The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE US AGGBD ET 464287226 129 1,265 SH   SOLE   1,265 0 0
ISHARES TR IBOXX INV CP ETF 464287242 271 2,465 SH   SOLE   2,465 0 0
ISHARES TR INTRM TR CRP ETF 464288638 32 620 SH   SOLE   620 0 0
ISHARES TR SH TR CRPORT ETF 464288646 16 320 SH   SOLE   320 0 0
ISHARES TR US TREAS BD ETF 46429B267 103 4,290 SH   SOLE   4,290 0 0
BCE INC COM NEW 05534B760 46 940 SH   SOLE   940 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 4,201 94,452 SH   SOLE   94,452 0 0
CANADA GOOSE HOLDINGS INC SHS SUB VTG 135086106 1,734 96,154 SH   SOLE   96,154 0 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 129 2,650 SH   SOLE   2,650 0 0
CANADIAN NATL RY CO COM 136375102 45 397 SH   SOLE   397 0 0
CANADIAN NAT RES LTD COM 136385101 7,310 136,048 SH   SOLE   136,048 0 0
CANADIAN PAC RY LTD COM 13645T100 5,523 79,075 SH   SOLE   79,075 0 0
CENOVUS ENERGY INC COM 15135U109 8,251 433,690 SH   SOLE   433,690 0 0
ENBRIDGE INC COM 29250N105 1,757 41,603 SH   SOLE   41,603 0 0
FORTIS INC COM 349553107 226 4,790 SH   SOLE   4,790 0 0
FRANCO NEVADA CORP COM 351858105 4,304 32,725 SH   SOLE   32,725 0 0
LIGHTSPEED COMMERCE INC SUB VTG SHARES 53229C107 2 82 SH   SOLE   82 0 0
MAGNA INTL INC COM 559222401 3,960 72,126 SH   SOLE   72,126 0 0
MANULIFE FINL CORP COM 56501R106 86 4,970 SH   SOLE   4,970 0 0
NUTRIEN LTD COM 67077M108 3,266 41,020 SH   SOLE   41,020 0 0
OVINTIV INC COM 69047Q102 1,896 42,860 SH   SOLE   42,860 0 0
PEMBINA PIPELINE CORP COM 706327103 195 5,526 SH   SOLE   5,526 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 11,232 116,005 SH   SOLE   116,005 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 7,459 253,144 SH   SOLE   253,144 0 0
SUN LIFE FINL INC COM 866796105 1,035 22,591 SH   SOLE   22,591 0 0
TC ENERGY CORP COM 87807B107 5,253 101,407 SH   SOLE   101,407 0 0
TECK RESOURCES LTD CL B 878742204 3,937 128,755 SH   SOLE   128,755 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 315 4,806 SH   SOLE   4,806 0 0
WASTE CONNECTIONS INC COM 94106B101 5,138 41,439 SH   SOLE   41,439 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 183 4,799 SH   SOLE   4,799 0 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 69 1,972 SH   SOLE   1,972 0 0
AT&T INC COM 00206R102 160 7,622 SH   SOLE   7,622 0 0
ABBVIE INC COM 00287Y109 20 131 SH   SOLE   131 0 0
ALPHABET INC CAP STK CL C 02079K107 13,276 6,069 SH   SOLE   6,069 0 0
ALPHABET INC CAP STK CL A 02079K305 153 70 SH   SOLE   70 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 133 1,729 SH   SOLE   1,729 0 0
CSX CORP COM 126408103 4,175 143,665 SH   SOLE   143,665 0 0
CHEWY INC CL A 16679L109 2 72 SH   SOLE   72 0 0
CISCO SYS INC COM 17275R102 44 1,040 SH   SOLE   1,040 0 0
CITIGROUP INC COM NEW 172967424 68 1,480 SH   SOLE   1,480 0 0
COCA COLA CO COM 191216100 19 303 SH   SOLE   303 0 0
COSTCO WHSL CORP NEW COM 22160K105 74 155 SH   SOLE   155 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 6 34 SH   SOLE   34 0 0
DIREXION SHS ETF TR MOONSHOT INNOVAT 25460G732 6 400 SH   SOLE   400 0 0
DISNEY WALT CO COM DISNEY 254687106 2,361 25,012 SH   SOLE   25,012 0 0
DOCUSIGN INC COM 256163106 2 43 SH   SOLE   43 0 0
DRAFTKINGS INC NEW COM CL A 26142V105 1 103 SH   SOLE   103 0 0
EOG RES INC COM 26875P101 38 345 SH   SOLE   345 0 0
EPAM SYS INC COM 29414B104 7 24 SH   SOLE   24 0 0
ETSY INC COM 29786A106 3 35 SH   SOLE   35 0 0
FACEBOOK INC CL A 30303M102 19 120 SH   SOLE   120 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 26 2,370 SH   SOLE   2,370 0 0
