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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 84,496 485,744 SH   SOLE   25,401 0 460,343
ISHARES TR CORE S&P SCP ETF 464287804 697 9,938 SH   SOLE   416 0 9,522
ISHARES TR RUS 1000 ETF 464287622 246,355 1,821,214 SH   SOLE   63,134 0 1,758,080
ISHARES TR RUSSELL 2000 ETF 464287655 26,292 186,575 SH   SOLE   6,445 0 180,130
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 218 3,731 SH   SOLE   0 0 3,731
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,904 32,964 SH   SOLE   0 0 32,964
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 47,408 984,395 SH   SOLE   0 0 984,395
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 882 13,804 SH   SOLE   0 0 13,804
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,219 9,175 SH   SOLE   0 0 9,175
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,258 26,183 SH   SOLE   0 0 26,183