Actual

Minimum for Capital
Adequacy Purposes

Minimum To Be Well
Capitalized Under Prompt
Corrective Action Provisions

Amount

Ratio

Amount

Ratio

Amount

Ratio

As of September 30, 2012:

Total capital to risk weighted assets

$

32,247

15.45

%

$

16,693

8.00

%

$

20,866

10.00

%

Tier 1 capital to risk weighted assets

29,957

14.36

%

$

8,346

4.00

%

$

12,520

6.00

%

Tier 1 capital to assets

29,957

10.12

%

$

11,843

4.00

%

$

14,804

5.00

%

As of December 31, 2011:

Tangible capital to tangible assets

$

29,319

10.75

%

$

4,090

1.50

%

N/A

Total capital to risk weighted assets

31,073

16.48

%

15,081

8.00

%

$

18,852

10.00

%

Tier 1 capital to risk weighted assets

29,319

15.55

%

7,541

4.00

%

11,311

6.00

%

Tier 1 capital to assets

29,319

10.75

%

10,905

4.00

%

13,632

5.00

%