CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Cash flows from operating activities
Net income	$ 2,204	$ 1,451	$ 1,993
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	3,584	3,360	1,144
Depreciation and amortization expense	746	806	821
Loss on sale of assets	0	2	0
Net loss on foreclosed assets	30	0	0
Gain on sale of loans	(1,342)	(533)	0
Loans originated for sale	(64,469)	(36,897)	0
Proceeds from sale of loans	62,899	37,510	0
Settlement from private mortgage insurance	74	0	0
Net amortization from investments	186	90	60
Amortization of intangible assets	34	34	34
(Benefit) provision for deferred taxes	(152)	(464)	702
Net gain on investment securities	(86)	(11)	(388)
Other than temporary impairment charge	20	0	0
Stock-based compensation	276	424	656
Net change in:
Accrued income receivable	47	95	25
Deferred loan fees	(70)	(82)	(43)
Cash surrender value of life insurance	(308)	(327)	(341)
Other assets	767	(430)	(2,289)
Other liabilities	863	729	222
Net cash provided by operating activities	5,303	5,757	2,596
Cash flows from investing activities
Proceeds from maturities and repayments of available-for-sale securities	5,563	7,548	10,022
Proceeds from sale of available-for-sale securities	1,375	7,775	19,264
Proceeds from sale of held-to-maturity securities	0	0	110
Proceeds from maturities of held-to-maturity securities	2,156	1,016	0
Purchase of available-for-sale securities	0	(8,996)	0
Purchase of held-to-maturity securities	(13,147)	(14,945)	(1,566)
Loan originations net of principal payments	1,516	(4,260)	(42,570)
Purchase of premises and equipment	(841)	(488)	(212)
Proceeds from the sale of foreclosed assets	261	323	0
Net cash used by investing activities	(3,117)	(12,027)	(14,952)
Cash flows from financing activities
Net change in time deposits	(34,694)	7,501	(3,859)
Net change in other deposit accounts	39,706	17,442	21,764
Advances in borrowed funds	4,800	24,900	52,550
Repayment of borrowed funds	(36,430)	(41,548)	(58,418)
Net change in mortgagors' escrow accounts	(78)	(56)	327
Change in short-term borrowings	(396)	509	4,363
Proceeds from common stock offering, net of offering costs	31,331	0	0
Purchase of shares by employee stock option plan pursuant to reorganization	(2,003)	0	0
Common stock repurchased	(2)	(44)	(25)
Cash dividends to common stockholders	(614)	(317)	(447)
Net cash provided by financing activities	1,620	8,387	16,255
Increase in cash and cash equivalents	3,806	2,117	3,899
Cash and cash equivalents at beginning of year	14,263	12,146	8,247
Cash and cash equivalents at end of year	18,069	14,263	12,146
Non-cash investing activities:
Transfer of loans to foreclosed assets	817	604	140
Cash paid during the year for:
Interest	8,312	10,318	12,283
Income taxes	$ 1,251	$ 1,450	$ 286