The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BROOKFIELD INFRAST PARTNERS LP INT UNIT LIMITED LIABILITY PARTNERSHIP G16252101 42 1,159 SH   SOLE   1,159 0 0
COVIDIEN PLC SHS COMMON STOCK G2554F113 9 151 SH   SOLE   151 0 0
LAZARD LTD SHS A LIMITED LIABILITY PARTNERSHIP G54050102 14 425 SH   SOLE   425 0 0
MONTPELIER RE HOLDINGS LTD SHS FOREIGN EQUITIES G62185106 33 1,311 SH   SOLE   1,311 0 0
PLATINUM UNDERWRITER HLDGS LCOM COMMON STOCK G7127P100 23 401 SH   SOLE   401 0 0
RENAISSANCERE HOLDINGS LTD COM COMMON STOCK G7496G103 9 100 SH   SOLE   100 0 0
WHITE MTNS INS GROUP LTD COM COMMON STOCK G9618E107 41 71 SH   SOLE   71 0 0
PENTAIR LTD SHS COMMON STOCK H6169Q108 1 17 SH   SOLE   17 0 0
TRANSOCEAN LTD REG SHS COMMON STOCK H8817H100 2,106 43,928 SH   SOLE   43,928 0 0
TYCO INTERNATIONAL LTD SHS COMMON STOCK H89128104 2 75 SH   SOLE   75 0 0
THE ADT CORPORATION COM COMMON STOCK 00101J106 1 37 SH   SOLE   37 0 0
AT&T INC COM COMMON STOCK 00206R102 7,700 217,584 SH   SOLE   217,584 0 0
AT&T INC COM COMMON STOCK 00206R102 8 233 SH   DFND   233 0 0
ABBOTT LABS COM COMMON STOCK 002824100 4,297 123,193 SH   SOLE   123,193 0 0
ABBOTT LABS COM COMMON STOCK 002824100 5 150 SH   DFND   150 0 0
ABBVIE INC COM COMMON STOCK 00287Y109 5,283 127,803 SH   SOLE   127,803 0 0
ABBVIE INC COM COMMON STOCK 00287Y109 6 150 SH   DFND   150 0 0
ACCURAY INC COM COMMON STOCK 004397105 14 2,500 SH   SOLE   2,500 0 0
ADVENT SOFTWARE INC COM COMMON STOCK 007974108 40 1,149 SH   SOLE   1,149 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106 18 200 SH   SOLE   200 0 0
ALBEMARLE CORP COM COMMON STOCK 012653101 62 996 SH   SOLE   996 0 0
ALLEGHANY CORP DEL COM COMMON STOCK 017175100 20 51 SH   SOLE   51 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 5 100 SH   SOLE   100 0 0
ALTRIA GROUP INC COM COMMON STOCK 02209S103 122 3,475 SH   SOLE   3,475 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 82 1,839 SH   SOLE   1,839 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 6,415 85,810 SH   SOLE   85,810 0 0
AMERICAN RAILCAR INDS INC COM COMMON STOCK 02916P103 23 700 SH   SOLE   700 0 0
AMERICAN INTL GROUP INC *W EXP 01/19/2021 *W EXP 01/19/2021 026874156 1 53 SH   SOLE   53 0 0
AMERICAN INTL GROUP INC COM NEW COM 026874784 4 100 SH   SOLE   100 0 0
AMERICAN STS WTR CO COM COMMON STOCK 029899101 10 191 SH   SOLE   191 0 0
AMERISOURCEBERGEN CORP COM COMMON STOCK 03073E105 7 117 SH   SOLE   117 0 0
AMGEN INC COM COMMON STOCK 031162100 32 325 SH   SOLE   325 0 0
ANADARKO PETE CORP COM COMMON STOCK 032511107 120 1,400 SH   SOLE   1,400 0 0
APACHE CORP COM COMMON STOCK 037411105 52 628 SH   SOLE   628 0 0
APPLE INC COM COMMON STOCK 037833100 3,960 9,988 SH   SOLE   9,988 0 0
APPLIED MATLS INC COM COM 038222105 22 1,500 SH   SOLE   1,500 0 0
ARCHER DANIELS MIDLAND CO COM COMMON STOCK 039483102 10 300 SH   SOLE   300 0 0
ATWOOD OCEANICS INC COM COMMON STOCK 050095108 67 1,295 SH   SOLE   1,295 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 5,840 84,812 SH   SOLE   84,812 0 0
BCE INC COM NEW COMMON STOCK 05534B760 25 600 SH   SOLE   600 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 676 16,198 SH   SOLE   16,198 0 0
