Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS:
Cash and due from banks	$ 20,080	$ 15,409
Interest-bearing deposits in other financial institutions	94,619	132,409
Total cash and cash equivalents	114,699	147,818
Trading securities	8,388	11,222
Debt securities available-for-sale, at estimated fair value	1,061,443	1,138,352
Debt securities held-to-maturity, at amortized cost, (estimated fair value of $9,002 at March 31, 2020, and $8,886 at December 31, 2019)	8,706	8,762
Equity securities	3,483	3,341
Originated loans held-for-investment, net	3,098,760	2,987,067
Loans acquired	393,491	432,653
Purchased credit-impaired (“PCI”) loans held-for-investment	16,886	17,365
Loans held-for-investment, net	3,509,137	3,437,085
Allowance for loan losses	(36,800)	(28,707)
Net loans held-for-investment	3,472,337	3,408,378
Accrued interest receivable	14,298	14,609
Bank owned life insurance	154,333	153,459
Federal Home Loan Bank of New York stock, at cost	29,855	39,575
Premises and equipment, net	25,670	25,659
Goodwill	38,411	38,411
Operating lease right-of-use assets	41,473	39,504
Other assets	23,685	26,212
Total assets	4,996,781	5,055,302
LIABILITIES:
Deposits	3,485,546	3,408,233
Securities sold under agreements to repurchase	75,000	75,000
Other borrowings	641,357	782,004
Operating lease liabilities	45,932	44,069
Advance payments by borrowers for taxes and insurance	22,444	20,045
Accrued expenses and other liabilities	24,186	30,098
Total liabilities	4,294,465	4,359,449
STOCKHOLDERS’ EQUITY:
Preferred stock, $0.01 par value: 25,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value: 150,000,000 shares authorized, 60,933,707 shares issued at March 31, 2020 and December 31, 2019, 49,291,928,347 and 49,175,437 outstanding at March 31, 2020, and December 31, 2019, respectively	609	609
Additional paid-in-capital	547,712	548,486
Unallocated common stock held by employee stock ownership plan	(19,492)	(19,740)
Retained earnings	321,981	322,581
Accumulated other comprehensive income	10,693	4,699
Treasury stock at cost: 11,641,779 and 11,758,360 shares at March 31, 2020, and December 31, 2019, respectively	(159,187)	(160,782)
Total stockholders’ equity	702,316	695,853
Total liabilities and stockholders’ equity	$ 4,996,781	$ 5,055,302