Regulatory Capital (Tables)

6 Months Ended

Jun. 30, 2016

Summary of Capital Amounts, Tier 1 Risk Based and Tier 1 Leveraged Ratios

To be categorized as well capitalized, an institution must maintain minimum common equity Tier 1, Tier 1 risk based, total risk based and Tier 1 leveraged ratios as set forth in the following table:



	Actual				For Capital Adequacy Purposes (Minimum Plus Capital Buffer)				To Be Well Capitalized Under Prompt Corrective Action Provisions
(amounts in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of June 30, 2016:
Common equity Tier 1 capital (to risk weighted assets)
Customers Bancorp, Inc.	$	528,603	6.815	%	$	397,491	5.125	%	N/A		N/A
Customers Bank	$	684,682	8.856	%	$	396,238	5.125	%	$	502,546	6.500	%
Tier 1 capital (to risk weighted assets)
Customers Bancorp, Inc.	$	663,873	8.560	%	$	513,830	6.625	%	N/A		N/A
Customers Bank	$	684,682	8.856	%	$	512,210	6.625	%	$	618,518	8.000	%
Total capital (to risk weighted assets)
Customers Bancorp, Inc.	$	808,127	10.419	%	$	668,949	8.625	%	N/A		N/A
Customers Bank	$	831,513	10.755	%	$	666,839	8.625	%	$	773,147	10.000	%
Tier 1 capital (to average assets)
Customers Bancorp, Inc.	$	663,873	7.143	%	$	371,756	4.000	%	N/A		N/A
Customers Bank	$	684,682	7.385	%	$	370,840	4.000	%	$	463,551	5.000	%
As of December 31, 2015:
Common equity Tier 1 capital (to risk weighted assets)
Customers Bancorp, Inc.	$	500,624	7.610	%	$	296,014	4.500	%	N/A		N/A
Customers Bank	$	565,217	8.620	%	$	294,916	4.500	%	$	425,990	6.500	%
Tier 1 capital (to risk weighted assets)
Customers Bancorp, Inc.	$	556,193	8.460	%	$	394,685	6.000	%	N/A		N/A
Customers Bank	$	565,217	8.620	%	$	393,221	6.000	%	$	524,295	8.000	%
Total capital (to risk weighted assets)
Customers Bancorp, Inc.	$	698,323	10.620	%	$	526,247	8.000	%	N/A		N/A
Customers Bank	$	710,864	10.850	%	$	524,295	8.000	%	$	655,369	10.000	%
Tier 1 capital (to average assets)
Customers Bancorp, Inc.	$	556,193	7.160	%	$	310,812	4.000	%	N/A		N/A
Customers Bank	$	565,217	7.300	%	$	309,883	4.000	%	$	387,353	5.000	%