The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACTAVIS PLC COM G0083B108   5 19 SH   SOLE   19 0 0
ACCENTURE PLC IRELAND COM G1151C101   67 750 SH   SOLE   750 0 0
BROOKFIELD INFRAST PARTNERS LIMITED LIABILITY PARTNESHIP G16252101   49 1,159 SH   SOLE   1,159 0 0
COVIDIEN PLC COM G2554F113   15 151 SH   SOLE   151 0 0
MALLINCKRODT PUB LTD CO COM G5785G107   18 183 SH   SOLE   183 0 0
MONTPELIER RE HOLDINGS LTD COM G62185106   36 1,018 SH   SOLE   1,018 0 0
PLATINUM UNDERWRITER HLDGS L COM G7127P100   29 401 SH   SOLE   401 0 0
WHITE MTNS INS GROUP LTD COM G9618E107   37 58 SH   SOLE   58 0 0
TRANSOCEAN LTD COM H8817H100   10 546 SH   SOLE   546 0 0
LYONDELLBASELL INDUSTRIES N COM N53745100   10 130 SH   SOLE   130 0 0
AT&T INC COM 00206R102   5,592 166,472 SH   SOLE   166,472 0 0
AT&T INC COM 00206R102   8 233 SH   DFND   233 0 0
ABBOTT LABS COM 002824100   9,800 217,682 SH   SOLE   217,682 0 0
ABBOTT LABS COM 002824100   7 150 SH   DFND   150 0 0
ABBVIE INC COM 00287Y109   11,088 169,437 SH   SOLE   169,437 0 0
ABBVIE INC COM 00287Y109   10 150 SH   DFND   150 0 0
ADVENT SOFTWARE INC COM 007974108   30 967 SH   SOLE   967 0 0
AIR PRODS & CHEMS INC COM 009158106   2 14 SH   SOLE   14 0 0
ALBEMARLE CORP COM 012653101   53 878 SH   SOLE   878 0 0
ALLSTATE CORP COM 020002101   7 100 SH   SOLE   100 0 0
ALTRIA GROUP INC COM 02209S103   216 4,375 SH   SOLE   4,375 0 0
AMERICAN ELEC PWR INC COM 025537101   97 1,594 SH   SOLE   1,594 0 0
AMERICAN EXPRESS CO COM 025816109   9,130 98,136 SH   SOLE   98,136 0 0
AMERICAN RAILCAR INDS INC COM 02916P103   36 700 SH   SOLE   700 0 0
AMERICAN INTL GROUP INC *W EXP 01/19/2021 026874156   1 55 SH   SOLE   55 0 0
AMERICAN INTL GROUP INC COM 026874784   6 100 SH   SOLE   100 0 0
AMERICAN STS WTR CO COM 029899101   14 382 SH   SOLE   382 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   5 100 SH   SOLE   100 0 0
AMERISOURCEBERGEN CORP COM 03073E105   11 117 SH   SOLE   117 0 0
AMGEN INC COM 031162100   208 1,305 SH   SOLE   1,305 0 0
ANALOG DEVICES INC COM 032654105   34 610 SH   SOLE   610 0 0
APACHE CORP COM 037411105   49 784 SH   SOLE   784 0 0
APPLE INC COM 037833100   9,969 90,321 SH   SOLE   90,321 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   16 300 SH   SOLE   300 0 0
ARROW FINL CORP COM 042744102   61 2,234 SH   SOLE   2,234 0 0
ATWOOD OCEANICS INC COM 050095108   35 1,220 SH   SOLE   1,220 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   8,870 106,396 SH   SOLE   106,396 0 0
BCE INC COM 05534B760   28 600 SH   SOLE   600 0 0
BP PLC COM 055622104   617 16,198 SH   SOLE   16,198 0 0
BANK AMER CORP COM 060505104   3,322 185,800 SH   SOLE   185,800 0 0
BARCLAYS BK PLC COM 06742C723   107 3,500 SH   SOLE   3,500 0 0
BAXTER INTL INC COM 071813109   70 950 SH   SOLE   950 0 0