BANK OF AMERICA CORPORATION COM COMMON STOCK 060505104 21 1,600 SH   SOLE   1,600 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 21 300 SH   SOLE   300 0 0
BEAM INC COM COMMON STOCK 073730103 85 1,355 SH   SOLE   1,355 0 0
BECTON DICKINSON & CO COM COMMON STOCK 075887109 15 150 SH   SOLE   150 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 90 800 SH   SOLE   800 0 0
BHP BILLITON LTD SPONSORED ADR FOREIGN EQUITIES 088606108 6 100 SH   SOLE   100 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 1,442 32,279 SH   SOLE   32,279 0 0
CIGNA CORPORATION COM COMMON STOCK 125509109 211 2,905 SH   SOLE   2,905 0 0
CSX CORP COM COMMON STOCK 126408103 722 31,125 SH   SOLE   31,125 0 0
CSX CORP COM COMMON STOCK 126408103 28 1,200 SH   DFND   1,200 0 0
CVS CAREMARK CORPORATION COM COMMON STOCK 126650100 76 1,325 SH   SOLE   1,325 0 0
CABELAS INC COM COMMON STOCK 126804301 98 1,511 SH   SOLE   1,511 0 0
CAMCO FINL CORP COM COMMON STOCK 132618109 1 276 SH   SOLE   276 0 0
CANADIAN NATL RY CO COM FOREIGN EQUITIES 136375102 5 50 SH   SOLE   50 0 0
CARDINAL HEALTH INC COM COMMON STOCK 14149Y108 309 6,540 SH   SOLE   6,540 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 4,779 57,945 SH   SOLE   57,945 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 27 325 SH   DFND   325 0 0
CHAMBERS STR PPTYS R E I T 157842105 436 43,640 SH   SOLE   43,640 0 0
CHEVRON CORP NEW COM COMMON STOCK 166764100 11,175 94,433 SH   SOLE   94,433 0 0
CHEVRON CORP NEW COM COMMON STOCK 166764100 30 250 SH   DFND   250 0 0
CINCINNATI FINL CORP COM COMMON STOCK 172062101 56 1,225 SH   SOLE   1,225 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 5,194 213,481 SH   SOLE   213,481 0 0
CINTAS CORP COM COMMON STOCK 172908105 11 250 SH   SOLE   250 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 10 200 SH   SOLE   200 0 0
CLOROX CO DEL COM COMMON STOCK 189054109 5,354 64,411 SH   SOLE   64,411 0 0
COCA COLA CO COM COMMON STOCK 191216100 105 2,612 SH   SOLE   2,612 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 16 276 SH   SOLE   276 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101 6 150 SH   SOLE   150 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 280 4,636 SH   SOLE   4,636 0 0
CONVERGYS CORP COM COMMON STOCK 212485106 52 3,000 SH   SOLE   3,000 0 0
CORRECTIONS CORP AMER NEW COM NEW COMMON STOCK 22025Y407 189 5,573 SH   SOLE   5,573 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 48 433 SH   SOLE   433 0 0
CUMMINS INC COM COMMON STOCK 231021106 22 200 SH   SOLE   200 0 0
DARDEN RESTAURANTS INC COM COMMON STOCK 237194105 151 3,000 SH   SOLE   3,000 0 0
DEERE & CO COM COMMON STOCK 244199105 14 175 SH   SOLE   175 0 0
DENDREON CORP COM COMMON STOCK 24823Q107 39 9,500 SH   SOLE   9,500 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 107 1,700 SH   SOLE   1,700 0 0
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 139 2,450 SH   SOLE   2,450 0 0
DOW CHEM CO COM COMMON STOCK 260543103 4,284 133,219 SH   SOLE   133,219 0 0
DOW CHEM CO COM COMMON STOCK 260543103 4 120 SH   DFND   120 0 0
