Earnings Per Share

6 Months Ended

Mar. 31, 2020

Earnings Per Share [Abstract]

Earnings Per Share

EARNINGS PER SHARE

Shares acquired by the ESOP are not included in basic average shares outstanding until the shares are committed for allocation or vested to an employee's individual account. Unvested shares awarded pursuant to the Company's restricted stock benefit plans are treated as participating securities in the computation of EPS pursuant to the two-class method as they contain nonforfeitable rights to dividends. The two-class method is an earnings allocation that determines EPS for each class of common stock and participating security.

	For the Three Months Ended						For the Six Months Ended
	March 31,						March 31,
	2020			2019			2020			2019
	(Dollars in thousands, except per share amounts)
Net income	$	4,276		$	24,554		$	26,787		$	48,937
Income allocated to participating securities	(3		)	(10		)	(22		)	(19		)
Net income available to common stockholders	$	4,273		$	24,544		$	26,765		$	48,918
Average common shares outstanding	137,926,574			137,593,062			137,911,988			137,571,533
Average committed ESOP shares outstanding	41,753			41,758			20,988			20,876
Total basic average common shares outstanding	137,968,327			137,634,820			137,932,976			137,592,409
Effect of dilutive stock options	32,007			55,897			55,673			48,717
Total diluted average common shares outstanding	138,000,334			137,690,717			137,988,649			137,641,126
Net EPS:
Basic	$	0.03		$	0.18		$	0.19		$	0.36
Diluted	$	0.03		$	0.18		$	0.19		$	0.36
Antidilutive stock options, excluded from the diluted average
common shares outstanding calculation	382,894			494,395			387,979			529,261