Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
ASSETS:
Cash and due from banks	$ 15,409	$ 15,147
Interest-bearing deposits in other financial institutions	132,409	62,615
Total cash and cash equivalents	147,818	77,762
Trading securities	11,222	8,968
Debt securities available-for-sale, at estimated fair value	1,138,352	808,031
Debt securities held-to-maturity	8,762	9,505
Equity securities	3,341	1,280
Total Loans Receivable, net	2,987,067	2,678,877
Loans acquired	432,653	546,150
Purchased credit-impaired (PCI) loans held-for-investment	17,365	20,143
Loans held-for-investment, net	3,437,085	3,245,170
Allowance for loan losses	(28,707)	(27,497)
Net loans held-for-investment	3,408,378	3,217,673
Accrued interest receivable	14,609	12,959
Bank owned life insurance	153,459	154,135
Federal Home Loan Bank (FHLB) of New York stock, at cost	39,575	22,517
Operating lease right-of-use assets	39,504
Premises and equipment, net	25,659	25,605
Goodwill	38,411	38,411
Other assets	26,212	31,586
Total assets	5,055,302	4,408,432
LIABILITIES:
Deposits	3,408,233	3,286,512
Securities sold under agreements to repurchase	75,000	0
FHLB Advances and other borrowings	782,004	408,891
Operating lease liabilities	44,069
Advance payments by borrowers for taxes and insurance	20,045	18,007
Accrued expenses and other liabilities	30,098	28,583
Total liabilities	4,359,449	3,741,993
STOCKHOLDERS’ EQUITY:
Preferred stock, $0.01 par value; 25,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value: 150,000,000 shares authorized, 60,933,707 shares issued at December 31, 2019 and 2018, 49,175,347 and 49,635,673 outstanding at December 31, 2019 and 2018, respectively	609	609
Additional paid-in-capital	548,486	546,219
Unallocated common stock held by employee stock ownership plan	(19,740)	(20,992)
Retained earnings	322,581	302,544
Accumulated other comprehensive income (loss)	4,699	(9,147)
Treasury stock at cost; 11,758,360 and 11,298,034 shares at December 31, 2019 and 2018, respectively	(160,782)	(152,794)
Total stockholders’ equity	695,853	666,439
Total liabilities and stockholders’ equity	$ 5,055,302	$ 4,408,432