The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AXIS CAPITAL HOLDINGS LTD COM G0692U109 3 58 SH   SOLE   58 0 0
ACCENTURE PLC IRELAND COM G1151C101 61 750 SH   SOLE   750 0 0
BROOKFIELD INFRAST PARTNERS LIMITED LIABILITY PARTNESHIP G16252101 44 1,159 SH   SOLE   1,159 0 0
COVIDIEN PLC COM G2554F113 13 151 SH   SOLE   151 0 0
MALLINCKRODT PUB LTD CO COM G5785G107 16 183 SH   SOLE   183 0 0
MONTPELIER RE HOLDINGS LTD COM G62185106 38 1,231 SH   SOLE   1,231 0 0
PLATINUM UNDERWRITER HLDGS COM G7127P100 24 401 SH   SOLE   401 0 0
WHITE MTNS INS GROUP LTD COM G9618E107 45 72 SH   SOLE   72 0 0
TRANSOCEAN LTD COM H8817H100 18 546 SH   SOLE   546 0 0
LYONDELLBASELL INDUSTRIES N COM N53745100 14 130 SH   SOLE   130 0 0
AT&T INC COM 00206R102 5,865 166,472 SH   SOLE   166,472 0 0
AT&T INC COM 00206R102 8 233 SH   DFND   233 0 0
ABBOTT LABS COM 002824100 9,151 220,037 SH   SOLE   220,037 0 0
ABBOTT LABS COM 002824100 6 150 SH   DFND   150 0 0
ABBVIE INC COM 00287Y109 9,968 172,577 SH   SOLE   172,577 0 0
ABBVIE INC COM 00287Y109 9 150 SH   DFND   150 0 0
ADVENT SOFTWARE INC COM 007974108 37 1,162 SH   SOLE   1,162 0 0
AIR PRODS & CHEMS INC COM 09158106 2 14 SH   SOLE   14 0 0
ALBEMARLE CORP COM 012653101 60 1,014 SH   SOLE   1,014 0 0
ALLSTATE CORP COM 020002101 6 100 SH   SOLE   100 0 0
ALTRIA GROUP INC COM 02209S103 160 3,475 SH   SOLE   3,475 0 0
AMERICAN ELEC PWR INC COM 025537101 83 1,594 SH   SOLE   1,594 0 0
AMERICAN EXPRESS CO COM 025816109 8,803 100,551 SH   SOLE   100,551 0 0
AMERICAN RAILCAR INDS INC COM 02916P103 52 700 SH   SOLE   700 0 0
AMERICAN INTL GROUP INC *W EXP 01/19/2021 026874156 1 55 SH   SOLE   55 0 0
AMERICAN INTL GROUP INC COM 026874784 5 100 SH   SOLE   100 0 0
AMERICAN STS WTR CO COM 029899101 12 382 SH   SOLE   382 0 0
AMERICAN WTR WKS CO INC NEW COM 30420103 5 100 SH   SOLE   100 0 0
AMERISOURCEBERGEN CORP COM 03073E105 9 117 SH   SOLE   117 0 0
AMGEN INC COM 031162100 183 1,305 SH   SOLE   1,305 0 0
ANALOG DEVICES INC COM 032654105 30 610 SH   SOLE   610 0 0
APACHE CORP COM 037411105 14 150 SH   SOLE   150 0 0
APPLE INC COM 037833100 9,789 97,161 SH   SOLE   97,161 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 15 300 SH   SOLE   300 0 0
ARROW FINL CORP COM 042744102 56 2,234 SH   SOLE   2,234 0 0
ATWOOD OCEANICS INC COM 50095108 57 1,310 SH   SOLE   1,310 0 0
AUTOMATIC DATA PROCESSING I COM 53015103 8,819 106,156 SH   SOLE   106,156 0 0
BCE INC COM 05534B760 26 600 SH   SOLE   600 0 0
BP PLC SPONSORED ADR 55622104 712 16,198 SH   SOLE   16,198 0 0
BANK AMER CORP COM 60505104 2,997 175,850 SH   SOLE   175,850 0 0
BAXTER INTL INC COM 71813109 68 950 SH   SOLE   950 0 0
BECTON DICKINSON & CO COM 75887109 73 639 SH   SOLE   639 0 0
