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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 23,748 156,260 SH   SOLE   11,888 0 144,372
ISHARES TR RUS 1000 ETF 464287622 177,742 1,534,240 SH   SOLE   107,612 0 1,426,628
ISHARES TR RUSSELL 2000 ETF 464287655 24,572 197,574 SH   SOLE   13,923 0 183,651
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,306 26,345 SH   SOLE   0 0 26,345
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 8,670 200,928 SH   SOLE   0 0 200,928
SPDR S&P 500 ETF TR TR UNIT 78462f103 1,789 8,665 SH   SOLE   0 0 8,665
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,808 26,183 SH   SOLE   0 0 26,183