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Consolidated Statements Of Income (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended
Dec. 31, 2013
Dec. 31, 2012
INTEREST AND DIVIDEND INCOME:    
Loans receivable $ 56,948 $ 58,467
Mortgage-backed securities ("MBS") 11,962 15,183
Investment securities 2,066 2,865
Capital stock of FHLB 1,196 1,128
Cash and cash equivalents 62 33
Total interest and dividend income 72,234 77,676
INTEREST EXPENSE:    
FHLB borrowings 16,863 18,628
Deposits 8,323 9,849
Repurchase agreements 2,803 3,569
Total interest expense 27,989 32,046
NET INTEREST INCOME 44,245 45,630
PROVISION FOR CREDIT LOSSES 515 233
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 43,730 45,397
NON-INTEREST INCOME:    
Retail fees and charges 3,810 3,992
Insurance commissions 558 571
Loan fees 450 467
Income from BOLI 338 382
Other non-interest income 344 356
Total non-interest income 5,500 5,768
NON-INTEREST EXPENSE:    
Salaries and employee benefits 10,726 12,181
Occupancy 2,549 2,318
Information technology and communications 2,292 2,198
Regulatory and outside services 1,396 1,765
Deposit and loan transaction costs 1,387 1,526
Federal insurance premium 1,083 1,114
Advertising and promotional 1,006 1,032
Other non-interest expense 2,348 2,607
Total non-interest expense 22,787 24,741
INCOME BEFORE INCOME TAX EXPENSE 26,443 26,424
INCOME TAX EXPENSE 8,630 8,861
NET INCOME $ 17,813 $ 17,563
Basic earnings per share $ 0.12 $ 0.12
Diluted earnings per share $ 0.12 $ 0.12
Dividends declared per share $ 0.51 $ 0.78
Basic weighted average common shares 142,881,977 147,882,707
Diluted weighted average common shares 142,883,041 147,882,809