X0306 4 2020-03-16 0001035976 FNCB Bancorp, Inc. FNCB 0001491834 BONE JAMES M JR C/O FNCB 102 E. DRINKER ST. DUNMORE PA 18512 1 EVP & CFO COMMON STOCK 2020-03-16 4 A 0 6170 0 A 45996.566 D COMMON STOCK 834 I By Spouse COMMON STOCK 277.71 I By adult child who lives with Mr. Bone The time-based common stock vest in five (5) equal annual installments which begin 5/16/2021, 5/16/2022, 5/16/2023, 5/16/2024 and 5/16/2025. This amount includes 19,093 shares of time-based restricted common stock solely owned by Mr. Bone; 18,132.667 shares held jointly with his spouse which includes 145.0180 shares acquired in March 2020 under the Issuer's Dividend Reinvestment and Stock Purchase Plan ("DRP"); 5,762.6610 shares co-owned with Mr. Bone's father and siblings which includes 46.087 shares acquired in March 2020 under the DRP and 3,008.238 shares owned solely by Mr. Bone which includes 25.3599 shares acquired in March 2020 under the DRP. This amount includes 2.2210 shares acquired in March 2020 under the DRP. /s/ Stephanie A. Westington, CPA, At Attorney in Fact 2020-03-18