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 202 3,851 SH   SOLE   3,851 0 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 8,094 119,915 SH   SOLE   119,915 0 0
EQT CORP COM COMMON STOCK 26884L109 109 1,375 SH   SOLE   1,375 0 0
EASTMAN CHEM CO COM COMMON STOCK 277432100 72 1,025 SH   SOLE   1,025 0 0
EATON VANCE CORP COM NON VTG COMMON STOCK 278265103 74 1,972 SH   SOLE   1,972 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 5,681 104,157 SH   SOLE   104,157 0 0
ENERGIZER HLDGS INC COM COMMON STOCK 29266R108 34 339 SH   SOLE   339 0 0
EXPRESS SCRIPTS HLDG CO COM COMMON STOCK 30219G108 29 474 SH   SOLE   474 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 13,494 149,349 SH   SOLE   149,349 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 14 150 SH   DFND   150 0 0
FIFTH THIRD BANCORP COM COMMON STOCK 316773100 457 25,353 SH   SOLE   25,353 0 0
FIRST INDUSTRIAL REALTY TRUSCOM COMMON STOCK 32054K103 32 2,112 SH   SOLE   2,112 0 0
FISERV INC COM COMMON STOCK 337738108 22 250 SH   SOLE   250 0 0
FLOWSERVE CORP COM COMMON STOCK 34354P105 24 450 SH   SOLE   450 0 0
FORTUNE BRANDS HOME & SEC INCOM COMMON STOCK 34964C106 25 641 SH   SOLE   641 0 0
FRANCE TELECOM FOREIGN EQUITIES 35177Q105 14 1,500 SH   SOLE   1,500 0 0
FRONTIER COMMUNICATIONS CORPCOM COMMON STOCK 35906A108 2 403 SH   SOLE   403 0 0
GENERAL DYNAMICS CORP COM COMMON STOCK 369550108 28 359 SH   SOLE   359 0 0
GENERAL ELECTRIC CO COM COMMON STOCK 369604103 6,758 291,549 SH   SOLE   291,549 0 0
GENERAL ELECTRIC CO COM COMMON STOCK 369604103 17 750 SH   DFND   750 0 0
GENERAL MLS INC COM COMMON STOCK 370334104 3,062 63,100 SH   SOLE   63,100 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 23 455 SH   SOLE   455 0 0
GOLDMAN SACHS GROUP INC COM COMMON STOCK 38141G104 47 310 SH   SOLE   310 0 0
GOOGLE INC CL A COMMON STOCK 38259P508 62 70 SH   SOLE   70 0 0
GRAINGER W W INC COM COMMON STOCK 384802104 101 400 SH   SOLE   400 0 0
HALLIBURTON CO COM COMMON STOCK 406216101 13 300 SH   SOLE   300 0 0
HATTERAS FINL CORP COM COMMON STOCK 41902R103 26 1,041 SH   SOLE   1,041 0 0
HEALTHCARE SVCS GRP INC COM COMMON STOCK 421906108 44 1,800 SH   SOLE   1,800 0 0
HERSHEY CO COM COMMON STOCK 427866108 3 30 SH   SOLE   30 0 0
HEWLETT PACKARD CO COM COMMON STOCK 428236103 14 585 SH   SOLE   585 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 7,634 98,550 SH   SOLE   98,550 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 217 2,736 SH   SOLE   2,736 0 0
HUNTINGTON BANCSHARES INC COM COMMON STOCK 446150104 605 76,873 SH   SOLE   76,873 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 101 1,454 SH   SOLE   1,454 0 0
INTEL CORP COM COMMON STOCK 458140100 5,772 238,317 SH   SOLE   238,317 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 17,070 89,321 SH   SOLE   89,321 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 33 175 SH   DFND   175 0 0
INTUITIVE SURGICAL INC COM NEW COMMON STOCK 46120E602 121 240 SH   SOLE   240 0 0
ISHARES TR MCSI JAPAN FOREIGN EQUITY FUNDS 464286848 24 2,100 SH   SOLE   2,100 0 0
ISHARES TR S&P 100 IDX FD COMMON STOCK 464287101 297 4,121 SH   SOLE   4,121 0 0
ISHARES TR DJ SEL DIV INX COMMON STOCK 464287168 5,323 83,168 SH   SOLE   83,168 0 0