BECTON DICKINSON & CO COM 075887109   89 639 SH   SOLE   639 0 0
BERKSHIRE HATHAWAY INC DEL COM 084670702   120 800 SH   SOLE   800 0 0
BLACKROCK INC COM 09247X101   55 155 SH   SOLE   155 0 0
BRISTOL MYERS SQUIBB CO COM 110122108   1,520 25,761 SH   SOLE   25,761 0 0
BROADCOM CORP COM 111320107   78 1,805 SH   SOLE   1,805 0 0
CDK GLOBAL INC COM 12508E101   14 333 SH   SOLE   333 0 0
CIGNA CORPORATION COM 125509109   116 1,128 SH   SOLE   1,128 0 0
CSX CORP COM 126408103   163 4,525 SH   SOLE   4,525 0 0
CVS HEALTH CORP COM 126650100   192 1,994 SH   SOLE   1,994 0 0
CABELAS INC COM 126804301   56 1,070 SH   SOLE   1,070 0 0
CALIFORNIA RES CORP COM 13057Q107   1 260 SH   SOLE   260 0 0
CANADIAN NATL RY CO COM 136375102   7 100 SH   SOLE   100 0 0
CARDINAL HEALTH INC COM 14149Y108   759 9,405 SH   SOLE   9,405 0 0
CATERPILLAR INC DEL COM 149123101   6,369 69,579 SH   SOLE   69,579 0 0
CATERPILLAR INC DEL COM 149123101   30 325 SH   DFND   325 0 0
CHAMBERS STR PPTYS COM 157842105   352 43,640 SH   SOLE   43,640 0 0
CHEVRON CORP NEW COM 166764100   11,839 105,537 SH   SOLE   105,537 0 0
CHEVRON CORP NEW COM 166764100   22 200 SH   DFND   200 0 0
CINCINNATI FINL CORP COM 172062101   38 725 SH   SOLE   725 0 0
CISCO SYS INC COM 17275R102   8,764 315,164 SH   SOLE   315,164 0 0
CINTAS CORP COM 172908105   25 320 SH   SOLE   320 0 0
CITIGROUP INC COM 172967424   11 200 SH   SOLE   200 0 0
CLOROX CO DEL COM 189054109   2,286 21,942 SH   SOLE   21,942 0 0
COCA COLA CO COM 191216100   196 4,642 SH   SOLE   4,642 0 0
COLGATE PALMOLIVE CO COM 194162103   67 962 SH   SOLE   962 0 0
COLUMBIA PPTY INC COM 198287203   79 3,098 SH   SOLE   3,098 0 0
CONOCOPHILLIPS COM 20825C104   427 6,181 SH   SOLE   6,181 0 0
CONSOLIDATED EDISON INC COM 209115104   29 442 SH   SOLE   442 0 0
CONVERGYS CORP COM 212485106   51 2,500 SH   SOLE   2,500 0 0
CORRECTIONS CORP AMER NEW COM 22025Y407   171 4,704 SH   SOLE   4,704 0 0
COSTCO WHSL CORP NEW COM 22160K105   188 1,325 SH   SOLE   1,325 0 0
CULLEN FROST BANKERS INC COM 229899109   66 940 SH   SOLE   940 0 0
CUMMINS INC COM 231021106   29 200 SH   SOLE   200 0 0
DTE ENERGY CO COM 233331107   26 300 SH   SOLE   300 0 0
DANAHER CORP COM 235851102   46 533 SH   SOLE   533 0 0
DARDEN RESTAURANTS INC COM 237194105   65 1,102 SH   SOLE   1,102 0 0
DEERE & CO COM 244199105   15 175 SH   SOLE   175 0 0
DISNEY WALT CO COM 254687106   443 4,700 SH   SOLE   4,700 0 0
DOMINION RES INC VA NEW COM 25746U109   173 2,250 SH   SOLE   2,250 0 0
DOVER CORP COM 260003108   41 575 SH   SOLE   575 0 0
DOW CHEM CO COM 260543103   6,592 144,528 SH   SOLE   144,528 0 0
DOW CHEM CO COM 260543103   5 120 SH   DFND   120 0 0
DU PONT E I DE NEMOURS & CO COM 263534109   270 3,651 SH   SOLE   3,651 0 0
DUKE ENERGY CORP NEW COM 26441C204   9,293 111,244 SH   SOLE   111,244 0 0
