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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 84,808 589,518 SH   SOLE   20,294 0 569,224
ISHARES TR RUS 1000 ETF 464287622 158,988 1,123,356 SH   SOLE   53,269 0 1,070,087
ISHARES TR RUSSELL 2000 ETF 464287655 11,390 99,511 SH   SOLE   5,274 0 94,237
ISHARES TR CORE S&P SCP ETF 464287804 24,235 431,907 SH   SOLE   3,096 0 428,811
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 285 4,720 SH   SOLE   0 0 4,720
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,924 31,411 SH   SOLE   0 0 31,411
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 68,171 1,616,954 SH   SOLE   22,806 0 1,594,148
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 29,532 573,211 SH   SOLE   17,763 0 555,448
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 165,519 6,602,267 SH   SOLE   64,841 0 6,537,426
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,251 8,732 SH   SOLE   0 0 8,732
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,504 27,183 SH   SOLE   0 0 27,183