BERKSHIRE HATHAWAY INC DEL COM 84670702 111 800 SH   SOLE   800 0 0
BLACKROCK INC COM 09247X101 51 155 SH   SOLE   155 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,318 25,761 SH   SOLE   25,761 0 0
BROADCOM CORP COM 111320107 2 39 SH   SOLE   39 0 0
CIGNA CORPORATION COM 125509109 102 1,128 SH   SOLE   1,128 0 0
CSX CORP COM 126408103 107 3,325 SH   SOLE   3,325 0 0
CSX CORP COM 126408103 38 1,200 SH   DFND   1,200 0 0
CVS HEALTH CORP COM 126650100 165 2,069 SH   SOLE   2,069 0 0
CABELAS INC COM 126804301 74 1,250 SH   SOLE   1,250 0 0
CANADIAN NATL RY CO COM 136375102 7 100 SH   SOLE   100 0 0
CARDINAL HEALTH INC COM 14149Y108 688 9,180 SH   SOLE   9,180 0 0
CATERPILLAR INC DEL COM 149123101 7,198 72,679 SH   SOLE   72,679 0 0
CATERPILLAR INC DEL COM 149123101 32 325 SH   DFND   325 0 0
CHAMBERS STR PPTYS COM 157842105 329 43,640 SH   SOLE   43,640 0 0
CHEVRON CORP NEW COM 166764100 12,455 104,382 SH   SOLE   104,382 0 0
CHEVRON CORP NEW COM 166764100 24 200 SH   DFND   200 0 0
CINCINNATI FINL CORP COM 172062101 34 725 SH   SOLE   725 0 0
CISCO SYS INC COM 17275R102 8,242 327,579 SH   SOLE   327,579 0 0
CINTAS CORP COM 172908105 18 250 SH   SOLE   250 0 0
CITIGROUP INC COM 172967424 10 200 SH   SOLE   200 0 0
CLOROX CO DEL COM 189054109 2,150 22,382 SH   SOLE   22,382 0 0
COCA COLA CO COM 191216100 200 4,692 SH   SOLE   4,692 0 0
COLGATE PALMOLIVE CO COM 194162103 63 962 SH   SOLE   962 0 0
COLUMBIA PPTY INC COM 198287203 74 3,098 SH   SOLE   3,098 0 0
CONOCOPHILLIPS COM 20825C104 473 6,181 SH   SOLE   6,181 0 0
CONSOLIDATED EDISON INC COM 209115104 25 442 SH   SOLE   442 0 0
CONVERGYS CORP COM 212485106 45 2,500 SH   SOLE   2,500 0 0
CONVERSANT INC COM 21249J105 41 1,185 SH   SOLE   1,185 0 0
CORRECTIONS CORP AMER NEW COM 22025Y407 189 5,494 SH   SOLE   5,494 0 0
COSTCO WHSL CORP NEW COM 22160K105 54 433 SH   SOLE   433 0 0
CULLEN FROST BANKERS INC COM 229899109 72 940 SH   SOLE   940 0 0
CUMMINS INC COM 231021106 26 200 SH   SOLE   200 0 0
DTE ENERGY CO COM 233331107 23 300 SH   SOLE   300 0 0
DARDEN RESTAURANTS INC COM 237194105 57 1,102 SH   SOLE   1,102 0 0
DEERE & CO COM 244199105 14 175 SH   SOLE   175 0 0
DISNEY WALT CO COM 254687106 263 2,950 SH   SOLE   2,950 0 0
DOMINION RES INC VA NEW COM 25746U109 155 2,250 SH   SOLE   2,250 0 0
DOVER CORP COM 260003108 46 575 SH   SOLE   575 0 0
DOW CHEM CO COM 260543103 7,633 145,582 SH   SOLE   145,582 0 0
DOW CHEM CO COM 260543103 6 120 SH   DFND   120 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 262 3,651 SH   SOLE   3,651 0 0
DUKE ENERGY CORP NEW COM 26441C204 8,651 115,706 SH   SOLE   115,706 0 0
E M C CORP MASS COM 268648102 15 520 SH   SOLE   520 0 0