E M C CORP MASS COM 268648102   76 2,550 SH   SOLE   2,550 0 0
EOG RES INC COM 26875P101   3,835 41,655 SH   SOLE   41,655 0 0
EQT CORP COM 26884L109   104 1,375 SH   SOLE   1,375 0 0
EASTMAN CHEM CO COM 277432100   56 742 SH   SOLE   742 0 0
EATON VANCE CORP COM 278265103   32 785 SH   SOLE   785 0 0
ECOLAB INC COM 278865100   2,334 22,330 SH   SOLE   22,330 0 0
EMERSON ELEC CO COM 291011104   7,364 119,307 SH   SOLE   119,307 0 0
ENERGIZER HLDGS INC COM 29266R108   302 2,346 SH   SOLE   2,346 0 0
EXELON CORP COM 30161N101   9 233 SH   SOLE   233 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108   26 312 SH   SOLE   312 0 0
EXXON MOBIL CORP COM 30231G102   14,685 158,844 SH   SOLE   158,844 0 0
EXXON MOBIL CORP COM 30231G102   14 150 SH   DFND   150 0 0
FACEBOOK INC COM 30303M102   16 200 SH   SOLE   200 0 0
FIFTH THIRD BANCORP COM 316773100   513 25,201 SH   SOLE   25,201 0 0
FINISH LINE INC COM 317923100   36 1,470 SH   SOLE   1,470 0 0
FIRST INDUSTRIAL REALTY TRUS COM 32054K103   52 2,534 SH   SOLE   2,534 0 0
FLEXSHARES TR COM 33939L506   69 2,850 SH   SOLE   2,850 0 0
FLEXSHARES TR COM 33939L605   70 2,850 SH   SOLE   2,850 0 0
FLOWSERVE CORP COM 34354P105   27 450 SH   SOLE   450 0 0
FORD MTR CO DEL COM 345370860   44 2,830 SH   SOLE   2,830 0 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106   29 641 SH   SOLE   641 0 0
FRONTIER COMMUNICATIONS CORP COM 35906A108   1 211 SH   SOLE   211 0 0
GALLAGHER ARTHUR J & CO COM 363576109   52 1,100 SH   SOLE   1,100 0 0
GENERAL DYNAMICS CORP COM 369550108   43 309 SH   SOLE   309 0 0
GENERAL ELECTRIC CO COM 369604103   8,610 340,749 SH   SOLE   340,749 0 0
GENERAL ELECTRIC CO COM 369604103   19 750 SH   DFND   750 0 0
GENERAL MLS INC COM 370334104   2,521 47,278 SH   SOLE   47,278 0 0
GENERAL MOTORS CO COM 37045V100   14 400 SH   SOLE   400 0 0
GENIE ENERGY LTD COM 372284208   7 1,100 SH   SOLE   1,100 0 0
GLAXOSMITHKLINE PLC COM 37733W105   19 455 SH   SOLE   455 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   15 75 SH   SOLE   75 0 0
GOOGLE INC COM 38259P508   37 70 SH   SOLE   70 0 0
GOOGLE INC COM 38259P706   37 70 SH   SOLE   70 0 0
GRAINGER W W INC COM 384802104   102 400 SH   SOLE   400 0 0
HALLIBURTON CO COM 406216101   12 300 SH   SOLE   300 0 0
HEALTHCARE SVCS GRP INC COM 421906108   51 1,650 SH   SOLE   1,650 0 0
HERSHEY CO COM 427866108   3 30 SH   SOLE   30 0 0
HEWLETT PACKARD CO COM 428236103   31 785 SH   SOLE   785 0 0
HOME DEPOT INC COM 437076102   11,693 111,395 SH   SOLE   111,395 0 0
HONEYWELL INTL INC COM 438516106   273 2,736 SH   SOLE   2,736 0 0
HUNTINGTON BANCSHARES INC COM 446150104   785 74,617 SH   SOLE   74,617 0 0
ILLINOIS TOOL WKS INC COM 452308109   138 1,454 SH   SOLE   1,454 0 0
