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Consolidated Statements of Financial Condition (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2012
Dec. 31, 2011
ASSETS    
Cash and due from depository institutions $ 22,693 $ 15,436
Investment in federal funds 5,864 2,633
Investment securities available-for-sale, at fair value 28,164 25,051
Investment securities held-to-maturity, at amortized cost 27,182 25,292
Loans held for sale 1,286 2,993
Loans receivable, net 452,689 466,965
Accrued income receivable 1,887 1,932
Foreclosed real estate and repossessed assets, net 947 873
Premises and equipment, net 9,624 9,654
Bank owned life insurance 9,631 9,556
Federal Home Loan Bank stock, at cost 5,917 6,252
Deferred income taxes 2,472 2,439
Other assets 3,762 3,144
Total assets 572,118 572,220
LIABILITIES AND STOCKHOLDERS' EQUITY    
Deposits 410,622 410,887
Borrowed funds 73,593 70,817
Mortgagors' escrow accounts 2,389 4,755
Other liabilities 3,877 3,447
Total liabilities 490,481 489,906
Commitments and contingencies      
Stockholders' equity    
Preferred stock, $.01 par value; 1,000,000 shares authorized; no shares issued or outstanding 0 0
Common stock, $.01 par value; 25,000,000 shares authorized; 7,002,366 shares issued; 7,002,208 shares outstanding at March 31, 2012 and 7,002,292 outstanding at December 31, 2011. 70 70
Paid-in capital 58,909 58,908
Retained earnings 25,836 27,014
Unearned ESOP shares (391,479 shares at March 31, 2012 and December 31, 2011) (3,442) (3,442)
Unearned stock awards (997 shares at March 31, 2012 and 1,395 shares at December 31, 2011) (9) (14)
Treasury stock, at cost (158 shares at March 31, 2012 and 74 shares at December 31, 2011) (1) (1)
Accumulated other comprehensive income (loss) 274 (221)
Total stockholders' equity 81,637 82,314
Total liabilities and stockholders' equity $ 572,118 $ 572,220