i> </i></div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> <i>(d)      Allowance for Loan Losses</i></div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The allowance for loan losses (“ALLL”) is maintained at a level deemed appropriate by management to adequately provide for known and inherent risks in the loan portfolio.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The allowance for loan losses is established through a provision for loan losses charged to operations. Management periodically reviews the allowance for loan losses in order to identify those known and inherent losses and to assess the overall collection probability for the loan portfolio. The evaluation process begins with an individual evaluation of loans that are considered impaired. For these loans, an allowance is established based on either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s observable market price, or for loans that are considered collateral dependent, the fair value of the collateral.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> All other loans, are segregated into segments based on similar risk factors. Each of these groups is then evaluated based on several factors to estimate credit losses. Management will determine for each category of loans with similar risk characteristics the historical loss rate. Historical loss rates provide a reasonable starting point for the Bank’s analysis; however, this analysis and loss trends do not form a sufficient basis, by themselves, to determine the appropriate level of the loan loss allowance. Management also considers qualitative and environmental factors for each loan segment that are likely to impact, directly or indirectly, the inherent loss exposure of the loan portfolio. These factors include but are not limited to: changes in the amount and severity of delinquencies, non-accrual and adversely classified loans, changes in local, regional, and national economic conditions that will affect the collectability of the portfolio, changes in the nature and volume of loans in the portfolio, changes in concentrations of credit, lending area, industry concentrations, or types of borrowers, changes in lending policies, procedures, competition, management, portfolio mix, competition, pricing, loan to value trends, extension and modification requests, and loan quality trends. As of June 30, 2013, management added factors to more granularly assess loan quality trends, specifically, the changes and the trend in charge-offs and recoveries, changes in volume of Watch and Special Mention loans and the changes in the quality of the Bank’s loan review system. This analysis establishes factors that are applied to each of the segregated groups of loans to determine an appropriate level of loan loss allowance.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The establishment of the allowance for loan losses is significantly affected by management’s judgment and uncertainties, and there is likelihood that different amounts would be reported under different conditions or assumptions. The OCC, as an integral part of its examination process, periodically reviews the allowance for loan losses and may require the Company to make additional provisions for estimated loan losses based upon judgments different from those of management.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The allowance generally consists of specific (or allocated) and general components. The specific component relates to loans that are recognized as impaired. For such impaired loans, an allowance is established when the discounted cash flows (or observable market price or collateral value, if the loan is collateral dependent) of the impaired loan is lower than the carrying value of that loan. The general component covers non-impaired loans and is based on historical loss experience adjusted for qualitative factors.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The ALLL balance decreased from $14.5 million at December 31, 2012 to $10.7 million at June 30, 2013, a decrease of $3.8 million, or 25.9%. This decrease in the ALLL was directionally consistent with the improvement in the Bank’s asset quality trends during this six month period. During this period, the Bank’s nonperforming loans decreased $13.3 million, or 43.6%, and its adversely classified loans decreased by $12.7 million or 29.3%. Furthermore, the improvement in the risk profile of the loan portfolio can also be demonstrated by the significant reduction in construction and land development loans of $17.1 million, or 60.2%, and to a lesser extent, the reduction in commercial real estate loans of $3.8 million or 2.8%. These improvements in the Bank’s asset quality were attributable to the more aggressive workout efforts in the past six months, and the loan sale transactions consummated in June 2013.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> As of June 30, 2013, the Company adopted significant changes to its ALLL methodology, which are summarized as follows:</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="clear:both;MARGIN-TOP: 0pt; FONT: 10pt Times New Roman, Times, Serif; MARGIN-BOTTOM: 0pt" cellspacing="0" cellpadding="0" width="100%"> <tr style="VERTICAL-ALIGN: top"> <td style="WIDTH: 0.25in"></td> <td style="WIDTH: 0.25in"> <div><font style="FONT-FAMILY: Symbol">⋅</font></div> </td> <td style="TEXT-ALIGN: justify"> <div>Further disaggregated the commercial real estate loan segment to increase the granularity of the risks inherent in the loans in the expanded segments;</div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN-TOP: 0px; MARGIN-BOTTOM: 0px">  </div> <table style="clear:both;MARGIN-TOP: 0pt; FONT: 10pt Times New Roman, Times, Serif; MARGIN-BOTTOM: 0pt" cellspacing="0" cellpadding="0" width="100%"> <tr style="VERTICAL-ALIGN: top"> <td style="WIDTH: 0.25in"></td> <td style="WIDTH: 0.25in"> <div><font style="FONT-FAMILY: Symbol">⋅</font></div> </td> <td style="TEXT-ALIGN: justify"> <div>A different basis on which historical loss experience is calculated to determine inherent losses on the collectively evaluated portion of the loan portfolio; and</div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN-TOP: 0px; MARGIN-BOTTOM: 0px">  </div> <table style="clear:both;MARGIN-TOP: 0pt; FONT: 10pt Times New Roman, Times, Serif; MARGIN-BOTTOM: 0pt" cellspacing="0" cellpadding="0" width="100%"> <tr style="VERTICAL-ALIGN: top"> <td style="WIDTH: 0.25in"></td> <td style="WIDTH: 0.25in"> <div><font style="FONT-FAMILY: Symbol">⋅</font></div> </td> <td style="TEXT-ALIGN: justify"> <div>Changes in the utilization of qualitative risk adjustment factors (“Q Factors”) including an increased number of these Q Factors and a change in the calibration and application of the Q Factors.