EOG RES INC COM 26875P101 4,003 40,420 SH   SOLE   40,420 0 0
EQT CORP COM 26884L109 126 1,375 SH   SOLE   1,375 0 0
EASTMAN CHEM CO COM 277432100 60 742 SH   SOLE   742 0 0
EATON VANCE CORP COM 278265103 29 774 SH   SOLE   774 0 0
ECOLAB INC COM 278865100 2,286 19,905 SH   SOLE   19,905 0 0
EMERSON ELEC CO COM 291011104 7,559 120,782 SH   SOLE   120,782 0 0
ENERGIZER HLDGS INC COM 29266R108 289 2,346 SH   SOLE   2,346 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 22 312 SH   SOLE   312 0 0
EXXON MOBIL CORP COM 30231G102 14,585 155,069 SH   SOLE   155,069 0 0
EXXON MOBIL CORP COM 30231G102 14 150 SH   DFND   150 0 0
FACEBOOK INC COM 30303M102 16 200 SH   SOLE   200 0 0
FEDEX CORP COM 31428X106 2 12 SH   SOLE   12 0 0
FIFTH THIRD BANCORP COM 316773100 505 25,201 SH   SOLE   25,201 0 0
FINISH LINE INC COM 317923100 37 1,470 SH   SOLE   1,470 0 0
FIRST INDUSTRIAL REALTY TRU COM 32054K103 55 3,240 SH   SOLE   3,240 0 0
FLOWSERVE CORP COM 34354P105 32 450 SH   SOLE   450 0 0
FORD MTR CO DEL COM 345370860 42 2,830 SH   SOLE   2,830 0 0
FORTUNE BRANDS HOME & SEC I COM 34964C106 26 641 SH   SOLE   641 0 0
FRONTIER COMMUNICATIONS COR COM 35906A108 1 211 SH   SOLE   211 0 0
GALLAGHER ARTHUR J & CO COM 363576109 50 1,100 SH   SOLE   1,100 0 0
GENERAL DYNAMICS CORP COM 369550108 39 309 SH   SOLE   309 0 0
GENERAL ELECTRIC CO COM 369604103 8,786 343,081 SH   SOLE   343,081 0 0
GENERAL ELECTRIC CO COM 369604103 19 750 SH   DFND   750 0 0
GENERAL MLS INC COM 370334104 2,385 47,278 SH   SOLE   47,278 0 0
GENERAL MOTORS CO COM 37045V100 13 400 SH   SOLE   400 0 0
GENIE ENERGY LTD COM 372284208 8 1,100 SH   SOLE   1,100 0 0
GILEAD SCIENCES INC COM 375558103 11 100 SH   SOLE   100 0 0
GLAXOSMITHKLINE PLC COM 37733W105 21 455 SH   SOLE   455 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 14 75 SH   SOLE   75 0 0
GOOGLE INC COM 38259P508 41 70 SH   SOLE   70 0 0
GOOGLE INC COM 38259P706 40 70 SH   SOLE   70 0 0
GRAINGER W W INC COM 384802104 101 400 SH   SOLE   400 0 0
HALLIBURTON CO COM 406216101 19 300 SH   SOLE   300 0 0
HEALTHCARE SVCS GRP INC COM 421906108 47 1,650 SH   SOLE   1,650 0 0
HERSHEY CO COM 427866108 3 30 SH   SOLE   30 0 0
HEWLETT PACKARD CO COM 428236103 28 785 SH   SOLE   785 0 0
HOME DEPOT INC COM 437076102 10,634 115,923 SH   SOLE   115,923 0 0
HONEYWELL INTL INC COM 438516106 259 2,786 SH   SOLE   2,786 0 0
HUNTINGTON BANCSHARES INC COM 446150104 729 74,967 SH   SOLE   74,967 0 0
ILLINOIS TOOL WKS INC COM 452308109 123 1,454 SH   SOLE   1,454 0 0
INTEL CORP COM 458140100 9,567 274,849 SH   SOLE   274,849 0 0
INTERNATIONAL BUSINESS MACH COM 459200101 16,853 88,778 SH   SOLE   88,778 0 0
INTERNATIONAL BUSINESS MACH COM 459200101 33 175 SH   DFND   175 0 0
