XML 67 R46.htm IDEA: XBRL DOCUMENT v3.3.1.900
Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2015
Banking and Thrift [Abstract]  
Summary of Capital Amounts, Tier 1 Risk Based and Tier 1 Leveraged Ratios
To be categorized as well capitalized, an institution must maintain minimum common equity Tier 1, total risk based, Tier 1 risk based and Tier 1 leveraged ratios as set forth in the following table:

 
Actual
 
For Capital Adequacy
Purposes
To Be Well Capitalized
Under
Prompt Corrective Action
Provisions
(amounts in thousands)
Amount
 
Ratio
 
 
Amount
 
Ratio
 
Amount
 
Ratio
December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
Common equity Tier 1 (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
500,624

 
7.61
%
 
 
$
296,014

 
4.5
%
 
N/A

 
N/A

Customers Bank
$
565,217

 
8.62
%
 
 
$
294,916

 
4.5
%
 
$
425,990

 
6.5
%
Total capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
698,323

 
10.62
%

 
$
526,247


8.0
%

N/A

 
N/A

Customers Bank
$
710,864

 
10.85
%

 
$
524,295


8.0
%

$
655,369


10.0
%
Tier 1 capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
556,193

 
8.46
%

 
$
394,685


6.0
%

N/A

 
N/A

Customers Bank
$
565,217

 
8.62
%

 
$
393,221


6.0
%

$
524,295


8.0
%
Tier 1 capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
556,193

 
7.16
%

 
$
310,812


4.0
%

N/A

 
N/A

Customers Bank
$
565,217

 
7.30
%

 
$
309,883


4.0
%

$
387,353


5.0
%
December 31, 2014
 
 
 
 
 
 
 
 
 
 
 
 
Total capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
578,644

 
11.09
%

 
$
417,473


8.0
%

N/A

 
N/A

Customers Bank
$
621,894

 
11.98
%

 
$
415,141


8.0
%

$
518,926


10.0
%
Tier 1 capital (to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
437,712

 
8.39
%

 
$
208,737


4.0
%

N/A

 
N/A

Customers Bank
$
480,963

 
9.27
%

 
$
207,570


4.0
%

$
311,356


6.0
%
Tier 1 capital (to average assets)
 
 
 
 
 
 
 
 
 
 
 
 
Customers Bancorp, Inc.
$
437,712

 
6.69
%

 
$
261,622


4.0
%

N/A

 
N/A

Customers Bank
$
480,963

 
7.39
%

 
$
260,462


4.0
%

$
325,577


5.0
%