Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2022	Sep. 30, 2021
ASSETS:
Cash and cash equivalents (includes interest-earning deposits of $31,589 and $24,289)	$ 54,789	$ 42,262
Available-for-sale ("AFS") securities, at estimated fair value (amortized cost of $1,830,262 and $2,008,456)	1,694,160	2,014,608
Loans receivable, net (allowance for credit losses ("ACL") of $16,283 and $19,823)	7,236,196	7,081,142
Federal Home Loan Bank Topeka ("FHLB") stock, at cost	87,696	73,421
Premises and equipment, net	96,008	99,127
Income taxes receivable, net	1,993	0
Deferred income tax assets, net	19,636	0
Other assets	285,575	320,686
TOTAL ASSETS	9,476,053	9,631,246
LIABILITIES:
Deposits	6,329,883	6,597,396
Borrowings	1,869,897	1,582,850
Advance payments by borrowers for taxes and insurance	55,955	72,729
Income taxes payable, net	0	918
Deferred income tax liabilities, net	0	5,810
Other liabilities	88,578	129,270
Total liabilities	8,344,313	8,388,973
STOCKHOLDERS' EQUITY:
Preferred stock, $.01 par value; 100,000,000 shares authorized, no shares issued or outstanding	0	0
Common stock, $.01 par value; 1,400,000,000 shares authorized, 138,854,084 and 138,832,284 shares issued and outstanding as of June 30, 2022 and September 30, 2021, respectively	1,388	1,388
Additional paid-in capital	1,190,117	1,189,633
Unearned compensation, Employee Stock Ownership Plan ("ESOP")	(30,148)	(31,387)
Retained earnings	72,308	98,944
Accumulated other comprehensive (loss) income ("AOCI"), net of tax	(101,925)	(16,305)
Total stockholders' equity	1,131,740	1,242,273
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 9,476,053	$ 9,631,246