</div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> Previously, the Company’s historical loss experience was derived from the net loan charge-offs incurred in the prior four quarters and apportioned against the related loan portfolio segment to determine an average loss history factor for each segment. For the June 30, 2013 calculation, the Company adopted a two year weighted average as the basis for the calculation of its historical loss experience in which the current year is weighted 56% versus 44% for the prior year experience. While the Company is mindful of its loss history, loss experience from the past four quarters may not accurately reflect losses embedded in the older vintages of loans originated in prior years. It is therefore considered by the Company to be more appropriate to look back at least two years in establishing loss history, albeit more heavily weighted to the current year. As discussed above, the Company believes it has significantly improved its risk grades through its increased workout efforts and as evidenced by the sale of $15.2 million in adversely classified loans in June 2013. The general loan loss component derived from the loss history utilizing a longer time period which contains more heightened, recent losses will be more consistent with, and reflective of, the inherent loss experience in the loan portfolio. The new methodology for the calculation of historical loss factors has generated higher levels of general loan loss allowance reserves, which is in line with the most recent experience, which is itself driven by the acceleration of charge-offs due to the June 2013 loan sale. This methodology change related to the historical loss experience resulted in a $2.0 million increase in the ALLL balance at June 30, 2013.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> With respect to the Q Factors, the new methodology increased the number of Q factors, in particular, factors to measure the changes in the level and trends in net charge-offs. Despite the addition to the number of Q Factors, the overall impact of the Q Factors is greatly diminished due to the improvement in the Bank’s asset quality cited above. The related charge-offs and their impact on the recent and more heavily weighted loss experience, limits, to a large extent, the need for additions to reserves resulting from Q Factors, and increases the confidence level in historical loss experience as an indicator of losses inherent in the loan portfolio. The difference in the methodologies related to the Q Factors was a reduction of $5.8 million in ALLL balance. The combined impact of the ALLL methodology changes was a reduction in the ALLL Balance of $3.8 million as of June 30, 2013.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The Company continues to monitor and modify its allowance for loan losses as conditions dictate. No assurances can be given that the level of allowance for loan losses will cover all of the inherent losses on the loans or that future adjustments to the allowance for loan losses will not be necessary if economic and other conditions differ substantially from the economic and other conditions used by management to determine the current level of the allowance for loan losses.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The following tables set forth the balance of and transactions in the allowance for loan losses at June 30, 2013, December 31, 2012 and June 30, 2012, by portfolio segment, disaggregated by impairment methodology, which is then further segregated by loans evaluated for impairment individually and collectively:</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="clear:both;WIDTH: 90%; BORDER-COLLAPSE: collapse; FONT: 10pt Times New Roman, Times, Serif" cellspacing="0" cellpadding="0"> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black; FONT-WEIGHT: bold" > <div><font style="FONT-SIZE: 8pt"> As of and for the Six Months</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">One-to-Four<br/> Family</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Multi-Family<br/> and<br/> Commercial<br/> Real Estate</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Construction<br/> and Land<br/> Development</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Commercial<br/> Business<br/> Loans</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Consumer<br/> Loans</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Total</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="BORDER-BOTTOM: black 1pt solid; PADDING-LEFT: 0in; COLOR: black; FONT-WEIGHT: bold"> <div><font style="FONT-SIZE: 8pt">  Ended June 30, 2013</font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="FONT-STYLE: italic"> <div><font style="FONT-SIZE: 8pt">(In thousands)</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.1in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Allowance for loan losses:</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; WIDTH: 34%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Beginning balance</font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,988</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4,892</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4,468</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">2,725</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">427</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">14,500</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.35in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Provision for loan losses</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">(423</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">)</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">3,689</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">(277</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">)</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">883</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">(22</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">)</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">3,850</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-INDENT: -0.1in; PADDING-LEFT: 0.35in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Charge-offs</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">(496</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">)</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">(4,351</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">)</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">(1,984</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">)</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">(1,796</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">)</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">(44</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">)</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">(8,671</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">)</font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 1pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.35in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Recoveries</font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">590</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">102</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">374</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,067</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Ending balance</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,069</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4,820</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">2,309</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">2,186</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">362</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">10,746</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.1in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Allowance related to loans:</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Individually evaluated for