ISHARES TR BARCLYS TIPS BD ETF - FIXED INCOME 464287176 407 3,635 SH   SOLE   3,635 0 0
ISHARES TR BARCLY USAGG B ETF - FIXED INCOME 464287226 644 6,010 SH   SOLE   6,010 0 0
ISHARES MSCI EMGIND FD FOREIGN EQUITY FUNDS 464287234 160 4,162 SH   SOLE   4,162 0 0
ISHARES TR IBOXX INV CPBD ETF - FIXED INCOME 464287242 37 323 SH   SOLE   323 0 0
ISHARES TR S&P500 GRW COMMON STOCK 464287309 463 5,507 SH   SOLE   5,507 0 0
ISHARES TR S&P 500 VALUE COMMON STOCK 464287408 367 4,836 SH   SOLE   4,836 0 0
ISHARES TR BARCLYS 1-3 YR ETF - FIXED INCOME 464287457 812 9,635 SH   SOLE   9,635 0 0
ISHARES TR MSCI EAFE INDEX FOREIGN EQUITY FUNDS 464287465 188 3,288 SH   SOLE   3,288 0 0
ISHARES TR RUSSELL MIDCAP COMMON STOCK 464287499 55 425 SH   SOLE   425 0 0
ISHARES TR CORE S&P MCP ETF COMMON STOCK 464287507 8,367 72,446 SH   SOLE   72,446 0 0
ISHARES TR S&P MC 400 GRW COMMON STOCK 464287606 751 5,830 SH   SOLE   5,830 0 0
ISHARES TR RUSSELL1000GRW COMMON STOCK 464287614 73 1,000 SH   SOLE   1,000 0 0
ISHARES TR RUSSELL 2000 COMMON STOCK 464287655 29 296 SH   SOLE   296 0 0
ISHARES TR RUSSELL 3000 COMMON STOCK 464287689 591 6,130 SH   SOLE   6,130 0 0
ISHARES TR S&P MIDCP VALU COMMON STOCK 464287705 740 7,312 SH   SOLE   7,312 0 0
ISHARES TR DJ US TELECOMM COMMON STOCK 464287713 10 400 SH   SOLE   400 0 0
ISHARES TR DJ US REAL EST COMMON STOCK 464287739 51 775 SH   SOLE   775 0 0
ISHARES TR DJ US HEALTHCR COMMON STOCK 464287762 45 450 SH   SOLE   450 0 0
ISHARES TR CORE S&P SCP ETF COMMON STOCK 464287804 8,922 98,801 SH   SOLE   98,801 0 0
ISHARES TR MSCI ACWI EX COMMON STOCK 464288240 248 6,100 SH   SOLE   6,100 0 0
ISHARES TR BARCLYS 1-3YR CR ETF - FIXED INCOME 464288646 704 6,699 SH   SOLE   6,699 0 0
ISHARES TR US PFD STK IDX ETF - FIXED INCOME 464288687 1,027 26,149 SH   SOLE   26,149 0 0
JPMORGAN CHASE & CO COM COMMON STOCK 46625H100 1,013 19,188 SH   SOLE   19,188 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 7,854 91,467 SH   SOLE   91,467 0 0
JOHNSON CTLS INC COM COMMON STOCK 478366107 48 1,350 SH   SOLE   1,350 0 0
KANSAS CITY SOUTHERN COM NEW COMMON STOCK 485170302 53 500 SH   SOLE   500 0 0
KEMPER CORP DEL COM COMMON STOCK 488401100 21 600 SH   SOLE   600 0 0
KEYCORP NEW COM COMMON STOCK 493267108 12 1,051 SH   SOLE   1,051 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 7,525 77,496 SH   SOLE   77,496 0 0
KIMCO RLTY CORP COM COMMON STOCK 49446R109 43 2,000 SH   SOLE   2,000 0 0
KRAFT FOODS GROUP INC COM COMMON STOCK 50076Q106 47 848 SH   SOLE   848 0 0
KROGER CO COM COMMON STOCK 501044101 3 100 SH   SOLE   975 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 6 115 SH   SOLE   115 0 0
LINCOLN NATL CORP IND COM COMMON STOCK 534187109 15 400 SH   SOLE   400 0 0
LOEWS CORP COM COMMON STOCK 540424108 16 358 SH   SOLE   358 0 0
LOWES COS INC COM COMMON STOCK 548661107 51 1,250 SH   SOLE   1,250 0 0
MBIA INC COM COMMON STOCK 55262C100 50 3,724 SH   SOLE   3,724 0 0
MFS MULTIMARKET INCOME TR SH BEN INT MUTUAL FUND FIXED INC-TAXABLE 552737108 1 200 SH   SOLE   200 0 0
MAGELLAN MIDSTREAM PRTNRS LPCOM UNIT RP LP LIMITED LIABILITY PARTNERSHIP 559080106 33 612 SH   SOLE   612 0 0
