Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2020	Sep. 30, 2019
ASSETS:
Cash and cash equivalents (includes interest-earning deposits of $381,946 and $198,809)	$ 396,219	$ 220,370
Available-for-sale ("AFS") securities, at estimated fair value	1,220,054	1,204,863
Loans receivable, net (allowance for credit losses ("ACL") of $31,215 and $9,226)	7,388,090	7,416,747
Federal Home Loan Bank Topeka ("FHLB") stock, at cost	102,782	98,456
Premises and equipment, net	98,953	96,784
Income taxes receivable, net	1,655	2
Other assets	351,061	302,796
TOTAL ASSETS	9,558,814	9,340,018
LIABILITIES:
Deposits	6,069,684	5,581,867
Borrowings	1,989,089	2,239,989
Advance payments by borrowers for taxes and insurance	39,125	65,686
Deferred income tax liabilities, net	10,942	14,282
Accounts payable and accrued expenses	149,454	101,868
Total liabilities	8,258,294	8,003,692
STOCKHOLDERS' EQUITY:
Preferred stock, $.01 par value; 100,000,000 shares authorized, no shares issued or outstanding	0	0
Common stock, $.01 par value; 1,400,000,000 shares authorized, 141,511,716 and 141,440,030 shares issued and outstanding as of June 30, 2020 and September 30, 2019, respectively	1,415	1,414
Additional paid-in capital	1,211,653	1,210,226
Unearned compensation, Employee Stock Ownership Plan ("ESOP")	(33,453)	(34,692)
Retained earnings	138,496	174,277
Accumulated other comprehensive (loss) income ("AOCI"), net of tax	(17,591)	(14,899)
Total stockholders' equity	1,300,520	1,336,326
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 9,558,814	$ 9,340,018