INTEL CORP COM 458140100   9,968 274,699 SH   SOLE   274,699 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   14,309 89,186 SH   SOLE   89,186 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   28 175 SH   DFND   175 0 0
INTUITIVE SURGICAL INC COM 46120E602   79 150 SH   SOLE   150 0 0
ISHARES TR COM 464287101   161 1,771 SH   SOLE   1,771 0 0
ISHARES TR COM 464287168   1,590 20,025 SH   SOLE   20,025 0 0
ISHARES TR COM 464287176   287 2,560 SH   SOLE   2,560 0 0
ISHARES TR COM 464287226   675 6,126 SH   SOLE   6,126 0 0
ISHARES TR COM 464287234   127 3,242 SH   SOLE   3,242 0 0
ISHARES TR COM 464287242   47 393 SH   SOLE   393 0 0
ISHARES TR COM 464287309   333 2,982 SH   SOLE   2,982 0 0
ISHARES TR COM 464287408   283 3,016 SH   SOLE   3,016 0 0
ISHARES COM 464287440   36 342 SH   SOLE   342 0 0
ISHARES TR COM 464287457   1,616 19,135 SH   SOLE   19,135 0 0
ISHARES TR COM 464287465   458 7,524 SH   SOLE   7,524 0 0
ISHARES TR COM 464287499   54 325 SH   SOLE   325 0 0
ISHARES TR COM 464287507   9,024 62,316 SH   SOLE   62,316 0 0
ISHARES TR COM 464287606   1,046 6,554 SH   SOLE   6,554 0 0
ISHARES TR COM 464287614   96 1,000 SH   SOLE   1,000 0 0
ISHARES TR COM 464287655   12 100 SH   SOLE   100 0 0
ISHARES TR COM 464287689   607 4,965 SH   SOLE   4,965 0 0
ISHARES TR COM 464287705   1,024 8,014 SH   SOLE   8,014 0 0
ISHARES TR COM 464287739   60 775 SH   SOLE   775 0 0
ISHARES TR COM 464287762   25 175 SH   SOLE   175 0 0
ISHARES TR COM 464287804   10,024 87,885 SH   SOLE   87,885 0 0
ISHARES TR COM 464288240   262 6,100 SH   SOLE   6,100 0 0
ISHARES TR COM 464288646   1,645 15,639 SH   SOLE   15,639 0 0
ISHARES TR COM 464288687   1,105 28,015 SH   SOLE   28,015 0 0
JPMORGAN CHASE & CO COM 46625H100   1,454 23,234 SH   SOLE   23,234 0 0
JOHNSON & JOHNSON COM 478160104   10,910 104,329 SH   SOLE   104,329 0 0
JOHNSON CTLS INC COM 478366107   65 1,350 SH   SOLE   1,350 0 0
KANSAS CITY SOUTHERN COM 485170302   61 500 SH   SOLE   500 0 0
KEMPER CORP DEL COM 488401100   65 1,800 SH   SOLE   1,800 0 0
KEYCORP NEW COM 493267108   15 1,051 SH   SOLE   1,051 0 0
KIMBERLY CLARK CORP COM 494368103   9,708 84,029 SH   SOLE   84,029 0 0
KIMCO RLTY CORP COM 49446R109   50 2,000 SH   SOLE   2,000 0 0
KRAFT FOODS GROUP INC COM 50076Q106   81 1,292 SH   SOLE   1,292 0 0
KROGER CO COM 501044101   437 6,803 SH   SOLE   6,803 0 0
LOCKHEED MARTIN CORP COM 539830109   101 525 SH   SOLE   525 0 0
LOEWS CORP COM 540424108   4 100 SH   SOLE   100 0 0
LOWES COS INC COM 548661107   79 1,150 SH   SOLE   1,150 0 0
MBIA INC COM 55262C100   29 3,069 SH   SOLE   3,069 0 0
MFS MULTIMARKET INCOME TR COM 552737108   1 200 SH   SOLE   200 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM 559080106   51 612 SH   SOLE   612 0 0
MASTERCARD INC COM 57636Q104   86 1,000 SH   SOLE   1,000 0 0