MARTIN MARIETTA MATLS INC COM COMMON STOCK 573284106 25 258 SH   SOLE   258 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104 57 100 SH   SOLE   100 0 0
MCCORMICK & CO INC COM NON VTG COMMON STOCK 579780206 4 50 SH   SOLE   50 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 173 1,752 SH   SOLE   1,752 0 0
MERCK & CO INC NEW COM COMMON STOCK 58933Y105 7,463 160,675 SH   SOLE   160,675 0 0
METLIFE INC COM COMMON STOCK 59156R108 2,493 54,490 SH   SOLE   54,490 0 0
MICREL INC COM COMMON STOCK 594793101 30 3,049 SH   SOLE   3,049 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 6,180 178,951 SH   SOLE   178,951 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 13 375 SH   DFND   375 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 77 2,694 SH   SOLE   2,694 0 0
MONSANTO CO NEW COM COMMON STOCK 61166W101 358 3,620 SH   SOLE   3,620 0 0
NYSE EURONEXT COM COMMON STOCK 629491101 7 175 SH   SOLE   175 0 0
NEW YORK CMNTY BANCORP INC COM COMMON STOCK 649445103 21 1,500 SH   SOLE   1,500 0 0
NEWELL RUBBERMAID INC COM COMMON STOCK 651229106 9 350 SH   SOLE   350 0 0
NEWMARKET CORP COM COMMON STOCK 651587107 77 294 SH   SOLE   294 0 0
NEXTERA ENERGY INC COM COMMON STOCK 65339F101 187 2,300 SH   SOLE   2,300 0 0
NIKE INC CL B COMMON STOCK 654106103 6,058 95,127 SH   SOLE   95,127 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 5,989 82,436 SH   SOLE   82,436 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 92 1,292 SH   SOLE   1,292 0 0
NUCOR CORP COM COMMON STOCK 670346105 3,465 80,015 SH   SOLE   80,015 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 69 775 SH   SOLE   775 0 0
OLD DOMINION FGHT LINES INC COM COMMON STOCK 679580100 83 2,001 SH   SOLE   2,001 0 0
ONEOK PARTNERS LP UNIT LTD PARTN LIMITED LIABILITY PARTNERSHIP 68268N103 17 337 SH   SOLE   337 0 0
PG&E CORP COM COMMON STOCK 69331C108 19 423 SH   SOLE   423 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 6,908 94,737 SH   SOLE   94,737 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 41 565 SH   DFND   565 0 0
PPG INDS INC COM COMMON STOCK 693506107 18 125 SH   SOLE   125 0 0
PPL CORP COM COMMON STOCK 69351T106 30 1,000 SH   SOLE   1,000 0 0
PANERA BREAD CO CL A COMMON STOCK 69840W108 75 401 SH   SOLE   401 0 0
PEABODY ENERGY CORP COM COMMON STOCK 704549104 7 500 SH   SOLE   500 0 0
PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 18 1,200 SH   SOLE   1,200 0 0
PEPSICO INC COM COMMON STOCK 713448108 7,147 87,393 SH   SOLE   87,393 0 0
PEPSICO INC COM COMMON STOCK 713448108 8 95 SH   DFND   95 0 0
PFIZER INC COM COMMON STOCK 717081103 1,157 41,350 SH   SOLE   41,350 0 0
PETSMART INC COM COM 716768106 7 100 SH   SOLE   100 0 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 365 4,212 SH   SOLE   4,212 0 0
PHILLIPS 66 COM COMMON STOCK 718546104 137 2,318 SH   SOLE   2,318 0 0
PIPER JAFFRAY COS COM COMMON STOCK 724078100 0 2 SH   SOLE   2 0 0
POWERSHARES QQQ TRUST UNIT SER 1 COMMON STOCK 73935A104 2,466 34,605 SH   SOLE   34,605 0 0
PRAXAIR INC COM COMMON STOCK 74005P104 106 915 SH   SOLE   915 0 0
PRICE T ROWE GROUP INC COM COMMON STOCK 74144T108 1,853 25,313 SH   SOLE   25,313 0 0
