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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 89,271 461,990 SH   SOLE   22,873 0 439,117
ISHARES TR CORE S&P SCP ETF 464287804 52,698 676,997 SH   SOLE   14,063 0 662,934
ISHARES TR RUS 1000 ETF 464287622 191,285 1,162,543 SH   SOLE   52,290 0 1,110,253
ISHARES TR RUS 1000 GRW ETF 464287614 288 1,806 SH   SOLE   0 0 1,806
ISHARES TR RUSSELL 2000 ETF 464287655 17,470 115,435 SH   SOLE   5,239 0 110,196
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 168,497 5,778,341 SH   SOLE   49,442 0 5,728,899
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 540 7,608 SH   SOLE   0 0 7,608
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,759 38,899 SH   SOLE   0 0 38,899
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 79,454 1,405,278 SH   SOLE   0 0 1,405,278
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,947 27,929 SH   SOLE   0 0 27,929
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,591 8,732 SH   SOLE   0 0 8,732
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,105 27,183 SH   SOLE   0 0 27,183