MATTEL INC COM 577081102   53 1,710 SH   SOLE   1,710 0 0
MCDONALDS CORP COM 580135101   252 2,686 SH   SOLE   2,686 0 0
MERCK & CO INC NEW COM 58933Y105   9,924 174,748 SH   SOLE   174,748 0 0
METLIFE INC COM 59156R108   6,655 123,023 SH   SOLE   123,023 0 0
MICROSOFT CORP COM 594918104   10,149 218,505 SH   SOLE   218,505 0 0
MICROSOFT CORP COM 594918104   17 375 SH   DFND   375 0 0
MONDELEZ INTL INC COM 609207105   138 3,789 SH   SOLE   3,789 0 0
MONSANTO CO NEW COM 61166W101   180 1,509 SH   SOLE   1,509 0 0
MOTORCAR PTS AMER INC COM 620071100   140 4,500 SH   SOLE   4,500 0 0
MULTI COLOR CORP COM 625383104   33 592 SH   SOLE   592 0 0
NATIONAL OILWELL VARCO INC COM 637071101   10 150 SH   SOLE   150 0 0
NEWELL RUBBERMAID INC COM 651229106   13 350 SH   SOLE   350 0 0
NEWMARKET CORP COM 651587107   82 202 SH   SOLE   202 0 0
NEXTERA ENERGY INC COM 65339F101   288 2,708 SH   SOLE   2,708 0 0
NIKE INC COM 654106103   10,335 107,483 SH   SOLE   107,483 0 0
NORFOLK SOUTHERN CORP COM 655844108   10,232 93,345 SH   SOLE   93,345 0 0
NOVARTIS A G COM 66987V109   197 2,122 SH   SOLE   2,122 0 0
NOW INC COM 67011P100   1 37 SH   SOLE   37 0 0
NUCOR CORP COM 670346105   4,398 89,686 SH   SOLE   89,686 0 0
O REILLY AUTOMOTIVE INC N COM 67103H107   138 719 SH   SOLE   719 0 0
OCCIDENTAL PETE CORP DEL COM 674599105   52 650 SH   SOLE   650 0 0
OLD DOMINION FGHT LINES INC COM 679580100   79 1,022 SH   SOLE   1,022 0 0
ONE GAS INC COM 68235P108   19 460 SH   SOLE   460 0 0
ONEOK INC NEW COM 682680103   92 1,840 SH   SOLE   1,840 0 0
PG&E CORP COM 69331C108   36 673 SH   SOLE   673 0 0
PNC FINL SVCS GROUP INC COM 693475105   9,664 105,922 SH   SOLE   105,922 0 0
PNC FINL SVCS GROUP INC COM 693475105   52 565 SH   DFND   565 0 0
PPG INDS INC COM 693506107   29 125 SH   SOLE   125 0 0
PPL CORP COM 69351T106   25 700 SH   SOLE   700 0 0
PANERA BREAD CO COM 69840W108   53 301 SH   SOLE   301 0 0
PEABODY ENERGY CORP COM 704549104   4 500 SH   SOLE   500 0 0
PEPSICO INC COM 713448108   9,291 98,260 SH   SOLE   98,260 0 0
PEPSICO INC COM 713448108   9 95 SH   DFND   95 0 0
PETSMART INC COM 716768106   134 1,654 SH   SOLE   1,654 0 0
PFIZER INC COM 717081103   1,394 44,754 SH   SOLE   44,754 0 0
PHILIP MORRIS INTL INC COM 718172109   613 7,532 SH   SOLE   7,532 0 0
PHILLIPS 66 COM 718546104   164 2,292 SH   SOLE   2,292 0 0
PIPER JAFFRAY COS COM 724078100   0 1 SH   SOLE   1 0 0
POTASH CORP SASK INC COM 73755L107   26 741 SH   SOLE   741 0 0
POWERSHARES QQQ TRUST COM 73935A104   5,734 55,540 SH   SOLE   55,540 0 0
POWERSHARES ETF TRUST COM 73935X583   117 1,275 SH   SOLE   1,275 0 0
PRAXAIR INC COM 74005P104   118 907 SH   SOLE   907 0 0
PRICE T ROWE GROUP INC COM 74144T108   2,911 33,896 SH   SOLE   33,896 0 0
PRICELINE GRP INC COM 741503403   66 58 SH   SOLE   58 0 0
