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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended
Dec. 31, 2021
Dec. 31, 2020
INTEREST AND DIVIDEND INCOME:    
Loans receivable $ 55,788 $ 60,694
Mortgage-backed securities ("MBS") 4,625 5,710
FHLB stock 1,231 1,069
Investment securities 808 683
Cash and cash equivalents 14 51
Total interest and dividend income 62,466 68,207
INTEREST EXPENSE:    
Deposits 9,267 14,067
Borrowings 7,585 10,327
Total interest expense 16,852 24,394
NET INTEREST INCOME 45,614 43,813
Provision for credit losses (3,439) (1,532)
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 49,053 45,345
NON-INTEREST INCOME:    
Other non-interest income 1,365 1,485
Total non-interest income 5,506 5,070
NON-INTEREST EXPENSE:    
Salaries and employee benefits 13,728 14,138
Information technology and related expense 4,432 4,233
Occupancy, net 3,379 3,379
Regulatory and outside services 1,368 1,585
Advertising and promotional 1,064 838
Deposit and loan transaction costs 697 766
Federal insurance premium 639 621
Office supplies and related expense 468 424
Other non-interest expense 919 1,083
Total non-interest expense 26,694 27,067
INCOME BEFORE INCOME TAX EXPENSE 27,865 23,348
INCOME TAX EXPENSE 5,679 4,450
NET INCOME $ 22,186 $ 18,898
Basic earnings per share ("EPS") $ 0.16 $ 0.14
Diluted EPS $ 0.16 $ 0.14
Basic weighted average common shares 135,627,043 135,397,691
Diluted weighted average common shares 135,627,043 135,398,884
Deposit service fees [Member]    
NON-INTEREST INCOME:    
Revenue from contracts with customers $ 3,430 $ 2,947
Insurance commissions [Member]    
NON-INTEREST INCOME:    
Revenue from contracts with customers $ 711 $ 638