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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 65,552 337,442 SH   SOLE   17,263 0 320,179
ISHARES TR CORE S&P SCP ETF 464287804 48,596 620,789 SH   SOLE   14,380 0 606,409
ISHARES TR RUS 1000 ETF 464287622 191,264 1,174,909 SH   SOLE   52,832 0 1,122,077
ISHARES TR RUS 1000 GRW ETF 464287614 242 1,540 SH   SOLE   0 0 1,540
ISHARES TR RUSSELL 2000 ETF 464287655 18,142 116,669 SH   SOLE   5,239 0 111,430
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 162,788 5,638,081 SH   SOLE   50,893 0 5,587,188
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 487 6,905 SH   SOLE   0 0 6,905
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,869 40,868 SH   SOLE   0 0 40,868
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 56,285 985,907 SH   SOLE   0 0 985,907
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,832 25,636 SH   SOLE   0 0 25,636
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,558 8,732 SH   SOLE   0 0 8,732
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,080 27,183 SH   SOLE   0 0 27,183