INTUITIVE SURGICAL INC COM 46120E602 69 150 SH   SOLE   150 0 0
ISHARES TR COM 464287101 156 1,771 SH   SOLE   1,771 0 0
ISHARES TR COM 464287168 1,514 20,507 SH   SOLE   20,507 0 0
ISHARES TR COM 464287176 287 2,560 SH   SOLE   2,560 0 0
ISHARES TR COM 464287200 59 300 SH   SOLE   300 0 0
ISHARES TR COM 464287226 675 6,187 SH   SOLE   6,187 0 0
ISHARES TR COM 464287234 170 4,080 SH   SOLE   4,080 0 0
ISHARES TR COM 464287242 46 393 SH   SOLE   393 0 0
ISHARES TR COM 464287309 319 2,982 SH   SOLE   2,982 0 0
ISHARES TR COM 464287408 281 3,116 SH   SOLE   3,116 0 0
ISHARES COM 464287440 35 342 SH   SOLE   342 0 0
ISHARES TR COM 464287457 1,556 18,413 SH   SOLE   18,413 0 0
ISHARES TR COM 464287465 199 3,098 SH   SOLE   3,098 0 0
ISHARES TR COM 464287499 83 525 SH   SOLE   525 0 0
ISHARES TR COM 464287507 8,521 62,318 SH   SOLE   62,318 0 0
ISHARES TR COM 464287606 993 6,554 SH   SOLE   6,554 0 0
ISHARES TR COM 464287614 92 1,000 SH   SOLE   1,000 0 0
ISHARES TR COM 464287655 36 330 SH   SOLE   330 0 0
ISHARES TR COM 464287689 580 4,965 SH   SOLE   4,965 0 0
ISHARES TR COM 464287705 964 8,014 SH   SOLE   8,014 0 0
ISHARES TR COM 464287739 54 775 SH   SOLE   775 0 0
ISHARES TR COM 464287762 24 175 SH   SOLE   175 0 0
ISHARES TR COM 464287804 8,958 85,888 SH   SOLE   85,888 0 0
ISHARES TR COM 464288240 277 6,100 SH   SOLE   6,100 0 0
ISHARES TR COM 464288646 1,565 14,862 SH   SOLE   14,862 0 0
ISHARES TR COM 464288687 1,123 28,417 SH   SOLE   28,417 0 0
JPMORGAN CHASE & CO COM 46625H100 1,268 21,046 SH   SOLE   21,046 0 0
JOHNSON & JOHNSON COM 478160104 11,140 104,517 SH   SOLE   104,517 0 0
JOHNSON CTLS INC COM 478366107 59 1,350 SH   SOLE   1,350 0 0
KANSAS CITY SOUTHERN COM 485170302 61 500 SH   SOLE   500 0 0
KEMPER CORP DEL COM 488401100 20 600 SH   SOLE   600 0 0
KEYCORP NEW COM 493267108 14 1,051 SH   SOLE   1,051 0 0
KIMBERLY CLARK CORP COM 494368103 9,347 86,901 SH   SOLE   86,901 0 0
KIMCO RLTY CORP COM 49446R109 44 2,000 SH   SOLE   2,000 0 0
KRAFT FOODS GROUP INC COM 50076Q106 40 704 SH   SOLE   704 0 0
KROGER CO COM 501044101 354 6,803 SH   SOLE   6,803 0 0
LOCKHEED MARTIN CORP COM 539830109 96 525 SH   SOLE   525 0 0
LOEWS CORP COM 540424108 4 100 SH   SOLE   100 0 0
LOWES COS INC COM 548661107 66 1,250 SH   SOLE   1,250 0 0
MBIA INC COM 55262C100 35 3,765 SH   SOLE   3,765 0 0
MFS MULTIMARKET INCOME TR COM 552737108 1 200 SH   SOLE   200 0 0
MAGELLAN MIDSTREAM PRTNRS L COM 559080106 52 612 SH   SOLE   612 0 0
MASTERCARD INC COM 57636Q104 74 1,000 SH   SOLE   1,000 0 0
MATTEL INC COM 577081102 52 1,710 SH   SOLE   1,710 0 0
MCDONALDS CORP COM 580135101 171 1,802 SH   SOLE   1,802 0 0
MERCK & CO INC NEW COM 58933Y105 10,327 174,245 SH   SOLE   174,245 0 0
