Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Sep. 30, 2019
ASSETS:
Cash and cash equivalents (includes interest-earning deposits of $46,427 and $198,809)	$ 70,703	$ 220,370
Available-for-sale (AFS) securities, at estimated fair value	1,229,587	1,204,863
Loans receivable, net (allowance for credit losses (ACL) of $9,435 and $9,226)	7,429,207	7,416,747
Federal Home Loan Bank Topeka (FHLB) stock, at cost	99,861	98,456
Premises and equipment, net	98,188	96,784
Income taxes receivable, net	0	2
Other assets	309,026	302,796
TOTAL ASSETS	9,236,572	9,340,018
LIABILITIES:
Deposits	5,585,851	5,581,867
Borrowings	2,189,991	2,239,989
Advance payments by borrowers for taxes and insurance	27,284	65,686
Income taxes payable, net	3,802	0
Deferred income tax liabilities, net	15,308	14,282
Accounts payable and accrued expenses	107,742	101,868
Total liabilities	7,929,978	8,003,692
STOCKHOLDERS' EQUITY:
Preferred stock, $.01 par value; 100,000,000 shares authorized, no shares issued or outstanding	0	0
Common stock, $.01 par value; 1,400,000,000 shares authorized, 141,502,665 and 141,440,030 shares issued and outstanding as of December 31, 2019 and September 30, 2019, respectively	1,415	1,414
Additional paid-in capital	1,211,172	1,210,226
Unearned compensation, Employee Stock Ownership Plan (ESOP)	(34,279)	(34,692)
Retained earnings	138,213	174,277
Accumulated other comprehensive (loss) income (AOCI), net of tax	(9,927)	(14,899)
Total stockholders' equity	1,306,594	1,336,326
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 9,236,572	$ 9,340,018