APPLE INC COM 037833100 BBG001S5N8V8 305046 916 SH SOLE 0 0 916 AT&T INC COM 00206R102 BBG001S5VWH2 309758 12695 SH SOLE 0 0 12695 DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 BBG011DXY6D4 278079 6256 SH SOLE 0 0 6256 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 197443356 4559893 SH SOLE 0 0 4559893 HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 BBG00JGMYXN7 18897933 512834 SH SOLE 0 0 512834 INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 385826 522 SH SOLE 0 0 522 ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 69353465 730113 SH SOLE 0 0 730113 ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 92551728 1286334 SH SOLE 0 0 1286334 ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 55745966 409776 SH SOLE 0 0 409776 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 438186320 572157 SH SOLE 0 0 572157 ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 50417709 533295 SH SOLE 0 0 533295 ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 290270369 697547 SH SOLE 0 0 697547 ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 631310 5040 SH SOLE 0 0 5040 ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 372887 1504 SH SOLE 0 0 1504 ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 14497744 52171 SH SOLE 0 0 52171 J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716 BBG01J4V6196 13450643 263119 SH SOLE 0 0 263119 J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 BBG00N6W8XF5 175467239 3918429 SH SOLE 0 0 3918429 J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 BBG00M8D48L9 6712634 141081 SH SOLE 0 0 141081 J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 BBG00GP26NW0 1782544 35389 SH SOLE 0 0 35389 MICROSOFT CORP COM 594918104 BBG001S5TD05 245166 478 SH SOLE 0 0 478 NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 335947 1471 SH SOLE 0 0 1471 SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 BBG00HXSKY16 209867689 5724705 SH SOLE 0 0 5724705 SCHWAB STRATEGIC TR MUN BD ETF 808524649 BBG019GV63H2 653407 27045 SH SOLE 0 0 27045 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 2290864 103659 SH SOLE 0 0 103659 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 990590 33797 SH SOLE 0 0 33797 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 64965795 2165527 SH SOLE 0 0 2165527 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 147318804 4330359 SH SOLE 0 0 4330359 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 23573957 722463 SH SOLE 0 0 722463 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 BBG001S72SM3 7183284 9419 SH SOLE 0 0 9419 VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 BBG001SHTTS4 824326 9148 SH SOLE 0 0 9148 VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 BBG001SHVTS1 879167 11211 SH SOLE 0 0 11211 VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 BBG001SHTB03 11339529 30300 SH SOLE 0 0 30300 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 495239 707 SH SOLE 0 0 707 VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 225707 2657 SH SOLE 0 0 2657