PRICELINE COM INC COM NEW COMMON STOCK 741503403 52 63 SH   SOLE   63 0 0
PRICESMART INC COM COMMON STOCK 741511109 69 786 SH   SOLE   786 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 31,398 407,814 SH   SOLE   407,814 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 42 550 SH   DFND   550 0 0
PROGRESSIVE CORP OHIO COM COMMON STOCK 743315103 5 198 SH   SOLE   198 0 0
PRUDENTIAL FINL INC COM COMMON STOCK 744320102 18 253 SH   SOLE   253 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 39 1,200 SH   SOLE   1,200 0 0
QUALCOMM INC COM COMMON STOCK 747525103 6 100 SH   SOLE   100 0 0
RPM INTL INC COM COMMON STOCK 749685103 10 300 SH   SOLE   300 0 0
RAYTHEON CO COM NEW COMMON STOCK 755111507 7 100 SH   SOLE   100 0 0
REALTY INCOME CORP COM COMMON STOCK 756109104 37 872 SH   SOLE   872 0 0
RETAIL OPPORTUNITY INVTS CORCOM R E I T 76131N101 14 1,021 SH   SOLE   1,021 0 0
RETAIL PPTYS AMER INC CL A COMMON STOCK 76131V202 58 4,074 SH   SOLE   4,074 0 0
REYNOLDS AMERICAN INC COM COMMON STOCK 761713106 27 558 SH   SOLE   558 0 0
RIO TINTO PLC SPONSORED ADR FOREIGN EQUITIES 767204100 32 790 SH   SOLE   790 0 0
ROYAL DUTCH SHELL PLC SPON ADR B COMMON STOCK 780259107 17 250 SH   SOLE   250 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A FOREIGN EQUITIES 780259206 26 400 SH   SOLE   400 0 0
SPDR S&P 500 ETF TR TR UNIT COMMON STOCK 78462F103 948 5,910 SH   SOLE   5,910 0 0
SPDR GOLD TRUST GOLD SHS COMMON STOCK 78463V107 75 630 SH   SOLE   630 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF ETF - FIXED INCOME 78463X863 14 351 SH   SOLE   351 0 0
SPDR SERIES TRUST MORGAN TECH ETF COMMON STOCK 78464A102 186 2,508 SH   SOLE   2,508 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP COMMON STOCK 78467Y107 51 244 SH   SOLE   244 0 0
S Y BANCORP INC COMMON STOCK 785060104 49 2,000 SH   SOLE   2,000 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 2,437 34,014 SH   SOLE   34,014 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 7 100 SH   DFND   100 0 0
SCRIPPS NETWORKS INTERACT INCL A COM COMMON STOCK 811065101 67 1,000 SH   SOLE   1,000 0 0
SELECT SECTOR SPDR TR SBI MATERIALS COMMON STOCK 81369Y100 148 3,861 SH   SOLE   3,861 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE COMMON STOCK 81369Y209 518 10,877 SH   SOLE   10,877 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS COMMON STOCK 81369Y308 716 18,044 SH   SOLE   18,044 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR COMMON STOCK 81369Y407 7,154 126,840 SH   SOLE   126,840 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY COMMON STOCK 81369Y506 623 7,964 SH   SOLE   7,964 0 0
SELECT SECTOR SPDR TR SBI INT-FINL COMMON STOCK 81369Y605 3,682 189,433 SH   SOLE   189,433 0 0
SELECT SECTOR SPDR TR SBI INT-INDS COMMON STOCK 81369Y704 588 13,783 SH   SOLE   13,783 0 0
SELECT SECTOR SPDR TR TECHNOLOGY COMMON STOCK 81369Y803 849 27,778 SH   SOLE   27,778 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS COMMON STOCK 81369Y886 146 3,872 SH   SOLE   3,872 0 0
SERVICE CORP INTL COM COMMON STOCK 817565104 75 4,185 SH   SOLE   4,185 0 0
SMUCKER J M CO COM NEW COMMON STOCK 832696405 308 2,987 SH   SOLE   3,987 0 0