METLIFE INC COM 59156R108 7,098 132,123 SH   SOLE   132,123 0 0
MICROSOFT CORP COM 594918104 10,224 220,534 SH   SOLE   220,534 0 0
MICROSOFT CORP COM 594918104 17 375 SH   DFND   375 0 0
MONDELEZ INTL INC COM 609207105 86 2,508 SH   SOLE   2,508 0 0
MONSANTO CO NEW COM 61166W101 170 1,509 SH   SOLE   1,509 0 0
MONSTER BEVERAGE CORP COM 611740101 2 21 SH   SOLE   21 0 0
MOTORCAR PTS AMER INC COM 620071100 122 4,500 SH   SOLE   4,500 0 0
MULTI COLOR CORP COM 625383104 27 592 SH   SOLE   592 0 0
NATIONAL OILWELL VARCO INC COM 637071101 11 150 SH   SOLE   150 0 0
NEWELL RUBBERMAID INC COM 651229106 12 350 SH   SOLE   350 0 0
NEWMARKET CORP COM 651587107 99 261 SH   SOLE   261 0 0
NEXTERA ENERGY INC COM 65339F101 235 2,508 SH   SOLE   2,508 0 0
NIKE INC COM 654106103 10,488 117,585 SH   SOLE   117,585 0 0
NORFOLK SOUTHERN CORP COM 655844108 10,614 95,105 SH   SOLE   95,105 0 0
NOVARTIS A G SPONSORED ADR 66987V109 199 2,122 SH   SOLE   2,122 0 0
NOW INC COM 67011P100 1 37 SH   SOLE   37 0 0
NUCOR CORP COM 670346105 5,103 94,036 SH   SOLE   94,036 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 62 650 SH   SOLE   650 0 0
OLD DOMINION FGHT LINES INC COM 679580100 120 1,697 SH   SOLE   1,697 0 0
O REILLY AUTOMOTIVE INC N COM 67103H107 108 719 SH   SOLE   719 0 0
ONE GAS INC COM 68235P108 16 460 SH   SOLE   460 0 0
ONEOK INC NEW COM 682680103 121 1,840 SH   SOLE   1,840 0 0
ORACLE CORP COM 68389X105 3 90 SH   SOLE   90 0 0
PG&E CORP COM 69331C108 19 423 SH   SOLE   423 0 0
PNC FINL SVCS GROUP INC COM 693475105 9,184 107,317 SH   SOLE   107,317 0 0
PNC FINL SVCS GROUP INC COM 693475105 48 565 SH   DFND   565 0 0
PPG INDS INC COM 693506107 25 125 SH   SOLE   125 0 0
PPL CORP COM 69351T106 23 700 SH   SOLE   700 0 0
PANERA BREAD CO COM 69840W108 49 301 SH   SOLE   301 0 0
PEABODY ENERGY CORP COM 704549104 6 500 SH   SOLE   500 0 0
PEPSICO INC COM 713448108 8,997 96,655 SH   SOLE   96,655 0 0
PEPSICO INC COM 713448108 9 95 SH   DFND   95 0 0
PETSMART INC COM 716768106 116 1,654 SH   SOLE   1,654 0 0
PFIZER INC COM 717081103 1,221 41,304 SH   SOLE   41,304 0 0
PHILIP MORRIS INTL INC COM 718172109 553 6,632 SH   SOLE   6,632 0 0
PHILLIPS 66 COM 718546104 186 2,292 SH   SOLE   2,292 0 0
PIPER JAFFRAY COS COM 724078100 0 1 SH   SOLE   1 0 0
POTASH CORP SASK INC COM 73755L107 26 741 SH   SOLE   741 0 0
POWERSHARES QQQ TRUST COM 73935A104 6,149 62,240 SH   SOLE   62,240 0 0
POWERSHARES ETF TRUST COM 73935X583 112 1,275 SH   SOLE   1,275 0 0
PRAXAIR INC COM 74005P104 117 907 SH   SOLE   907 0 0
PRICE T ROWE GROUP INC COM 74144T108 2,846 36,301 SH   SOLE   36,301 0 0
PRICELINE GRP INC COM 741503403 38 33 SH   SOLE   33 0 0
