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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 61,894 326,791 SH   SOLE   15,952 0 310,839
ISHARES TR CORE S&P SCP ETF 464287804 42,197 546,940 SH   SOLE   10,613 0 536,327
ISHARES TR RUS 1000 ETF 464287622 186,952 1,188,432 SH   SOLE   54,210 0 1,134,222
ISHARES TR RUSSELL 2000 ETF 464287655 18,165 118,659 SH   SOLE   5,443 0 113,216
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 142,146 5,107,672 SH   SOLE   20,247 0 5,087,425
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 483 7,091 SH   SOLE   0 0 7,091
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,783 41,168 SH   SOLE   0 0 41,168
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 51,406 928,072 SH   SOLE   0 0 928,072
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,216 17,389 SH   SOLE   0 0 17,389
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,403 8,506 SH   SOLE   0 0 8,506
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,934 27,183 SH   SOLE   0 0 27,183