Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Interest income:
Interest and fees on loans	$ 2,832	$ 2,667	$ 8,421	$ 7,856
Securities - taxable	52	80	135	279
Securities - nontaxable	16	61	92	131
Other interest - earning assets	37	23	104	77
Total interest income	2,937	2,831	8,752	8,343
Interest expense:
Deposit accounts	280	344	854	1,048
Borrowings	73	112	243	337
Total interest expense	353	456	1,097	1,385
Net interest income	2,584	2,375	7,655	6,958
Provision for loan losses	155	309	857	720
Net interest income after provision for loan losses	2,429	2,066	6,798	6,238
Noninterest income:
Service charges	290	317	858	951
Gain on sale of securities available for sale	128	120	628	322
Gain on sale of mortgage loans	630	354	1,509	883
Increase in cash surrender value of BOLI	67	59	180	135
Other	106	73	272	210
Total noninterest income	1,221	923	3,447	2,501
Noninterest expense:
Compensation and benefits	1,650	1,446	4,610	4,049
Occupancy costs	262	278	758	804
Equipment expense	32	63	156	194
Data processing expense	146	118	416	356
ATM expense	83	98	239	286
Professional and outside services	336	216	1,014	739
Stationery and supplies	19	16	70	82
Marketing	49	36	159	124
FDIC insurance assessments	63	30	162	200
Provision for losses on OREO	11	11	255	11
Operations from OREO	21	47	87	178
Other	183	218	861	721
Total noninterest expense	2,855	2,577	8,787	7,744
Income before income tax expense	795	412	1,458	995
Income tax expense	253	80	402	228
Net income	$ 542	$ 332	$ 1,056	$ 767
Basic and diluted earnings per share	$ 0.35	$ 0.20	$ 0.67	$ 0.47