FREEPORT-MCMORAN INC CL B 35671D857 17 595 SH   SOLE   595 0 0
HCA HEALTHCARE INC COM 40412C101 11 65 SH   SOLE   65 0 0
HESS CORP COM 42809H107 114 1,078 SH   SOLE   1,078 0 0
HOME DEPOT INC COM 437076102 4,577 16,689 SH   SOLE   16,689 0 0
HONEYWELL INTL INC COM 438516106 7,467 42,958 SH   SOLE   42,958 0 0
INTEL CORP COM 458140100 19 504 SH   SOLE   504 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 7,771 45,884 SH   SOLE   45,884 0 0
JPMORGAN CHASE & CO COM 46625H100 8,558 75,994 SH   SOLE   75,994 0 0
JEFFERIES FINL GROUP INC COM 47233W109 18 655 SH   SOLE   655 0 0
JOHNSON & JOHNSON COM 478160104 56 315 SH   SOLE   315 0 0
LAUDER ESTEE COS INC CL A 518439104 350 1,374 SH   SOLE   1,374 0 0
LILLY ELI & CO COM 532457108 53 165 SH   SOLE   165 0 0
LIVERAMP HLDGS INC COM 53815P108 9 350 SH   SOLE   350 0 0
MSCI INC COM 55354G100 171 416 SH   SOLE   416 0 0
MASTERCARD INCORPORATED CL A 57636Q104 32 100 SH   SOLE   100 0 0
MICROSOFT CORP COM 594918104 12,908 50,257 SH   SOLE   50,257 0 0
NETFLIX INC COM 64110L106 49 278 SH   SOLE   278 0 0
NEXTERA ENERGY INC COM 65339F101 5,213 67,299 SH   SOLE   67,299 0 0
NVIDIA CORP COM 67066G104 284 1,874 SH   SOLE   1,874 0 0
OKTA INC CL A 679295105 4 40 SH   SOLE   40 0 0
ORACLE CORP COM 68389X105 2 27 SH   SOLE   27 0 0
PAYCHEX INC COM 704326107 7 60 SH   SOLE   60 0 0
PEPSICO INC COM 713448108 32 195 SH   SOLE   195 0 0
PFIZER INC COM 717081103 4,498 85,788 SH   SOLE   85,788 0 0
PINTEREST INC 0 72352L106 2 112 SH   SOLE   112 0 0
PROCTER AND GAMBLE CO COM 742718109 22 150 SH   SOLE   150 0 0
RINGCENTRAL INC CL A 76680R206 1 22 SH   SOLE   22 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 115 305 SH   SOLE   305 0 0
SALESFORCE COM INC COM 79466L302 62 375 SH   SOLE   375 0 0
SERVICENOW INC COM 81762P102 7 14 SH   SOLE   14 0 0
SIMON PPTY GROUP INC NEW COM 828806109 31 330 SH   SOLE   330 0 0
SKILLZ INC COM 83067L109 0 159 SH   SOLE   159 0 0
TELADOC HEALTH INC COM 87918A105 1 33 SH   SOLE   33 0 0
TWILIO INC CL A 90138F102 26 316 SH   SOLE   316 0 0
UNION PAC CORP COM 907818108 21 100 SH   SOLE   100 0 0
UNITEDHEALTH GROUP INC COM 91324P102 6,706 13,057 SH   SOLE   13,057 0 0
VALERO ENERGY CORP NEW COM 91913Y100 6,138 57,756 SH   SOLE   57,756 0 0
VIAVI SOLUTIONS INC COM 925550105 15 1,137 SH   SOLE   1,137 0 0
VISA INC COM CL A 92826C839 5,961 30,276 SH   SOLE   30,276 0 0
WALMART INC COM 931142103 2,039 16,769 SH   SOLE   16,769 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104 25 1,839 SH   SOLE   1,839 0 0
MEDTRONIC PLC SHS G5960L103 21 235 SH   SOLE   235 0 0
CARNIVAL CORP UNIT 99/99/9999 143658300 9 1,020 SH   SOLE   1,020 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 70 400 SH   SOLE   400 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 43 1,310 SH   SOLE   1,310 0 0
ING GROEP N V SPONSORED ADR 456837103 2,305 232,365 SH   SOLE   232,365 0 0
MERCADOLIBRE INC COM 58733R102 786 1,234 SH   SOLE   1,234 0 0
SHELL PLC SHS 780259305 2,668 51,020 SH   SOLE   51,020 0 0
SAP SE SPON ADR 803054204 28 306 SH   SOLE   306 0 0
SEA LTD ADR 81141R100 268 4,014 SH   SOLE   4,014 0 0
SONY CORP SPONSORED ADR 835699307 1,611 19,707 SH   SOLE   19,707 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 1,907 23,323 SH   SOLE   23,323 0 0
LINDE PLC SHS G5494J103 1,492 5,190 SH   SOLE   5,190 0 0
STONECO LTD COM CL A G85158106 1 106 SH   SOLE   106 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 34 72 SH   SOLE   72 0 0
ELASTIC N V ORD SHS N14506104 3 39 SH   SOLE   39 0 0
STELLANTIS N.V SHS N82405106 2,403 194,447 SH   SOLE   194,447 0 0