The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 90,421 347,398 SH   SOLE   0 0 347,398
ISHARES TR CORE S&P SCP ETF 464287804 28,325 260,989 SH   SOLE   0 0 260,989
ISHARES TR CORE S&P500 ETF 464287200 415 1,043 SH   SOLE   0 0 1,043
ISHARES TR RUS 1000 ETF 464287622 212,353 948,724 SH   SOLE   0 0 948,724
ISHARES TR RUS 1000 GRW ETF 464287614 310 1,274 SH   SOLE   0 0 1,274
ISHARES TR RUSSELL 2000 ETF 464287655 14,434 65,330 SH   SOLE   0 0 65,330
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 185,985 4,718,046 SH   SOLE   0 0 4,718,046
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 398 4,118 SH   SOLE   0 0 4,118
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 89,900 692,708 SH   SOLE   0 0 692,708
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,029 21,124 SH   SOLE   0 0 21,124
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 86,524 1,162,487 SH   SOLE   0 0 1,162,487
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 28,659 287,535 SH   SOLE   0 0 287,535
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,476 8,770 SH   SOLE   0 0 8,770
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,526 26,737 SH   SOLE   0 0 26,737
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 235 4,782 SH   SOLE   0 0 4,782