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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FEDEX CORP COM 31428X106 BBG001S5R3M5 294,981 1,291 SH   SOLE   0 0 1,291
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 BBG00JGMYXN7 15,439,901 404,133 SH   SOLE   0 0 404,133
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 80,214,267 320,652 SH   SOLE   0 0 320,652
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 37,701,648 389,883 SH   SOLE   0 0 389,883
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 542,788 1,320 SH   SOLE   0 0 1,320
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 183,504,400 814,742 SH   SOLE   0 0 814,742
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 329,601 1,349 SH   SOLE   0 0 1,349
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 228,999 1,504 SH   SOLE   0 0 1,504
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 10,853,105 60,836 SH   SOLE   0 0 60,836
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 BBG00N6W8XF5 95,460,480 2,014,359 SH   SOLE   0 0 2,014,359
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 179,846,818 3,574,062 SH   SOLE   0 0 3,574,062
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 BBG00HXSKY16 343,511,217 8,685,492 SH   SOLE   0 0 8,685,492
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 306,041 6,524 SH   SOLE   0 0 6,524
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 826,082 17,264 SH   SOLE   0 0 17,264
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 44,159,295 912,948 SH   SOLE   0 0 912,948
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 90,999,298 1,341,183 SH   SOLE   0 0 1,341,183
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 24,356,698 580,890 SH   SOLE   0 0 580,890
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 4,317,018 10,545 SH   SOLE   0 0 10,545
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 5,509,680 26,995 SH   SOLE   0 0 26,995