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Consolidated Statements Of Income (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
INTEREST AND DIVIDEND INCOME:        
Loans receivable $ 57,474 $ 56,627 $ 171,539 $ 172,030
Mortgage-backed securities ("MBS") 11,206 13,419 34,765 43,048
Investment securities 1,739 2,439 5,674 7,761
FHLB stock 1,452 1,151 3,877 3,384
Cash and cash equivalents 50 39 157 108
Total interest and dividend income 71,921 73,675 216,012 226,331
INTEREST EXPENSE:        
FHLB borrowings 14,826 17,377 47,000 53,914
Deposits 8,124 9,009 24,523 28,202
Repurchase agreements 2,773 2,885 8,319 9,861
Total interest expense 25,723 29,271 79,842 91,977
NET INTEREST INCOME 46,198 44,404 136,170 134,354
PROVISION FOR CREDIT LOSSES 307 (800) 982 (567)
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 45,891 45,204 135,188 134,921
NON-INTEREST INCOME:        
Retail fees and charges 3,792 3,856 11,056 11,369
Insurance commissions 827 787 2,589 2,337
Loan fees 367 427 1,221 1,312
Income from BOLI 333 377 1,001 1,120
Other non-interest income 300 374 979 1,395
Total non-interest income 5,619 5,821 16,846 17,533
NON-INTEREST EXPENSE:        
Salaries and employee benefits 10,929 12,137 32,379 36,473
Occupancy 2,479 2,427 7,662 7,136
Information technology and communications 2,373 2,293 6,985 6,723
Regulatory and outside services 1,437 1,391 3,990 4,435
Deposit and loan transaction costs 1,326 1,286 3,976 4,207
Federal insurance premium 1,078 1,107 3,264 3,337
Advertising and promotional 942 1,186 2,825 3,222
Other non-interest expense 1,816 1,775 5,914 6,027
Total non-interest expense 22,380 23,602 66,995 71,560
INCOME BEFORE INCOME TAX EXPENSE 29,130 27,423 85,039 80,894
INCOME TAX EXPENSE 9,147 9,428 27,555 27,621
NET INCOME $ 19,983 $ 17,995 $ 57,484 $ 53,273
Basic earnings per share $ 0.14 $ 0.13 $ 0.41 $ 0.37
Diluted earnings per share $ 0.14 $ 0.13 $ 0.41 $ 0.37
Dividends declared per share $ 0.33 $ 0.08 $ 0.91 $ 0.93
Basic weighted average common shares 138,331,681 143,262,534 140,246,658 145,518,110
Diluted weighted average common shares 138,334,404 143,263,324 140,247,794 145,518,222