PRICESMART INC COM 741511109 66 771 SH   SOLE   771 0 0
PROCTER & GAMBLE CO COM 742718109 37,424 446,911 SH   SOLE   446,911 0 0
PROCTER & GAMBLE CO COM 742718109 46 550 SH   DFND   550 0 0
PRUDENTIAL FINL INC COM 744320102 22 253 SH   SOLE   253 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 45 1,200 SH   SOLE   1,200 0 0
QUALCOMM INC COM 747525103 102 1,360 SH   SOLE   1,360 0 0
QUANTA SVCS INC COM 74762E102 434 11,950 SH   SOLE   11,950 0 0
RPM INTL INC COM 749685103 7 150 SH   SOLE   150 0 0
RAYMOND JAMES FINANCIAL I COM 754730109 74 1,387 SH   SOLE   1,387 0 0
RAYTHEON CO COM 755111507 10 100 SH   SOLE   100 0 0
REALTY INCOME CORP COM 756109104 36 872 SH   SOLE   872 0 0
RETAIL PPTYS AMER INC COM 76131V202 66 4,500 SH   SOLE   4,500 0 0
REYNOLDS AMERICAN INC COM 761713106 33 558 SH   SOLE   558 0 0
RIO TINTO PLC SPONSORED ADR 767204100 39 790 SH   SOLE   790 0 0
ROSS STORES INC COM 778296103 133 1,760 SH   SOLE   1,760 0 0
ROYAL DUTCH SHELL PLC SPONSORED ADR 780259107 8 100 SH   SOLE   100 0 0
ROYAL DUTCH SHELL PLC SPONSORED ADR 780259206 76 998 SH   SOLE   998 0 0
SPDR S&P 500 ETF TR COM 78462F103 1,087 5,516 SH   SOLE   5,516 0 0
SPDR GOLD TRUST COM 78463V107 30 255 SH   SOLE   255 0 0
SPDR INDEX SHS FDS COM 78463X749 2 53 SH   SOLE   53 0 0
SPDR INDEX SHS FDS COM 78463X863 19 461 SH   SOLE   461 0 0
SPDR SERIES TRUST COM 78464A102 90 930 SH   SOLE   930 0 0
SPDR SERIES TRUST COM 78464A417 8 193 SH   SOLE   193 0 0
SPDR SERIES TRUST COM 78464A516 3 53 SH   SOLE   53 0 0
SPDR SERIES TRUST COM 78464A607 4 51 SH   SOLE   51 0 0
SPDR SERIES TRUST COM 78464A763 9 115 SH   SOLE   115 0 0
SPDR S&P MIDCAP 400 ETF TR COM 78467Y107 93 375 SH   SOLE   375 0 0
SCHLUMBERGER LTD COM 806857108 5,616 55,224 SH   SOLE   55,224 0 0
SCHLUMBERGER LTD COM 806857108 10 100 SH   DFND   100 0 0
SCRIPPS NETWORKS INTERACT I COM 811065101 78 1,000 SH   SOLE   1,000 0 0
SELECT SECTOR SPDR TR COM 81369Y100 272 5,493 SH   SOLE   5,493 0 0
SELECT SECTOR SPDR TR COM 81369Y209 3,632 56,844 SH   SOLE   56,844 0 0
SELECT SECTOR SPDR TR COM 81369Y308 991 21,963 SH   SOLE   21,963 0 0
SELECT SECTOR SPDR TR COM 81369Y407 10,671 159,999 SH   SOLE   159,999 0 0
SELECT SECTOR SPDR TR COM 81369Y506 6,596 72,785 SH   SOLE   72,785 0 0
SELECT SECTOR SPDR TR COM 81369Y605 9,713 419,408 SH   SOLE   419,408 0 0
SELECT SECTOR SPDR TR COM 81369Y704 963 18,125 SH   SOLE   18,125 0 0
SELECT SECTOR SPDR TR COM 81369Y803 1,528 38,315 SH   SOLE   38,315 0 0
SELECT SECTOR SPDR TR COM 81369Y886 240 5,707 SH   SOLE   5,707 0 0
SEMPRA ENERGY COM 816851109 11 100 SH   SOLE   100 0 0
SERVICE CORP INTL COM 817565104 86 4,050 SH   SOLE   4,050 0 0
SMUCKER J M CO COM 832696405 269 2,713 SH   SOLE   2,713 0 0
