The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 82,103 479,516 SH   SOLE   34,891 0 444,625
ISHARES TR CORE S&P SCP ETF 464287804 602 8,691 SH   SOLE   428 0 8,263
ISHARES TR RUS 1000 ETF 464287622 236,399 1,801,132 SH   SOLE   88,981 0 1,712,151
ISHARES TR RUSSELL 2000 ETF 464287655 25,514 185,584 SH   SOLE   9,328 0 176,256
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 205 3,591 SH   SOLE   0 0 3,591
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,847 32,819 SH   SOLE   0 0 32,819
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 45,498 961,304 SH   SOLE   0 0 961,304
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 833 13,229 SH   SOLE   0 0 13,229
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,164 9,182 SH   SOLE   0 0 9,182
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,177 26,183 SH   SOLE   0 0 26,183