Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
ASSETS
Cash on hand and due from banks	$ 4,467	$ 3,396
Interest-earning deposits in other institutions	69,947	29,031
Cash and Cash Equivalents	74,414	32,427
Investment securities available for sale, at fair value	76,570	69,884
Equity securities, at fair value	2,165	2,955
Mortgage-backed securities available for sale, at fair value	88,987	91,478
Certificate of deposit	249	249
Federal Home Loan Bank and other restricted stock, at cost	8,496	7,486
Loans receivable, net of allowance for loan losses of $6,968 and $4,882	742,179	712,965
Loans held for sale	469	373
Foreclosed real estate	586	404
Office properties and equipment, net	9,649	9,930
Bank-owned life insurance	24,651	23,374
Goodwill	25,836	25,836
Core deposit intangible	1,628	1,881
Accrued interest receivable and other assets	5,502	5,145
TOTAL ASSETS	1,061,381	984,387
Deposits:
Demand and savings accounts	562,435	489,292
Time Deposits	228,640	245,114
Total Deposits	791,075	734,406
Long-term borrowings	108,002	99,098
Securities sold under agreements to repurchase	7,870	3,740
Advance deposits by borrowers for taxes and insurance	42	47
Accrued interest payable and other liabilities	11,665	5,248
TOTAL LIABILITIES	918,654	842,539
Stockholders' Equity
Preferred stock, $0.01 par value per share, 10,000,000 shares authorized, none issued
Common stock, $0.01 par value per share, 40,000,000 shares authorized, 4,660,649 and 4,689,354 shares outstanding, respectively	47	47
Additional paid-in-capital	71,391	72,155
Retained earnings	70,247	70,037
Unearned Employee Stock Ownership Plan (ESOP) shares	(1,456)	(1,533)
Accumulated other comprehensive income	2,498	1,142
TOTAL STOCKHOLDERS' EQUITY	142,727	141,848
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,061,381	$ 984,387