impairment</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">75</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">138</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">629</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">681</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">32</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,555</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Collectively evaluated for impairment</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">994</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4,682</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,680</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,505</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">330</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">9,191</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.1in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Ending loan balance individually evaluated for impairment</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">6,092</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">2,884</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">5,622</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">2,803</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">550</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">17,951</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.1in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Ending loan balance collectively evaluated for impairment</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">199,593</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">126,905</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">5,678</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">25,204</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">26,795</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">384,175</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt"> <div><font style="FONT-SIZE: 8pt">Total Loans</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">205,685</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">129,789</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">11,300</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">28,007</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">27,345</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">402,126</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="clear:both;WIDTH: 90%; BORDER-COLLAPSE: collapse; FONT: 10pt Times New Roman, Times, Serif" cellspacing="0" cellpadding="0"> <tr style="VERTICAL-ALIGN: bottom"> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; FONT-WEIGHT: bold"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; FONT-WEIGHT: bold" colspan="22"> <div><font style="FONT-SIZE: 8pt"> Multi-Family and Commercial Real Estate</font></div> </td> <td style="PADDING-BOTTOM: 1pt; FONT-WEIGHT: bold"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black; FONT-WEIGHT: bold" > <div><font style="FONT-SIZE: 8pt"> As of and for the Six Months</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 8pt">Investor one-<br/> to-four family<br/> and multi-<br/> family</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 8pt">Industrial and<br/> Warehouse<br/> Propertie</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 8pt">Office<br/> Buildings</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 8pt">Retail<br/> Properties</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 8pt">Special Use<br/> Properties</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center" colspan="2" > <div><font style="FONT-SIZE: 8pt">Total Multi-<br/> Family and<br/> Commercial<br/> Real Estate</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="BORDER-BOTTOM: black 1pt solid; COLOR: black; FONT-WEIGHT: bold"> <div>   <font style="FONT-SIZE: 8pt"> Ended June 30, 2013</font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; FONT-STYLE: italic"> <div><font style="FONT-SIZE: 8pt">(In thousands)</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -9.35pt; PADDING-LEFT: 9.35pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Allowance for loan losses:</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; WIDTH: 34%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Beginning balance</font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4,892</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.35in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Provision for loan losses</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">3,689</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-INDENT: -0.1in; PADDING-LEFT: 0.35in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Charge-offs</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">(4,351</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">)</font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 1pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.35in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Recoveries</font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">590</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Ending Balance</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4,820</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; TEXT-INDENT: -9.35pt; PADDING-LEFT: 9.35pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Redistributed through segment expansion</font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">526</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">818</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">421</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">519</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">2,536</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4,820</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -9.35pt; PADDING-LEFT: 9.35pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Segment Ending Balance</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">526</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">818</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">421</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">519</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">2,536</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4,820</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -9.35pt; PADDING-LEFT: 9.35pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Allowance related to loans:</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Individually evaluated for impairment</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">18</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">82</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">38</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">138</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Collectively evaluated for impairment</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">508</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">818</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">339</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">519</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">2,498</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4,682</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-INDENT: -9.35pt; PADDING-LEFT: 9.35pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -9.35pt; PADDING-LEFT: 9.35pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Ending loan balance individually evaluated for