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Regulatory Capital (Tables)
9 Months Ended
Sep. 30, 2016
Banking and Thrift [Abstract]  
Summary of Capital Amounts, Tier 1 Risk Based and Tier 1 Leveraged Ratios
To be categorized as well capitalized, an institution must maintain minimum common equity Tier 1, Tier 1 risk based, total risk based and Tier 1 leveraged ratios as set forth in the following table:
 
Actual
 
For Capital Adequacy Purposes (Minimum Plus Capital Buffer)
 
To Be Well Capitalized Under
Prompt Corrective Action
Provisions
(amounts in thousands)
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of September 30, 2016:
 
 
 
 
 
 
 
 
 
 
 
Common equity Tier 1 capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
553,391

 
7.117
%
 
$
398,497

 
5.125
%
 
N/A

 
N/A

Customers Bank
$
772,484

 
9.971
%
 
$
397,045

 
5.125
%
 
$
503,569

 
6.500
%
Tier 1 capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
770,070

 
9.904
%
 
$
515,130

 
6.625
%
 
N/A

 
N/A

Customers Bank
$
772,484

 
9.971
%
 
$
513,253

 
6.625
%
 
$
619,777

 
8.000
%
Total capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
904,305

 
11.630
%
 
$
670,641

 
8.625
%
 
N/A

 
N/A

Customers Bank
$
919,234

 
11.865
%
 
$
668,198

 
8.625
%
 
$
774,722

 
10.000
%
Tier 1 capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
770,070

 
8.182
%
 
$
376,467

 
4.000
%
 
N/A

 
N/A

Customers Bank
$
772,484

 
8.229
%
 
$
375,508

 
4.000
%
 
$
469,385

 
5.000
%
As of December 31, 2015:
 
 
 
 
 
 
 
 
 
 
 
Common equity Tier 1 capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
500,624

 
7.610
%
 
$
296,014

 
4.500
%
 
N/A

 
N/A

Customers Bank
$
565,217

 
8.620
%
 
$
294,916

 
4.500
%
 
$
425,990

 
6.500
%
Tier 1 capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
556,193

 
8.460
%
 
$
394,685

 
6.000
%
 
N/A

 
N/A

Customers Bank
$
565,217

 
8.620
%
 
$
393,221

 
6.000
%
 
$
524,295

 
8.000
%
Total capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
698,323

 
10.620
%
 
$
526,247

 
8.000
%
 
N/A

 
N/A

Customers Bank
$
710,864

 
10.850
%
 
$
524,295

 
8.000
%
 
$
655,369

 
10.000
%
Tier 1 capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
556,193

 
7.160
%
 
$
310,812

 
4.000
%
 
N/A

 
N/A

Customers Bank
$
565,217

 
7.300
%
 
$
309,883

 
4.000
%
 
$
387,353

 
5.000
%