STOCK-BASED COMPENSATION (Tables)

12 Months Ended

Dec. 31, 2014

STOCK-BASED COMPENSATION [Abstract]

Schedule of Share-based Payment Award, Restricted Stock Units, Valuation Assumptions [Table Text Block]

The following are the key assumptions used in this valuation:

	2014		2013		2012
Risk Free Interest Rate	1.07% - 1.09%		0.37% - 0.67%		0.38 % - 0.40%
Expected Stock Price Volatility	24.14% - 24.22%		33.36% - 36.11%		36.41% - 48.05%
Expected Service Period	3.0 years		3.0 years		3.0 years
Expected Dividend Yield (assuming full reinvestment)	—	%	—	%	—	%

Summary of Option Activity

A summary of the option activity is presented in the following table (dollars in thousands, except per share amounts):

	Range of Per Share Exercise Price	Shares Under Options		Weighted-Average Exercise Price Per Share		Weighted-Average Remaining Contractual Term (Years)	Aggregate Intrinsic Value
Outstanding as of December 31, 2013	$17.17 - $17.31	64,286		$	17.22	2.9	$	574
Granted	—	—		—
Exercised	$17.17 - $17.31	(64,286	)	17.22
Forfeited	—	—		—
Outstanding as of December 31, 2014	N/A	—		$	—	N/A	$	—

Schedule of Share-based Compensation, Restricted Stock Units Award Activity [Table Text Block]

The following table summarizes additional information concerning restricted stock units at December 31, 2014:

	Restricted Stock Units		Weighted Average Grant Date Fair Value Per Unit
Unvested as of December 31, 2013	664,214		$	19.39
Granted	346,281		25.88
Vested	(485,436	)	19.73
Dividends reinvested	37,367		19.55
Unvested as of December 31, 2014	562,426		$	23.26