impairment</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,198</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">156</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">356</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,174</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">2,884</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -9.35pt; PADDING-LEFT: 9.35pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Ending loan balance collectively evaluated for impairment</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">16,109</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">33,449</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">23,039</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">21,792</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">32,516</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">126,905</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt"> <div><font style="FONT-SIZE: 8pt">Total Loans</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">17,307</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">33,605</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">23,395</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">21,792</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">33,690</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">129,789</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <table style="clear:both;WIDTH: 90%; BORDER-COLLAPSE: collapse; FONT: 10pt Times New Roman, Times, Serif" cellspacing="0" cellpadding="0"> <tr style="VERTICAL-ALIGN: bottom"> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black; FONT-WEIGHT: bold" > <div><font style="FONT-SIZE: 8pt"> As of and for the Six Months</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">One-to-Four<br/> Family</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Multi-Family<br/> and<br/> Commercial<br/> Real Estate</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Construction<br/> and Land<br/> Development</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Commercial<br/> Business<br/> Loans</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Consumer<br/> Loans</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="white-space:nowrap; BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: center; COLOR: black" colspan="2" > <div><font style="FONT-SIZE: 8pt">Total</font></div> </td> <td style="white-space:nowrap; PADDING-BOTTOM: 1pt; COLOR: black" > <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="BORDER-BOTTOM: black 1pt solid; COLOR: black; FONT-WEIGHT: bold"> <div><font style="FONT-SIZE: 8pt"> Ended June 30, 2012</font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: center" colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="VERTICAL-ALIGN: bottom"> <td style="FONT-STYLE: italic"> <div><font style="FONT-SIZE: 8pt">(In thousands)</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td colspan="2"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -9.35pt; PADDING-LEFT: 9.35pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Allowance for Loan Losses:</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; WIDTH: 34%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Beginning Balance</font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,745</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">3,745</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,327</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">754</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">482</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; WIDTH: 8%; COLOR: black"> <div><font style="FONT-SIZE: 8pt">8,053</font></div> </td> <td style="TEXT-ALIGN: left; WIDTH: 1%; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.35in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Provision for loan losses</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">804</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,789</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">842</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">3,052</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">205</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">6,692</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-INDENT: -0.1in; PADDING-LEFT: 0.35in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Charge-offs</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">(347</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">)</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">(1,245</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">)</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">(629</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">)</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">(1,416</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">)</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">(146</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">)</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">(3,783</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">)</font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 1pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 0.35in; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Recoveries</font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">5</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 1pt solid; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">10</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Ending Balance</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">2,206</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4,289</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,540</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">2,395</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">542</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">10,972</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -9.35pt; PADDING-LEFT: 9.35pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Allowance related to loans:</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Individually evaluated for impairment</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">305</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">-</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">305</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Collectively evaluated for impairment</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">2,206</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4,289</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,235</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">2,395</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">542</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">10,667</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-INDENT: -9.35pt; PADDING-LEFT: 9.35pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -9.35pt; PADDING-LEFT: 9.35pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Ending loan balance individually evaluated for impairment</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4,636</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">13,209</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">8,892</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">801</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">175</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">27,713</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -9.35pt; PADDING-LEFT: 