STOCK-BASED COMPENSATION (Tables)

12 Months Ended

Dec. 31, 2013

STOCK-BASED COMPENSATION [Abstract]

Schedule of Share-based Payment Award, Restricted Stock Units, Valuation Assumptions [Table Text Block]

The following are the key assumptions used in this valuation:

	2013		2012		2011
Risk Free Interest Rate	0.37% - 0.67%		0.38 % - 0.40%		1.18	%
Expected Stock Price Volatility	33.36% - 36.11%		36.41% - 48.05%		49.2	%
Expected Service Period	3.0 years		3.0 years		2.7 years
Expected Dividend Yield (assuming full reinvestment)	—	%	—	%	—	%

Summary of Option Activity

A summary of the option activity is presented in the following table (dollars in thousands, except per share amounts):

	Range of Per Share Exercise Price	Shares Under Options		Weighted Average Exercise Price Per Share		Weighted Average Remaining Contractual Term (Years)	Aggregate Intrinsic Value
Outstanding as of December 31, 2012	$14.37 - $21.83	362,770		$	18.97	2.7	$	1,011
Granted	—	—		—
Exercised	$14.37 - $21.83	(298,484	)	19.35
Forfeited	—	—		—
Outstanding as of December 31, 2013	$17.17 - $17.31	64,286		$	17.22	2.9	$	574
Exercisable as of December 31, 2013	$17.17 - $17.31	42,857		$	17.24	2.7	$	381

Schedule of Share-based Compensation, Restricted Stock Units Award Activity [Table Text Block]

The following table summarizes additional information concerning restricted stock units at December 31, 2013:

	Restricted Stock Units		Weighted Average Grant Date Fair Value Per Unit
Unvested as of December 31, 2012	690,107		$	17.54
Granted	456,921		18.52
Vested	(513,750	)	20.83
Dividends reinvested	30,936		16.80
Unvested as of December 31, 2013	664,214		$	16.48