CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
ASSETS
Cash and due from depository institutions	$ 23,123	$ 15,436
Investment in federal funds	106	2,633
Investment securities available-for-sale, at fair value	23,484	25,051
Investment securities held-to-maturity, at amortized cost	25,519	25,292
Loans held for sale	2,761	2,993
Loans receivable, net	417,613	466,965
Accrued income receivable	1,761	1,932
Foreclosed real estate and repossessed assets, net	735	873
Premises and equipment, net	9,491	9,654
Bank owned life insurance	9,854	9,556
Federal Home Loan Bank of Boston stock, at cost	5,917	6,252
Deferred income tax asset, net	0	2,439
Other assets	6,033	3,144
Total assets	526,397	572,220
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	402,902	410,887
Borrowed funds	47,870	70,817
Mortgagors' escrow accounts	4,628	4,755
Other liabilities	4,089	3,447
Total liabilities	459,489	489,906
Commitments and contingencies
Stockholders' equity
Preferred stock, $.01 par value; 1,000,000 shares authorized; no shares issued or outstanding	0	0
Common stock, $.01 par value; 25,000,000 shares authorized; 7,002,366 shares issued; 7,002,208 and 7,002,292 shares outstanding at December 31, 2012 and December 31,2011, respectively	70	70
Paid-in capital	58,842	58,908
Retained earnings	11,164	27,014
Unearned employee stock ownership plan ("ESOP") shares (359,115 shares at December 31, 2012 and 391,479 shares at December 31, 2011)	(3,143)	(3,442)
Unearned stock awards (200 shares at December 31, 2012 and 1,395 shares at December 31, 2011)	(3)	(14)
Treasury Stock, at cost (158 shares at December 31, 2012 and 74 shares at December 31, 2011)	(1)	(1)
Accumulated other comprehensive loss	(21)	(221)
Total stockholders' equity	66,908	82,314
Total liabilities and stockholders' equity	$ 526,397	$ 572,220