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Consolidated Statements Of Income - USD ($)
$ in Thousands
12 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2018
INTEREST AND DIVIDEND INCOME:      
Loans receivable $ 270,494 $ 284,229 $ 260,198
Mortgage-backed securities ("MBS") 23,009 25,730 22,619
FHLB stock 5,827 7,823 10,962
Investment securities 4,467 6,366 4,670
Cash and cash equivalents 1,181 5,806 23,443
Total interest and dividend income 304,978 329,954 321,892
INTEREST EXPENSE:      
Deposits 67,598 66,201 52,625
Borrowings 48,045 57,363 70,494
Total interest expense 115,643 123,564 123,119
NET INTEREST INCOME 189,335 206,390 198,773
PROVISION FOR CREDIT LOSSES 22,300 750 0
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 167,035 205,640 198,773
NON-INTEREST INCOME:      
Revenue from contracts with customers 14,800 16,600 $ 15,636
Deposit service fees, type of revenue     us-gaap:DepositAccountMember
Insurance Commissions     $ 2,469
Other non-interest income 5,827 6,397 3,930
Total non-interest income 19,599 21,958 22,035
NON-INTEREST EXPENSE:      
Salaries and employee benefits 52,996 53,145 46,563
Information technology and related expense 16,974 17,615 13,999
Occupancy, net 13,870 13,032 11,455
Regulatory and outside services 5,762 5,813 5,709
Advertising and promotional 4,889 5,244 5,034
Deposit and loan transaction costs 2,890 2,478 5,621
Office supplies and related expense 2,195 2,439 1,888
Federal insurance premium 914 1,172 3,277
Other non-interest expense 5,514 6,006 3,356
Total non-interest expense 106,004 106,944 96,902
INCOME BEFORE INCOME TAX EXPENSE 80,630 120,654 123,906
INCOME TAX EXPENSE 16,090 26,411 24,979
NET INCOME $ 64,540 $ 94,243 $ 98,927
Basic earnings per share ("EPS") $ 0.47 $ 0.68 $ 0.73
Diluted EPS $ 0.47 $ 0.68 $ 0.73
Deposit service fees [Member]      
NON-INTEREST INCOME:      
Revenue from contracts with customers $ 11,285 $ 12,740  
Insurance commissions [Member]      
NON-INTEREST INCOME:      
Revenue from contracts with customers $ 2,487 $ 2,821