PRICESMART INC COM 741511109   54 587 SH   SOLE   587 0 0
PROCTER & GAMBLE CO COM 742718109   40,662 446,400 SH   SOLE   446,400 0 0
PROCTER & GAMBLE CO COM 742718109   50 550 SH   DFND   550 0 0
PROGRESSIVE CORP OHIO COM 743315103   2 74 SH   SOLE   74 0 0
PRUDENTIAL FINL INC COM 744320102   23 253 SH   SOLE   253 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106   50 1,200 SH   SOLE   1,200 0 0
QUALCOMM INC COM 747525103   97 1,310 SH   SOLE   1,310 0 0
QUANTA SVCS INC COM 74762E102   441 15,550 SH   SOLE   15,550 0 0
RPM INTL INC COM 749685103   8 150 SH   SOLE   150 0 0
RAYMOND JAMES FINANCIAL I COM 754730109   79 1,387 SH   SOLE   1,387 0 0
RAYTHEON CO COM 755111507   11 100 SH   SOLE   100 0 0
REALTY INCOME CORP COM 756109104   42 872 SH   SOLE   872 0 0
RETAIL PPTYS AMER INC COM 76131V202   75 4,500 SH   SOLE   4,500 0 0
REYNOLDS AMERICAN INC COM 761713106   36 558 SH   SOLE   558 0 0
RIO TINTO PLC COM 767204100   36 790 SH   SOLE   790 0 0
ROSS STORES INC COM 778296103   166 1,760 SH   SOLE   1,760 0 0
ROYAL DUTCH SHELL PLC COM 780259107   7 100 SH   SOLE   100 0 0
ROYAL DUTCH SHELL PLC COM 780259206   67 998 SH   SOLE   998 0 0
SPDR S&P 500 ETF TR COM 78462F103   1,126 5,476 SH   SOLE   5,476 0 0
SPDR GOLD TRUST COM 78463V107   130 1,147 SH   SOLE   1,147 0 0
SPDR INDEX SHS FDS COM 78463X863   15 351 SH   SOLE   351 0 0
SPDR SERIES TRUST COM 78464A102   95 930 SH   SOLE   930 0 0
SPDR SERIES TRUST COM 78464A417   7 193 SH   SOLE   193 0 0
SPDR SERIES TRUST COM 78464A516   3 53 SH   SOLE   53 0 0
SPDR SERIES TRUST COM 78464A607   5 51 SH   SOLE   51 0 0
SPDR SERIES TRUST COM 78464A763   9 115 SH   SOLE   115 0 0
SPDR S&P MIDCAP 400 ETF TR COM 78467Y107   227 861 SH   SOLE   861 0 0
SCHLUMBERGER LTD COM 806857108   4,637 54,303 SH   SOLE   54,303 0 0
SCHLUMBERGER LTD COM 806857108   9 100 SH   DFND   100 0 0
SCRIPPS NETWORKS INTERACT IN COM 811065101   75 1,000 SH   SOLE   1,000 0 0
SELECT SECTOR SPDR TR COM 81369Y100   369 7,587 SH   SOLE   7,587 0 0
SELECT SECTOR SPDR TR COM 81369Y209   3,386 49,518 SH   SOLE   49,518 0 0
SELECT SECTOR SPDR TR COM 81369Y308   1,060 21,856 SH   SOLE   21,856 0 0
SELECT SECTOR SPDR TR COM 81369Y407   11,454 158,749 SH   SOLE   158,749 0 0
SELECT SECTOR SPDR TR COM 81369Y506   3,985 50,352 SH   SOLE   50,352 0 0
SELECT SECTOR SPDR TR COM 81369Y605   9,563 386,854 SH   SOLE   386,854 0 0
SELECT SECTOR SPDR TR COM 81369Y704   1,015 17,938 SH   SOLE   17,938 0 0
SELECT SECTOR SPDR TR COM 81369Y803   1,495 36,158 SH   SOLE   36,158 0 0
SELECT SECTOR SPDR TR COM 81369Y886   262 5,551 SH   SOLE   5,551 0 0
SEMPRA ENERGY COM 816851109   11 100 SH   SOLE   100 0 0
SERVICE CORP INTL COM 817565104   71 3,144 SH   SOLE   3,144 0 0
SMUCKER J M CO COM 832696405   274 2,713 SH   SOLE   2,713 0 0
