Consolidated Statements of Cash Flows (USD $) In Thousands	6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Cash flows from operating activities
Net income	$ 1,159	$ 993
Adjustments to reconcile net income to cash provided by operating activities:
Provision for loan losses	1,088	1,171
Depreciation and amortization expense	393	396
Gain on sale of loans held for sale	(350)	(71)
Origination of loans held for sale	(18,664)	(9,885)
Proceeds from sale of loans held for sale	16,429	9,396
Net amortization from investments	73	24
Amortization of intangible assets	17	17
Deferred income tax provision	124	0
Net loss on other real estate owned	11	0
Stock-based compensation	92	342
Net gain on investments	(233)	(11)
Net change in:
Accrued income receivable	(5)	70
Deferred loan fees	(44)	39
Cash surrender value of life insurance	(155)	(167)
Other assets	1,243	716
Other liabilities	432	208
Net cash (used) provided by operating activities	1,610	3,238
Cash flows from investing activities
Proceeds from maturities and repayments of available-for-sale securities	2,468	3,388
Proceeds from sale of available-for-sale securities	1,522	7,775
Proceeds from maturities of held-to-maturity securities	624	217
Purchase of available-for-sale securities	0	(8,995)
Purchase of held-to-maturity securities	0	(2,089)
Loan originations net of principal payments	(12,187)	(11,365)
Purchase of property and equipment	(532)	(293)
Proceeds from the sale of other real estate owned	109	140
Net cash used by investing activities	(7,996)	(11,222)
Cash flows from financing activities
Net change in time deposits	(12,867)	6,299
Net change in other deposit accounts	22,169	7,056
Net change in mortgagors' escrow deposits	23	47
Advances from Federal Home Loan Bank	5,300	13,900
Repayment of advances from Federal Home Loan Bank	(15,935)	(18,057)
Net change in repurchase agreements	(1,466)	(2,290)
Proceeds from common stock offering, net of offering costs	31,322	(1)
Purchase of shares by ESOP pursuant to reorganization	(2,003)	(1)
Treasury stock acquired	(1)	(1)
Dividends paid to stockholders	(220)	(159)
Net cash (used) provided by financing activities	26,322	6,793
Net change in cash and cash equivalents	19,936	(1,191)
Cash and cash equivalents at beginning of period	14,263	12,146
Cash and cash equivalents at end of period	34,199	10,955
Cash paid during the period for:
Interest	4,657	5,213
Income taxes	76	501
Non-cash transactions:
Transfer of loans to foreclosed assets	$ 488	$ 287