CONSOLIDATED STATEMENTS OF CASH FLOW - USD ($)	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Cash flows from operating activities:
Net income	$ 4,664,632	$ 1,715,344
Adjustments to reconcile net income to net cash provided by operating activities
Depreciation	373,308	240,921
Changes in exchange rate	672,021	0
Stock-based compensation	846,703	186,000
Changes in operating assets and liabilities:
Deposits	62,418	(117,678)
Prepayment and other current assets	280,269	(348,566)
Other non-current assets	(237,875)	0
Account receivables	(1,895,602)	0
Due from director	502	(3,231)
Customer deposits	9,253,483	7,949,252
Deferred tax assets	(191,374)	0
Deferred tax liabilities	9,324	(15,303)
Restricted cash	(9,253,483)	(7,949,252)
Tax payables	902,769	495,775
Advance from customers	287,698	0
Accrued expenses and other payables	(670,336)	(1,341,632)
Net cash provided by operating activities	5,104,457	811,630
CASH FLOWS FROM INVESTING ACTIVITIES
Purchase of property and equipment	(976,460)	(507,032)
Purchase of available-for-sale investments	(299,918)	0
Purchase of held-to-maturity investments	(14,995,876)	0
Maturity and redemption of held-to-maturity investments	14,995,876	0
Net cash used in investing activities	(1,276,378)	(507,032)
Cash flows from financing activities:
Proceeds from subscription receivables	0	1,928,191
Proceeds from short-term borrowings	3,519,580	0
Proceeds from related party loans	2,340,895	0
Loan to third parties	(3,513,534)	0
Net cash provided by financing activities	2,346,941	1,928,191
Effect of exchange rate change on cash and cash equivalents	(113,441)	3,053
NET INCREASE IN CASH AND CASH EQUIVALENTS	6,061,579	2,235,842
CASH AND CASH EQUIVALENTS - BEGINNING OF PERIOD	10,769,456	2,355,839
CASH AND CASH EQUIVALENTS - END OF PERIOD	16,831,035	4,591,681
SUPPLEMENTAL DISCLOSURES OF CASH FLOW ACTIVITY
Cash paid during the period for income taxes	562,994	0
Cash paid during the period for interest expense	$ 0	$ 0