SNYDERS-LANCE INC COM 833551104 32 1,200 SH   SOLE   1,200 0 0
SOUTHERN CO COM 842587107 67 1,527 SH   SOLE   1,527 0 0
SPECTRA ENERGY CORP COM 847560109 74 1,877 SH   SOLE   1,877 0 0
STARBUCKS CORP COM 855244109 23 301 SH   SOLE   301 0 0
STIFEL FINL CORP COM 860630102 117 2,500 SH   SOLE   2,500 0 0
STRYKER CORP COM 863667101 16 200 SH   SOLE   200 0 0
SUNTRUST BKS INC COM 867914103 23 600 SH   SOLE   600 0 0
SWISHER HYGIENE INC COM 870808300 0 50 SH   SOLE   50 0 0
SYSCO CORP COM 871829107 39 1,025 SH   SOLE   1,025 0 0
TECO ENERGY INC COM 872375100 5 300 SH   SOLE   300 0 0
TARGET CORP COM 87612E106 44 700 SH   SOLE   700 0 0
TEJON RANCH CO COM 879080109 24 848 SH   SOLE   848 0 0
TEXAS INSTRS INC COM 882508104 10 200 SH   SOLE   200 0 0
3M CO COM 88579Y101 1,472 10,393 SH   SOLE   10,393 0 0
TOYOTA MOTOR CORP SPONSORED ADR 892331307 42 360 SH   SOLE   360 0 0
TREDEGAR CORP COM 894650100 11 577 SH   SOLE   577 0 0
TUPPERWARE BRANDS CORP COM 899896104 66 960 SH   SOLE   960 0 0
US BANCORP DEL COM 902973304 13,856 331,323 SH   SOLE   331,323 0 0
UNILEVER PLC SPONSORED ADR 904767704 8 200 SH   SOLE   200 0 0
UNION PAC CORP COM 907818108 379 3,500 SH   SOLE   3,500 0 0
UNITED TECHNOLOGIES CORP COM 913017109 8,040 76,138 SH   SOLE   76,138 0 0
UNITEDHEALTH GROUP INC COM 91324P102 31 357 SH   SOLE   357 0 0
V F CORP COM 918204108 40 600 SH   SOLE   600 0 0
VALERO ENERGY CORP NEW COM 91913Y100 5 100 SH   SOLE   100 0 0
VANGUARD WORLD FDS COM 92204A702 190 1,900 SH   SOLE   1,900 0 0
VANGUARD INTL EQUITY INDEX COM 922042742 21 341 SH   SOLE   341 0 0
VANGUARD INTERNATIONAL COM 922042775 20 400 SH   SOLE   400 0 0
VANGUARD FTSE EMERGING COM 922042858 43 1,040 SH   SOLE   1,040 0 0
VANGUARD SCOTTSDALE FDS COM 92206C409 150 1,883 SH   SOLE   1,883 0 0
VECTREN CORP COM 92240G101 40 1,000 SH   SOLE   1,000 0 0
VANGUARD INDEX FDS COM 922908553 61 848 SH   SOLE   848 0 0
VANGUARD INDEX FDS COM 922908736 14 145 SH   SOLE   145 0 0
VANGUARD INDEX FDS COM 922908744 19 236 SH   SOLE   236 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 377 7,532 SH   SOLE   7,532 0 0
VISA INC COM 92826C839 9,655 45,254 SH   SOLE   45,254 0 0
WAL-MART STORES INC COM 931142103 29 375 SH   SOLE   375 0 0
WALGREEN CO COM 931422109 4,755 80,227 SH   SOLE   80,227 0 0
WASTE MGMT INC DEL COM 94106L109 10 200 SH   SOLE   200 0 0
WELLS FARGO & CO NEW COM 949746101 101 1,950 SH   SOLE   1,950 0 0
WHIRLPOOL CORP COM 963320106 9 60 SH   SOLE   60 0 0
WILLIAMS COS INC DEL COM 969457100 142 2,560 SH   SOLE   2,560 0 0
WINDSTREAM HLDGS INC COM 97382A101 26 2,400 SH   SOLE   2,400 0 0
YUM BRANDS INC COM 988498101 7,528 104,606 SH   SOLE   104,606 0 0
ZIMMER HLDGS INC COM 98956P102 28 275 SH   SOLE   275 0 0