POWER OF ATTORNEY
for
SECURITIES & EXCHANGE COMMISSION (SEC) SECTION 16(a) REPORTING

	Know all by these presents, that the undersigned hereby constitutes and
appoints each of Roger L. Dick, President & Chief Executive Officer; R. David
Beaver, III, Chief Financial Officer and Chief Risk Officer; and Tamara M.
Singletary, Executive Vice President, Investor Relations & Corporate Secretary
and each of them acting alone, the undersigned's true and lawful
attorney-in-fact to:
      Execute for and on behalf of the undersigned, in the undersigned's
capacity as an officer, director and/or 10% or more shareholder of Uwharrie
Capital Corp (the "Company"), Forms 3, 4, and 5 (and any amendments thereto) in
accordance with Section 16(a) of the Securities Exchange Act or 1934, as amended
(the "1934 Act"), and the rules promulgated thereunder;
      (1) do and perform any and all acts for and on behalf of the undersigned
which may be necessary
      or desirable to complete and execute any such Form 3, 4, or 5 (and any
amendment thereto)
      and to file timely such Form with the United States Securities and
Exchange Commission and
      any stock exchange or similar authority; and

      (2) take any other action of any type whatsoever in connection with the
foregoing which in the
            opinion of such attorney-in-fact may be of benefit to, in the best
interest of, or legally required
            by, the undersigned, it being understood that the documents executed
by such attorney-in-fact
            on behalf of the undersigned pursuant to this Power of Attorney
shall be in such form and shall
            contain such terms and conditions as such attorney-in-fact may
approve in such attorney-in-
      fact's discretion.

	The undersigned hereby grants to each such attorney-in-fact full power and
authority to do and perform any and every act and thing whatsoever requisite,
necessary or proper to be done in the exercise of any of the rights and powers
herein granted, as fully to all intents and purposes as the undersigned might or
could do if personally present, with full power of substitution or revocation,
hereby ratifying and confirming all that such attorney-in-fact, or such
attorney-in-fact's substitute or substitutes, shall lawfully do or cause to be
done by virtue of this Power of Attorney and the rights and powers herein
granted.  The undersigned acknowledges that the foregoing attorneys-in-fact, in
serving in such capacity at the request of the undersigned, are not assuming,
nor is the Company assuming, any of the undersigned's responsibilities to comply
with Section 16 of the 1934 Act.
	This Power of Attorney shall remain in full force and effect until the
undersigned is no longer required to file Forms 3, 4, and 5 with respect to the
undersigned's holdings of and transactions in securities issued by the Company,
unless earlier revoked by the undersigned in a signed writing delivered to each
of the foregoing attorneys-in-fact.
	IN WITNESS WHEREOF, the undersigned has caused this Power of Attorney to be
executed this 21 day of May, 2020.
	By:  SEC Reporting Person
/s/ S. Todd Swaringen       				S. Todd Swaringen
(Signature of Reporting Person)			    (Print Name)