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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended
Dec. 31, 2019
Dec. 31, 2018
INTEREST AND DIVIDEND INCOME:    
Loans receivable $ 69,914 $ 70,772
Mortgage-backed securities (MBS) 6,102 6,523
FHLB stock 1,826 1,971
Investment securities 1,507 1,441
Cash and cash equivalents 687 1,714
Total interest and dividend income 80,036 82,421
INTEREST EXPENSE:    
Deposits 17,962 15,725
Borrowings 13,377 14,395
Total interest expense 31,339 30,120
NET INTEREST INCOME 48,697 52,301
PROVISION FOR CREDIT LOSSES 225 0
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 48,472 52,301
NON-INTEREST INCOME:    
Revenue from contracts with customers 4,000 4,300
Other non-interest income 1,751 1,446
Total non-interest income 5,504 5,424
NON-INTEREST EXPENSE:    
Salaries and employee benefits 13,471 12,962
Information technology and related expense 4,141 4,599
Occupancy, net 3,207 3,252
Advertising and promotional 1,410 760
Regulatory and outside services 1,343 1,766
Deposit and loan transaction costs 711 736
Office supplies and related expense 519 459
Federal insurance premium 0 528
Other non-interest expense 1,698 1,720
Total non-interest expense 26,500 26,782
INCOME BEFORE INCOME TAX EXPENSE 27,476 30,943
INCOME TAX EXPENSE 4,965 6,560
NET INCOME $ 22,511 $ 24,383
Basic earnings per share (EPS) $ 0.16 $ 0.18
Diluted EPS $ 0.16 $ 0.18
Basic weighted average common shares 137,898,010 137,550,920
Diluted weighted average common shares 137,976,122 137,592,379
Deposit service fees [Member]    
NON-INTEREST INCOME:    
Revenue from contracts with customers $ 3,062 $ 3,352
Insurance commissions [Member]    
NON-INTEREST INCOME:    
Revenue from contracts with customers $ 691 $ 626