X0306 5 2019-12-31 0 0 0001035976 FNCB Bancorp, Inc. FNCB 0001491834 BONE JAMES M JR C/O FNCB 102 E. DRINKER ST. DUNMORE PA 18512 1 EVP & CFO COMMON STOCK 39610.10110 D COMMON STOCK 834 I BY SPOUSE COMMON STOCK 275.489 I BY ADULT CHILD WHO LIVES WITH MR. BONE This amount includes 12,923 shares of time-based restricted common stock solely owned by Mr. Bone; 17,987.6490 shares held jointly with his spouse which includes 108.538 shares acquired on 12/16/2019 under the Issuer's Dividend Reinvestment and Stock Purchase Plan ("DRP"); 5,716.5740 shares co-owned with Mr. Bone's father and siblings which includes 34.493 shares acquired on 12/16/2019 under the "DRP"; and 2,982.8781 shares owned solely by Mr. Bone which includes 15.8521 shares acquired on 12/16/2019 under the "DRP". This amount includes 1.662 shares acquired on 12/16/2019 under the "DRP". /s/ Stephanie A. Westington, CPA, As Attorney in Fact 2020-02-13