SNYDERS-LANCE INC COM COMMON STOCK 833551104 34 1,200 SH   SOLE   1,200 0 0
SOUTHERN CO COM COMMON STOCK 842587107 44 1,000 SH   SOLE   1,000 0 0
SPECTRA ENERGY CORP COM COMMON STOCK 847560109 91 2,638 SH   SOLE   2,638 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 20 301 SH   SOLE   301 0 0
STRYKER CORP COM COMMON STOCK 863667101 13 200 SH   SOLE   200 0 0
SUNTRUST BKS INC COM COMMON STOCK 867914103 19 600 SH   SOLE   600 0 0
SYSCO CORP COM COMMON STOCK 871829107 46 1,350 SH   SOLE   1,350 0 0
TECO ENERGY INC COM COMMON STOCK 872375100 21 2,100 SH   SOLE   2,100 0 0
TJX COS INC NEW COM COMMON STOCK 872540109 28 550 SH   SOLE   550 0 0
TARGET CORP COM COMMON STOCK 87612E106 45 650 SH   SOLE   650 0 0
TEJON RANCH CO COM COMMON STOCK 879080109 28 989 SH   SOLE   989 0 0
TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 28 700 SH   SOLE   700 0 0
3M CO COM COMMON STOCK 88579Y101 1,107 10,125 SH   SOLE   10,125 0 0
TOYOTA MOTOR CORP SP ADR REP2COM FOREIGN EQUITIES 892331307 43 360 SH   SOLE   360 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 35 432 SH   SOLE   432 0 0
TREDEGAR CORP COM COMMON STOCK 894650100 28 1,073 SH   SOLE   1,073 0 0
TUPPERWARE BRANDS CORP COM COMMON STOCK 899896104 70 900 SH   SOLE   900 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 10,891 301,356 SH   SOLE   301,356 0 0
UNILEVER PLC SPON ADR NEW COMMON STOCK 904767704 8 200 SH   SOLE   200 0 0
UNION PAC CORP COM COMMON STOCK 907818108 833 5,400 SH   SOLE   5,400 0 0
UNITED TECHNOLOGIES CORP COM COMMON STOCK 913017109 5,370 61,655 SH   SOLE   61,655 0 0
UNITED TECHNOLOGIES CORP UNIT 99/99/9999 PREFERRED STOCK 913017117 43 725 SH   SOLE   725 0 0
UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102 23 357 SH   SOLE   357 0 0
VALUECLICK INC COM COMMON STOCK 92046N102 66 2,675 SH   SOLE   2,675 0 0
VANGUARD INTERNATIONAL EQUITY MUTUAL FUND FOREIGN EQUITY 922042775 18 400 SH   SOLE   400 0 0
VANGUARD FTSE EMERGING MARKETS ETF COMMON STOCK 922042858 33 840 SH   SOLE   840 0 0
VANGUARD SCOTTSDALE FDS SHRT-TERM CORP ETF - FIXED INCOME 92206C409 111 1,398 SH   SOLE   1,398 0 0
VECTREN CORP COM COMMON STOCK 92240G101 34 1,000 SH   SOLE   1,000 0 0
VANGUARD INDEX FDS REIT ETF COMMON STOCK 922908553 82 1,189 SH   SOLE   1,189 0 0
VERIZON COMMUNICATIONS INC COM COMMON STOCK 92343V104 377 7,497 SH   SOLE   7,497 0 0
VISA INC COM CL A COMMON STOCK 92826C839 8,527 46,664 SH   SOLE   4,664 0 0
WGL HLDGS INC COM COMMON STOCK 92924F106 39 900 SH   SOLE   900 0 0
WAL-MART STORES INC COM COMMON STOCK 931142103 26 350 SH   SOLE   350 0 0
WASTE MGMT INC DEL COM COMMON STOCK 94106L109 24 600 SH   SOLE   600 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 78 1,900 SH   SOLE   1,900 0 0
WILLIAMS COS INC DEL COM COMMON STOCK 969457100 6 200 SH   SOLE   200 0 0
WINDSTREAM CORP COM COMMON STOCK 97381W104 47 6,100 SH   SOLE   6,100 0 0
WINDSTREAM CORP COM COMMON STOCK 97381W104 0 57 SH   DFND   57 0 0
WYNDHAM WORLDWIDE CORP COMMON STOCK 988498101 5 80 SH   SOLE   80 0 0
YUM BRANDS INC COM COMMON STOCK 988498101 5,103 73,596 SH   SOLE   73,596 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 43 575 SH   SOLE   575 0 0