CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
ASSETS
Cash and due from depository institutions	$ 15,436	$ 11,686
Investment in federal funds	2,633	2,577
Investment securities available-for-sale, at fair value	25,051	31,683
Investment securities held-to-maturity, at amortized cost	25,292	15,334
Loans held for sale	2,993	81
Loans receivable, net	467,674	473,521
Accrued income receivable	1,932	1,979
Foreclosed real estate and repossessed assets, net	873	421
Premises and equipment, net	9,654	9,612
Bank owned life insurance	9,556	9,248
Federal Home Loan Bank of Boston stock, at cost	6,252	6,252
Deferred income tax asset, net	2,472	2,289
Other assets	2,821	3,570
Total assets	572,639	568,253
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits	410,887	405,875
Borrowed funds	70,817	102,842
Mortgagors' escrow accounts	4,755	4,832
Other liabilities	3,304	2,444
Total liabilities	489,763	515,993
Commitments and contingencies
Stockholders' equity
Preferred stock, $.01 par value; 1,000,000 shares authorized; no shares issued or outstanding	0	0
Common stock, $.01 par value; 25,000,000 shares authorized; 7,002,366 and 7,587,645 shares issued; 7,002,292 and 7,003,186 shares outstanding at December 31, 2011 and December 31, 2010, respectively	70	76
Paid-in capital	58,908	33,786
Retained earnings	27,576	25,986
Unearned employee stock ownership plan ("ESOP") shares (391,479 shares at December 31, 2011 and 173,463 shares at December 31, 2010)	(3,442)	(1,738)
Unearned stock awards (1,395 shares at December 31, 2011 and 2,893 shares at December 31, 2010)	(14)	(29)
Treasury Stock, at cost (74 shares at December 31, 2011 and 587,579 shares at December 31, 2010)	(1)	(6,176)
Accumulated other comprehensive (loss) income	(221)	355
Total stockholders' equity	82,876	52,260
Total liabilities and stockholders' equity	$ 572,639	$ 568,253