Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Cash flows from operating activities:
Net income	$ 1,056	$ 767
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	215	266
Amortization of premiums on securities	344	402
ESOP expense	69	49
Provision for loan losses	857	720
Provision for losses on OREO	255	11
Gain on sale of securities available for sale	(628)	(322)
Gain on sale of mortgage loans	(1,509)	(883)
Proceeds from sale of mortgage loans	56,930	35,239
Loans originated for sale	(59,109)	(34,992)
Increase in cash surrender value of BOLI	(180)	(135)
Decrease (increase) in accrued interest receivable	219	(15)
Decrease (increase) in other assets and deferred tax assets	1,216	(976)
Increase in fixed annuity investment	(35)	(34)
Increase (decrease) in accrued interest payable and other liabilities	672	(84)
Net cash provided by operating activities	372	13
Cash flows from investing activities:
Purchase of securities available for sale	(12,580)	(31,637)
Maturities, calls and principal pay downs on securities available for sale	1,571	4,370
Proceeds from sale of securities available for sale	16,484	21,789
Redemptions (purchases) of FHLB stock	481	(3)
Originations, net of loan repayments	(10,123)	(13,001)
Proceeds from sale of other real estate owned, net	92	272
Purchases of premises and equipment	(143)	(59)
Purchase of BOLI	(1,000)	(6,000)
Net cash used in investing activities	(5,218)	(24,269)
Cash flows from financing activities:
Net increase in deposit accounts	24,894	21,295
Repayment of FHLB advances, net	(1,688)	(2,006)
ESOP shares purchased	(373)	(216)
Conversion costs		(15)
Repurchase of common stock	(845)
Net cash provided by financing activities	21,988	19,058
Net increase (decrease) in cash and cash equivalents	17,142	(5,198)
Cash and cash equivalents at beginning of period	9,928	11,814
Cash and cash equivalents at end of period	27,070	6,616
Cash transactions:
Income taxes paid	213	650
Interest expense paid	1,086	1,379
Noncash transactions:
Transfers of loans to other real estate owned		2,465
Transfers of loans held for portfolio to loans held for sale		$ 1,459