SNYDERS-LANCE INC COM 833551104   37 1,200 SH   SOLE   1,200 0 0
SOUTHERN CO COM 842587107   75 1,527 SH   SOLE   1,527 0 0
SPECTRA ENERGY CORP COM 847560109   65 1,802 SH   SOLE   1,802 0 0
STARBUCKS CORP COM 855244109   25 301 SH   SOLE   301 0 0
STIFEL FINL CORP COM 860630102   128 2,500 SH   SOLE   2,500 0 0
STRYKER CORP COM 863667101   19 200 SH   SOLE   200 0 0
SUNTRUST BKS INC COM 867914103   25 600 SH   SOLE   600 0 0
SWISHER HYGIENE INC COM 870808300   0 50 SH   SOLE   50 0 0
SYSCO CORP COM 871829107   41 1,025 SH   SOLE   1,025 0 0
TECO ENERGY INC COM 872375100   6 300 SH   SOLE   300 0 0
TARGET CORP COM 87612E106   49 650 SH   SOLE   650 0 0
TEJON RANCH CO COM 879080109   21 703 SH   SOLE   703 0 0
TEXAS INSTRS INC COM 882508104   8 150 SH   SOLE   150 0 0
3M CO COM 88579Y101   1,843 11,218 SH   SOLE   11,218 0 0
TOYOTA MOTOR CORP COM 892331307   45 360 SH   SOLE   360 0 0
TREDEGAR CORP COM 894650100   13 577 SH   SOLE   577 0 0
TUPPERWARE BRANDS CORP COM 899896104   60 960 SH   SOLE   960 0 0
US BANCORP DEL COM 902973304   14,956 332,738 SH   SOLE   332,738 0 0
UNILEVER PLC COM 904767704   8 200 SH   SOLE   200 0 0
UNION PAC CORP COM 907818108   341 2,864 SH   SOLE   2,864 0 0
UNITED TECHNOLOGIES CORP COM 913017109   8,851 76,967 SH   SOLE   76,967 0 0
UNITED TECHNOLOGIES CORP COM 913017117   44 725 SH   SOLE   725 0 0
UNITEDHEALTH GROUP INC COM 91324P102   36 357 SH   SOLE   357 0 0
V F CORP COM 918204108   45 600 SH   SOLE   600 0 0
VALERO ENERGY CORP NEW COM 91913Y100   5 100 SH   SOLE   100 0 0
VANGUARD WORLD FDS COM 92204A702   199 1,900 SH   SOLE   1,900 0 0
VANGUARD INTERNATIONAL COM 922042775   19 400 SH   SOLE   400 0 0
VANGUARD FTSE EMERGING COM 922042858   38 940 SH   SOLE   940 0 0
VANGUARD SCOTTSDALE FDS COM 92206C409   150 1,883 SH   SOLE   1,883 0 0
VECTREN CORP COM 92240G101   46 1,000 SH   SOLE   1,000 0 0
VANGUARD INDEX FDS COM 922908553   29 360 SH   SOLE   360 0 0
VANGUARD INDEX FDS COM 922908736   15 145 SH   SOLE   145 0 0
VANGUARD INDEX FDS COM 922908744   20 236 SH   SOLE   236 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   429 9,165 SH   SOLE   9,165 0 0
VISA INC COM 92826C839   11,478 43,779 SH   SOLE   43,779 0 0
WAL-MART STORES INC COM 931142103   30 350 SH   SOLE   350 0 0
WALGREENS BOOTS ALLI COM 931427108   6,215 81,570 SH   SOLE   81,570 0 0
WASTE MGMT INC DEL COM 94106L109   10 200 SH   SOLE   200 0 0
WELLS FARGO & CO NEW COM 949746101   104 1,900 SH   SOLE   1,900 0 0
WHIRLPOOL CORP COM 963320106   12 60 SH   SOLE   60 0 0
WILLIAMS COS INC DEL COM 969457100   115 2,560 SH   SOLE   2,560 0 0
WINDSTREAM HLDGS INC COM 97382A101   20 2,400 SH   SOLE   2,400 0 0
YUM BRANDS INC COM 988498101   7,809 107,196 SH   SOLE   107,196 0 0
ZIMMER HLDGS INC COM 98956P102   31 275 SH   SOLE   275 0 0