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Regulatory Capital (Tables)
3 Months Ended
Mar. 31, 2016
Banking and Thrift [Abstract]  
Summary of Capital Amounts, Tier 1 Risk Based and Tier 1 Leveraged Ratios
To be categorized as well capitalized, an institution must maintain minimum common equity Tier 1, Tier 1 risk based, total risk based and Tier 1 leveraged ratios as set forth in the following table:
 
Actual
 
For Capital Adequacy Purposes (Minimum Plus Capital Buffer)
 
To Be Well Capitalized Under
Prompt Corrective Action
Provisions
(amounts in thousands)
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of March 31, 2016:
 
 
 
 
 
 
 
 
 
 
 
Common equity Tier 1 capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
518,117

 
7.201
%
 
$
368,754

 
5.125
%
 
N/A

 
N/A

Customers Bank
$
631,569

 
8.806
%
 
$
367,589

 
5.125
%
 
$
466,210

 
6.500
%
Tier 1 capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
597,794

 
8.308
%
 
$
476,681

 
6.625
%
 
N/A

 
N/A

Customers Bank
$
631,569

 
8.806
%
 
$
475,176

 
6.625
%
 
$
573,797

 
8.000
%
Total capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
740,646

 
10.294
%
 
$
620,585

 
8.625
%
 
N/A

 
N/A

Customers Bank
$
777,883

 
10.845
%
 
$
618,625

 
8.625
%
 
$
717,246

 
10.000
%
Tier 1 capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
597,794

 
7.151
%
 
$
334,366

 
4.000
%
 
N/A

 
N/A

Customers Bank
$
631,569

 
7.575
%
 
$
333,494

 
4.000
%
 
$
416,868

 
5.000
%
As of December 31, 2015:
 
 
 
 
 
 
 
 
 
 
 
Common equity Tier 1 capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
500,624

 
7.610
%
 
$
296,014

 
4.500
%
 
N/A

 
N/A

Customers Bank
$
565,217

 
8.620
%
 
$
294,916

 
4.500
%
 
$
425,990

 
6.500
%
Tier 1 capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
556,193

 
8.460
%
 
$
394,685

 
6.000
%
 
N/A

 
N/A

Customers Bank
$
565,217

 
8.620
%
 
$
393,221

 
6.000
%
 
$
524,295

 
8.000
%
Total capital (to risk weighted assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
698,323

 
10.620
%
 
$
526,247

 
8.000
%
 
N/A

 
N/A

Customers Bank
$
710,864

 
10.850
%
 
$
524,295

 
8.000
%
 
$
655,369

 
10.000
%
Tier 1 capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
556,193

 
7.160
%
 
$
310,812

 
4.000
%
 
N/A

 
N/A

Customers Bank
$
565,217

 
7.300
%
 
$
309,883

 
4.000
%
 
$
387,353

 
5.000
%