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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended
Dec. 31, 2015
Dec. 31, 2014
INTEREST AND DIVIDEND INCOME:    
Loans receivable $ 60,223 $ 58,619
Mortgage-backed securities (MBS) 7,831 10,001
FHLB stock 3,152 3,181
Cash and cash equivalents 1,620 1,424
Investment securities 1,533 1,675
Total interest and dividend income 74,359 74,900
INTEREST EXPENSE:    
FHLB borrowings 16,074 16,988
Deposits 8,799 8,145
Repurchase agreements 1,504 1,731
Total interest expense 26,377 26,864
NET INTEREST INCOME 47,982 48,036
PROVISION FOR CREDIT LOSSES 0 173
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 47,982 47,863
NON-INTEREST INCOME:    
Retail fees and charges 3,814 3,783
Insurance commissions 516 549
Loan fees 342 374
Other non-interest income 894 551
Total non-interest income 5,566 5,257
NON-INTEREST EXPENSE:    
Salaries and employee benefits 10,487 10,477
Occupancy, net 2,672 2,419
Information technology and communications 2,558 2,568
Regulatory and outside services 1,486 1,296
Federal insurance premium 1,382 1,282
Deposit and loan transaction costs 1,274 1,374
Advertising and promotional 1,154 889
Office supplies and related expense 887 473
Low income housing partnerships 773 1,546
Other non-interest expense 917 818
Total non-interest expense 23,590 23,142
INCOME BEFORE INCOME TAX EXPENSE 29,958 29,978
INCOME TAX EXPENSE 9,240 9,506
NET INCOME $ 20,718 $ 20,472
Basic earnings per share (EPS) $ 0.16 $ 0.15
Diluted EPS 0.16 0.15
Dividends declared per share $ 0.34 $ 0.34
Basic weighted average common shares 132,822,283 136,087,882
Diluted weighted average common shares 132,911,156 136,115,684