9.35pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Ending loan balance collectively evaluated for impairment</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">204,017</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">20,190</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">141,191</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">32,068</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">30,500</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">427,966</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt"> <div><font style="FONT-SIZE: 8pt">Total Loans</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">208,653</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">33,399</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">150,083</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">32,869</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">30,675</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">455,679</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-INDENT: -9.35pt; PADDING-LEFT: 9.35pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="BORDER-BOTTOM: black 1pt solid; COLOR: black; FONT-WEIGHT: bold"> <div><font style="FONT-SIZE: 8pt">At December 31, 2012</font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 1pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Ending balance</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,988</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4,892</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4,468</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">2,725</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">427</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">14,500</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -9.35pt; PADDING-LEFT: 9.35pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Allowance related to loans:</font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Individually evaluated for impairment</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">5</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">271</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">119</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">340</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">736</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Collectively evaluated for impairment</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">1,983</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4,621</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4,349</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">2,385</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">426</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">13,764</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-INDENT: -9.35pt; PADDING-LEFT: 9.35pt"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: right"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; TEXT-INDENT: -9.35pt; PADDING-LEFT: 9.35pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Ending loan balance individually evaluated for impairment</font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">4,541</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">14,373</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">8,286</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">3,945</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">300</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">31,445</font></div> </td> <td style="TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: white; VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -9.35pt; PADDING-LEFT: 9.35pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt">Ending loan balance collectively evaluated for impairment</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">204,463</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">119,176</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">20,071</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">29,025</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">29,826</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">402,561</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> <tr style="BACKGROUND-COLOR: rgb(204,255,204); VERTICAL-ALIGN: bottom"> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; TEXT-INDENT: -0.1in; PADDING-LEFT: 16.2pt"> <div><font style="FONT-SIZE: 8pt">Total Loans</font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">209,004</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">133,549</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">28,357</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">32,970</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">30,126</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: left; COLOR: black"> <div><font style="FONT-SIZE: 8pt">$</font></div> </td> <td style="BORDER-BOTTOM: black 2.5pt double; TEXT-ALIGN: right; COLOR: black"> <div><font style="FONT-SIZE: 8pt">434,006</font></div> </td> <td style="TEXT-ALIGN: left; PADDING-BOTTOM: 2.5pt; COLOR: black"> <div><font style="FONT-SIZE: 8pt"> </font></div> </td> </tr> </table> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> The allowance for loan losses allocated to each portfolio segment is not necessarily indicative of future losses in any particular portfolio segment and does not restrict the use of the allowance to absorb losses in other portfolio segments.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> Our banking regulators, as an integral part of their examination process, periodically review our allowance for loan losses. The examination may require us to make additional provisions for loan losses based on judgments different from ours. The Company also periodically engages an independent consultant to review our credit risk grading process and the risk grades on selected portfolio segments as well as the methodology, analysis and adequacy of the allowance for loan and lease losses.</div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif">  </div> <div style="clear:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-ALIGN: justify; MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif"> Although we believe that we use the best information available to establish the allowance for loan losses, future adjustments to the allowance for loan losses may be necessary and results of operations could be adversely affected if circumstances differ substantially from the assumptions used in making the determinations. Furthermore, while we believe we have established our allowance for loan losses in conformity with generally accepted accounting principles, there can be no assurance that regulators, in reviewing our loan portfolio, will not request us to increase our allowance for loan losses. In addition, because further events affecting borrowers and collateral cannot be predicted with certainty, there can be no assurance that the existing allowance for loan losses is adequate or that increases will not be necessary should the quality of any loans deteriorate as a result of the factors discussed above. Any material increase in the allowance for loan losses may adversely affect our financial condition and results of operations.</div> </div> falsefalsefalse | nonnum:textBlockItemTypenaThe entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
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