Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest income:
Loans	$ 35,337	$ 32,590
Mortgage-backed securities	5,622	4,074
Other securities	1,024	1,865
Federal Home Loan Bank of New York dividends	577	402
Deposits in other financial institutions	172	535
Total interest income	42,732	39,466
Interest expense:
Deposits	9,279	10,247
Borrowings	3,520	1,889
Total interest expense	12,799	12,136
Net interest income	29,933	27,330
Provision for loan losses	8,183	59
Net interest income after provision for loan losses	21,750	27,271
Non-interest income:
Fees and service charges for customer services	1,120	1,140
Income on bank owned life insurance	876	896
(Losses) gains on available-for-sale debt securities, net	(13)	155
(Losses) gains on trading securities, net	(1,992)	1,086
Other	117	37
Total non-interest income	108	3,314
Non-interest expense:
Compensation and employee benefits	7,289	11,020
Occupancy	3,060	3,282
Furniture and equipment	333	259
Data processing	1,460	1,263
Professional fees	1,109	747
Advertising	818	764
FDIC insurance	0	277
Other	1,613	1,592
Total non-interest expense	15,682	19,204
Income before income tax expense	6,176	11,381
Income tax expense	1,625	2,610
Net income	$ 4,551	$ 8,771
Net income per common share:
Basic (usd per share)	$ 0.10	$ 0.19
Diluted (usd per share)	$ 0.10	$ 0.19
Unrealized gains on debt securities available-for-sale:
Net unrealized holding gains	$ 8,310	$ 8,763
Less: reclassification adjustment for net losses (gains) included in net income	13	(155)
Net unrealized gains	8,323	8,608
Income tax expense related to net unrealized holding gains on debt securities available-for-sale	(2,326)	(2,453)
Income tax benefit related to reclassification adjustment for (losses) gains included in net income	(3)	43
Other comprehensive income, net of tax	5,994	6,198
Comprehensive income	$ 10,545	$ 14,969